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LAST UPDATED: March 19th, 2021

Available in 48 states, My Green Loans is primarily based in Box Elder, Montana. The company has established in 2011 to offer short-term loans and other types of short-term money-lending solutions to customers. More than 1.5 million customers have done business with My Green loans, and the company has loaned more than $1 billion. A defining feature of My Green Loans is their personal loan options available to customers in amounts up to $40,000. Customers should be aware, however, that the company does offer short-term loans, which come at very steep rates.

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The Good

  • Steady Rates
  • Impressive Menu of Loans
  • Simple Application

Steady Rates 

Short-term loan rates can be high, but customers can have the assurance that whatever rates they secure, the rates will stay the same for the life of the loan. There are no surprises of rates going up on a whim.

Impressive Menu of Loans

Whether you need a personal loan, short-term loan, short-term loan or even a military loan, My Green Loans has you covered. In addition, we like that My Green Loans offers loans in varying terms, including one-year, three-year and five-year personal loans. We also like that the company is available is just about every state in the U.S. Only Iowa and Idaho residents don't have access to My Green Loans.

Simple Application

If you need cash fast, you've come to the right place. At My Green Loans, you can apply online and be on your way to getting the money you need within minutes. Customers appreciate how quick and easy it is to get a loan from My Green Loans. The lender understands that everyone has specific and unique financial needs, and the company is available to help meet those needs. Customers also love how the company offers loans for customers looking to purchase solar power systems.


The Bad

  • Exceptionally High Rates
  • Sparse Website
  • Poor Customer Service

Exceptionally High Rates

Short-term loans are notorious for being sky-high. Customers should expect to pay up to 35 percent in interest. Yes, the interest is fixed, but that's a difficult position to be in to be saddled with an interest rate that high.

Sparse Website

There just isn't much to My Green Loans' website. It's difficult to obtain much information beyond the bare minimum and very basics of what the company does and what it is all about. There is not even a way to chat online with customer service or even to speak with a representative on the phone.

Poor Customer Service

Current and previous customers have complained extensively about the company lack of customer service and poor response times. Even basic questions must be addressed through an archaic form letter that is emailed to some support representative.

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The Bottom Line

My Green Loans is not a lender that every type of person should choose. The company is ideal for someone who needs cash quickly but is in a position to pay off the loan in a timely manner. If you would struggle to repay the high-interest loan in as little as a year, this isn't the right lender for you. If you're short some needed cash for an immediate urgent need and you know that enough money to cover the purchase is right around the corner, My Green Loans is a viable option and a place we definitely recommend. Just be mindful of the high rates, and don't get behind in your payments.

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Deidra Dunbar

This is a scandalous company. They are scamming people. First, they pretend to be professional and once they convince you they get you to trust them with your information then they scam you using your information to make dummy deposits into your account via mobile phones. They are causing your accounts to be negative because the bank thinks it's legit. Beware!

6 years ago

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Quincy Harris Las Vegas, NV

This company is a scam. They try to get you to pay for insurance on the loan from a gift card and then do not deposit the funds into your account as promised. DO NOT USE MY GREEN LOANS! SCAM SCAM SCAM

7 years ago