UnitedFinances
Author: Kaitlyn Short
Founded in 2008, United Finances helps people in all financial situations to get the loan they need. Its financial experience helps customers find trustworthy, reliable lenders who can work with the history of an applicant. United Finances has helped over a million people find loan providers since it started. The company is headquartered in San Francisco, California.
Top Ranked Companies
The Good
- Time in Business
- Quick Online Application Process
- No Commitment Necessary
- Tailored Reputable Lender Options
- No Credit Check
Time in Business
United Finances has been around for over two decades. The company offers clients its knowledge and financial understanding as it gives lender recommendations based on years of data and lending credentials. It is constantly keeping its database updated to help potential consumers find lending institutions that can meet their needs.
Quick Online Application Process
United Finances has a quick online application form that collects information to get the best loan options suited for you. Approval can be given in minutes and is conveniently all online, so a visit to a financial institution is not required.
United Finances uses customer information to compare and look for the best loan product based on information on the application. Clients save time and money while getting accurate information quickly. The company's service is free of charge. Be wary of lenders who charge additional fees or ask for money up front.
No Commitment Necessary
Users can opt out at any point if they do not want information sent to them. The online application is free and there is no penalty if you choose to not use its recommendations.
Tailored Reputable Lender Options
If an applicant has poor credit, or has a specific term that is needed, United Finances can work with this and find lenders that can fit these client needs.
No Credit Check
Loan applications come with a credit check. Multiple credit checks can ding credit scores, and no one wants that. This is where a service like United Finances is beneficial as it will not pull credit to match a customer with a lender, so customers do not need to worry about the possibility of a credit decrease.
The Bad
- Very Few Independent Reviews
Very Few Independent Reviews
United Finances claims to have helped over a million customers find lending partners since it started. This may be true, but very few of these users have left independent reviews online. Reviews can be found on the company's website, but little is to be found when looking for opinions of this company on other platforms.
The Bottom Line
United Finances may be a great option for someone who is shopping for loans and would like to have assistance to find a lender that will be able to work with their financial situation. United Finances is free and has a quick application process. Having many years in the industry gives the company financial expertise and knowledge about online lenders that will steer customers to use credentialed options.
