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LAST UPDATED: September 8th, 2022

Founded in 1902, AAA has been around for over 115 years. Not only does AAA insure cars and home, but is also works to make sure that your “summer toys” are insured. Providing motorcycle insurance allows customers to enjoy the freedom of two wheels without the worry of being stranded.

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The Good

  • Time in Business
  • Multi-faceted
  • Benefits and Coverage

Time in Business

AAA was founded in 1902 when a group of nine automobile clubs came together to create a national motoring organization. At the time only 23,000 cars were in operation in the United States. Over the years, the values of this company have remained consistent as it continues working to ensure travelers’ interests are represented in highway and traffic safety, energy, transportation infrastructure, and environmental policies. With that long of a good reputation, only negative experiences would cause someone not to trust AAA.


When thinking about summer toys, one doesn’t typically stop with a motorcycle. In addition to providing insurance to cars, homes, and motorcycles, AAA also insures RV’s and Watercraft.

Benefits and Coverage

The insurance coverage provided by AAA includes the following:

  • Liability — pays expenses for damage to the vehicle, personal injuries, and/or legal costs if you are at fault
  • Collision — repairs or replacements when damaged during an accident
  • Comprehensive — damages not involving a collision (weather damage, falling tree branches, theft or vandalism)
  • Uninsured and Underinsured Motorist — covers your expenses, even when the other driver doesn’t have enough insurance to pay for them
  • Medical Payments — pays for expensive medical bills, no matter who is at fault

Extra benefits include emergency fuel delivery, towing (up to 100 miles per incident), and locksmith service.


The Bad

  • Lack of Promotion
  • Little information

Lack of Promotion

If you are looking to insure your motorcycle with AAA and are researching online, you will need to include “Motorcycle Insurance” in your search, or on the main webpage you will need to search for “motorcycle.” If you don’t, it is not likely that you will find any information about motorcycle insurance and coverage options. It is hidden within the website.

Little Information

It is very hard to find information about the motorcycle insurance provided by AAA. The majority of information that you will find about the insurance policies and additional perks can only be found on third-party websites or if you reach out personally to a customer service representative on the phone or through a free online quote request.


The Bottom Line

With over 100 years experience providing insurance to automobile owners, AAA is a wonderful choice for your motorcycle insurance provider. Its reputation speaks for itself. The coverage provided is comparable to any other provider and the list of extra benefits and add-ons is extensive. We recommend that you at least reach out to get a quote if you are looking to insure a motorcycle now or in the near future.

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23 Reviews

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Gabe Burton Riverton, UT

Covered my totalled bike after some idiot hit me while I was parked. It was super easy to file my claim and they had it all sorted out within a few weeks. My new bike looks sick as hell too

1 year ago


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Tianna Tallahassee, FL

Sometimes it take a while for customer service to pick up but services are done well

11 months ago

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TheTennant 5 Salem, VA

Consistent customer service and easy to deal with.

1 year ago