OneMain Financial

In life, there may come times when we can find ourselves constantly struggling to either get ahead, or just to keep up with our financial responsibilities. Taking on additional jobs is sometimes impossible, and reaching out to family members or friends, does not answer the issues we face. And as we all know....the longer you fend off bills and the bill collectors that can follow, the worse it all seems to get. Or it may be that you just want to consolidate all your bills, to simplify and lessen your monthly pay out. This is the situation that I was in. I was rebuilding my credit at the same time, and so my credit score was not the best. I thought it impossible that anyone would agree to approve me a $5,000 loan. I couldn't have been more wrong. I remember receiving an advertisement back some weeks before. I had not thrown it out, but kept it, while I worked up the courage to call and find out if they had the right person for this offer. Finally one friday after 3, when the week had taken it's toll, I decided to call and at least get some information. I was so happy that I made that call. Within maybe 10-15 minutes of simple conversation and the answering of a few questions, I was thrilled to hear the service representative tell me I was approved for more than I asked for. Many times when we seek a loan, we always undercut the true amount we need, in the hopes that the smaller amount will somehow get approved. With OneMain, not only did the smaller amount get approved, but the real amount I needed was covered. In conclusion, If I had one sentence to tell anyone in a financial strain what to do to get out of that predicament, I would say, Regardless of what your credit score is, call OneMain for they have answers and solutions to remedy your fear and your on hand finances.

It was great being able to consolidate everything

Borrowing money should not be easy, it is a big deal but sometimes necessary because of past money mismanagement or unexpected emergencies. The result for us was a high rate car loan and credit card we had carried for several years. Then we went to visit with the great folks at One Main. Their expertise made it possible to pay off the high rate loans, bring down the payments and interest rate to something so much affordable. They will always be at the top of our list!.

Excellent service! Easy, no hassle, monthly payments as a option is fantastic! Will definitely be my finance company for years to come

I was very pleased with the service i received. They were able to loan me more than i requested and helped my family go to Arkansas when health issues were involved with family members thank you One Main Financial so much for your help

One Main was Very Helpful when we wanted to experience our very first Vacation in Las Vegas which was also our well overdue wedding honeymoon of 12 years. Thank You !

quick service and with the proper paper work the loan can be done in 30 min.

Onemainfiancial they are very helpful to help you get your money as soon as possible. They also have excellent customer service.

One Main Financial has always been there for us. We have taken out several loans with them and have had no problems. At one time we had a financial issue and they recommended Consumer Credit Counseling which we did and have been thankful ever since. They have always shown respect to John and I for several years.

Our credit scores have improved over the last 2 years,but one main helped when they were not too great with out scores- we have proven to be excellent in repaying our loans with one main - We understand the interest is high but the loans can always be paid off sooner without penalty and the loan process is without hassles and smooth..

This loan has helped me consolidate several bills and loans with high interest rates.

I have to say my experience with OneMain obviously has been completely different than that of the other reviewers. But first, let me clarify that the interest rate is, indeed, high. However, I knew that upfront and based on my situation, it is what I expected. On the other hand, I have worked with this company for many years, before they were "OneMain." They have helped me through some very difficult situations over the years. I ruined my credit back in college, and OneMain was there for me when nobody else even would consider lending me money. Having the loan, keeping it in good standing, and having renewed my loan a couple times over the years actually has helped me rebuild my credit and raise my credit score. If you need to borrow more money, the original loan is paid off, which reflects positively on your credit report. Finally, and most surprising to me, are the claims of poor customer service. Again, things must be different in my home state and city, as I never have experienced anything but stellar customer service. I always have been treated with respect, the crew knows my name, the process always has been smooth and clearly explained and I never was asked for money up front. Again, the interest rate is high, but I still would recommend OneMain to family and friends (having given them the interest information up front.)

OneMain is a very friendly and pleasant company to do business with. They help me in the middle of my devoice and consolidated by bills so I could continue to pay my monthly bills and not loose my home.

Credit score improved by securing a consolidation loan from one main finacial. I only make 1 payment vice several payments.

I applied for the loan on-line and was immediately approved. The branch called me and we worked on finalizing the loan amount, monthly payment and length of loan. I left with my check that night. The customer service I received was excellent and I would highly recommend them to anyone.

Barb came thru for me once again and did a fantastic job helping me get approved and going to bat for me based on my past history and payment history within this system.. She is a great customer advocate and helped me when i needed it most and was VERY timely.

I have poor credit and One Main approved me for a loan that I needed for an emergency. I had money in 4 hours. Thanks OneMain!!

OMF has always been helpful ,.their costumer service is great, the people I speak with are respectful and helpful. I would refer them to my family and friends. Christina Johns

Over all the staff was exceptionally very polite and friendly and made sure that your personal information was always safe by thier own resposibility of our interview for a loan.

One Main loan came in handy to tide me over short term crisis. I was processed quickly and professionally. Thank you One Main.

My experience with One Main was friendly and fast I had my loan within hours after I applied. Thank you One Main.

My husband and I have conducted business with One Main before and have always been satisfied. The loan officer was very helpful, answered all our questions and even helped us with an item not related to the loan. We certainly will use One Main in the future if necessary.

Everyone there is so helpful and knowledgeable in helping you with everything you need. They made the process so easy

The customer service was excellent but the interest rate is terrible. I guess OneMain knows if we come to them for a loan we are really hurting for money so they can take advantage of the situation by charging such high interest.

Good place for a loan if you have bad credit. They will try their hardest to get the money you need. My only complaint was it took all day long I got there at 11am and wasn't finished until 6pm and had to drive back home 3 times because they need proof of certain things that she didn't say I would need over the phone.

Tonya at the Wayne Michigan office was very helpful each time of my requests very understanding company who takes time to and give you the extra step in what it takes to get your loan approved

The employees were pleasant and professional and provided excellent ideas and provided excellent information on how best to supply my needs

Very pleased. Professional and personable. Made borrowing easy and quick.

Very professional agents. They keep everything simple and it also helps builds your credit score up.

I had a amazing experience, customer service was great. I would recommend this company 150 percent

I thank GOD for the OneMain Financial loan because it was a big help with me paying off credit cards, paying medical bills, having repairs done to my conversion van that GOD and HIS SON JESUS Blessed me and my family with to transport my son who have special needs with and purchase items for the home.

Litchfield il office the people are very friendly and helpful. The only thing I would change is the very high interest rate.

This loan has help me pay off some credit cards w high interest rate. Now I have only one loan to pay w high interest rate. There rate is as bad as credit cards no different.

They approved me for a $2,000 installment loan. Then they asked for a MoneyGram for $250 and said the loan would fund within one and a half hours. The next day they said I needed to send another $200 and it would fund right away. They said if I cancelled the loan I would get my $450 back right away. They are now asking for $220 or now $190 which I do not have. They will not refund me the money. These guys are crooks and I know better but was desperate. I would never do business with them and learned never to send a MoneyGram again. I am reporting them to the BBB.

I got a loan from one main not only am I paying there high interest rates but so far I've have payed over $2000.00 in processing fee I still have 14 months left on the loan so by the time I pay this off I'll have $10000.00 in interest & processing fees on $5000.00 loan

I could get a more fair business deal if I had borrowed from THE MOB! 3 years ago I was out on disability and had to borrow $6500.00. 3 years later, paying $200.00 a month, I still owe them over $3600.00! that is $2400.00 a year for three years and my loan is not even 1/2 paid yet! they take all your payments and apply them to the INTEREST FIRST! your principle does not decrease for YEARS! Seriously people! ANYONE ELSE is better than this dirty company!!!!

This is the worst company ever. The unemployment insurance is bogus at best. They wanted me to go back to my employer and ask them to fill out some paperwork instead of having the insurance company send and receive the paperwork from the company. I never did get the loan paid through the insurance, consequently I had to scrounge around and borrow money to pay this loan, otherwise needless to say, they harass you until you give them something. They are also extremely rude. I've resolved to dealing with the main company using the 800 number instead of the branch This company should close it's doors forever. Never again will I be suckered into taking a loan with this company again!!!!!

Will never make the mistake of getting a loan from One Main again!!! Tried calling them several times and had to leave messages. Worst company ever!!! Would not recommend using them!

Very high intrest . I got a 3,000 loan and paid 8,000 total . I had bad credit at the time .. but now my credit is way better . I wont make this mistake in the future.

This place stinks! First off their APR is OUTRAGEOUS! They do nothing to try and help you at all. This is the worst place to work with! They are great in the beginning make everything look like butterflies and daisies like they want to help someone that needs it but it just screws you over. DO NOT GO WITH ONE MAIN

I read their offer, but could find no way to contact them regarding the rate or length of the loan and it wasn't mentioned in the solicitation. I do not want my credit report run without knowledge of what I would be buying. If they are too high I wouldn't know it until after I went to a lot of trouble and exposure.

Worst place to get alone very high interest rate even if you have good credit is what I've noticed lending tree is got to be the best if anybody is looking for a loan stay away from one main financial