Founded in 2013, LoanMe is a lending company that offers both personal and small business loans to residents of Arizona, Delaware, Idaho, Kentucky, Missouri, New Mexico, South Carolina, Texas, and Utah. (Loans are no longer offered in California.) All of its loans are unsecured and are typically used for one-time purchases or debt consolidation.

The company advertises a quick, easy application and approval process for qualified applicants, and it's even possible to have money deposited into your checking account in as little as three to four hours. The max length for a LoanMe loan is 15 years, and loan amounts range from $600 to $100,000*.

Read LoanMe reviews below to see what past borrowers have to say about the online lender.

*Loans for $600 are only available to California residents.

Top Ranked Companies

company logo
#1 Best Egg chevron_right
9.3 Overall Score
4.9
starstarstarstarstar_half
(7,810)
company logo
#2 FreedomPlus chevron_right
7.0 Overall Score
4.6
starstarstarstarstar_half
(2,088)
company logo
#3 SoFi chevron_right
6.8 Overall Score
4.7
starstarstarstarstar_half
(119)

The Good

  • Wide Loan Fund Range
  • 15-Year Max Loan Length
  • Simple Application Process
  • Customer Service
  • No Prepayment Penalties
  • No Fund Limitations
  • Great for Debt Consolidation
  • Soft Credit Score Inquiry
  • LoanMe Reviews

Wide Loan Fund Range

LoanMe personal loans range from $600 to $100,000. However, that amount can vary depending on the borrower's credit score, a state of residence**, and other personal information. The annual percentage rate and repayment term will also fluctuate based on these factors. 

FICO 740 and up:

  • $7,500 to $100,000 loan amounts
  • 12 to 17 percent loan fee
  • 15-year repayment term

FICO 700 and up:

  • $7,500 to $75,000 loan amounts
  • 15 to 25 percent loan fee
  • 15-year repayment term

FICO 660 and up:

  • $7,500 to $50,000 loan amounts
  • 23 to 33 percent loan fee
  • 15-year repayment term

FICO 645 and up:

  • $7,500 to $50,000 loan amounts
  • 33 percent loan fee
  • 15-year repayment term

For applicants with lower credit scores than the minimum credit score of 645, LoanMe personal loans are much smaller and require high interest rates. There are flat loan fees instead of percentage-based fees, and the repayment terms are much shorter as well.

**State of residence loan amounts: The Subprime personal loan amounts range from $1,000-$20,000 in the following states —

  • Delaware
  • Idaho
  • Missouri
  • New Mexico
  • South Carolina
  • Utah

The only Subprime loan product in Arizona however is at $10,600.

15-Year Max Loan Length

Most personal loan lenders keep their loan lengths between two and five years. LoanMe, on the other hand, offers a maximum loan length of 15 years, giving borrowers a long stretch of time to pay off their loans. It's beneficial for customers to have more flexibility in their loan terms, especially if they have a unique financial situation and need quick funds but won't be able to pay them back right away. This also provides more flexibility in monthly payment options.

However, be aware that if you are a borrower with a longer loan term, you may pay smaller monthly payments, but this means you will have to pay more money in interest charges over the lifespan of the loan. 

Simple Application Process

LoanMe advertises a quick, easy application process that can provide applicants with pre-approval in just a few minutes. The entire application process takes only five minutes to complete.

LoanMe's personal loan application asks for basic contact and personal information (state of residence, name, phone number, address, birth date, social security number, driver's license, etc.), as well as personal proof of income information (monthly income and expenses), any business ownership, and if the applicant is or has ever been enrolled in credit counseling or a debt settlement program.

The entire process can be completed online or over the phone. Funds are wired directly to the applicant's bank account, so the borrower could potentially have the money in their hands within three to four hours if all required documents are received prior to 1 PM PST on a business day.

Customer Service

LoanMe provides several reliable methods for contacting its customer service department, as well as other departments such as collections service, loss mitigation, complaints, and the loan application department. The general customer service department can be reached via phone or email. This makes it simple for borrowers to get the help they need with little effort and no headache. 

No Prepayment Penalties

LoanMe does not charge any prepayment fees. This means borrowers can make extra payments on their loans, and they will not be charged for repaying back the loan earlier than the due date. Having the ability to repay the loan as soon as you'd like with no penalty could save you a great deal of money in interest fees. 

No Fund Limitations

Many personal loan lenders have terms that limit what borrowers can spend their loan funds on. However, LoanMe has no fund limitations, enabling you to borrow money and spend it on whatever you'd like. Whether you are putting the funds towards medical bills, home renovations, debt consolidation, or any other major expenses, you have the freedom to control where the borrowed money goes. 

Great for Debt Consolidation

LoanMe's personal loans are great for debt consolidation, as its annual percentage rate range and loan amounts are extremely flexible and are based on your individual financial situation, credit score, and credit history. LoanMe offers competitive rates and could potentially save you a lot of money in interest charges if you pay off high-interest credit card debt with your personal loan funds. LoanMe offers a manageable payback process and you can repay the loan as quickly as you want with no prepayment penalties on additional payments. 

Soft Credit Score Inquiry

When you are pre-qualified for a LoanMe personal loan, this will not affect your credit score. LoanMe first completes a soft credit inquiry to determine your rates and fees. You will not receive a hard credit inquiry on your credit report until you accept LoanMe's offer and officially borrow the loan funds. This makes it simple for borrowers to compare lenders' rates and terms before making their final purchasing decision. 

LoanMe Reviews

LoanMe complaints are limited, as most of its reviews are positive and highlight a satisfactory customer experience. Current LoanMe reviews note great rates even for people with poor credit scores, a fast and efficient loan process, and a professional staff with quality customer service.

The Bad

  • Additional Fees
  • Limited Coverage Area
  • Time in Business
  • High Interest Rates

Additional Fees

LoanMe has not disclosed whether or not it charges an origination fee, check processing fees, or late fees as part of its loan terms. If you do decide to get a personal loan through the lender, be sure to read your contract carefully so that you are aware of all fees that you may be subject to. However, it's common with personal loan lenders to take the required upfront fees out of the loan amount before transferring the funds to your bank account, so if you do have to pay an origination fee or another loan processing fee, you don't have to pay them out of your own pocket. 

Limited Coverage Area

LoanMe offers its loan services in the following states: Arizona, Delaware, Idaho, Kentucky, Missouri, New Mexico, South Carolina, Texas, and Utah. Unfortunately, if you do not currently reside in one of these states, you will be unable to use LoanMe for your lending needs. 

Time in Business

Founded in 2013, LoanMe hasn't been in business as long as some of the other lenders in the personal loan industry. This may be a concern to customers interested in the company. However, although the company has less experience, LoanMe has proven itself as a trustworthy name with quality offerings and a satisfied customer base. 

High Interest Rates

For those with poor credit score looking to consolidate credit card debt, you will likely be paying an interest rate close to what your credit card is already charging you or possibly higher. The most common complaint from the one star Loanme reviews is due to high interest rates, but you will have to inqure LoanMe to get a quote for your possible APR rate.

If you are trying to pay off a student loan or some other type of loan or debt with a low credit score over a longer period of time, LoanMe may result in higher interest rates compared to other lenders, resulting in more money being spent towards your personal loan repayment.

The Bottom Line

LoanMe is a California-based lending company that provides personal, auto, and small business loans to customers in select states. Specific loan amounts, interest rates, fees, and term lengths vary depending on location. In some states, a good credit score may qualify applicants for higher loan amounts from $7,500 to $100,000, with interest rates that vary.

For consumers with great credit scores, LoanMe may be a good choice. However, individuals with subpar credit should make sure they are getting the best possible APR, as interest rates can rise in the case of a poor credit score and credit history. If you want to learn more about the online lender and its customer experience, you can read LoanMe reviews below. Current reviews highlight a simple application process, competitive rates, and quality customer service. 

**State of residence loan amounts: The Subprime personal loan amounts range from $1,000-$20,000 in the following states —

  • Delaware
  • Idaho
  • Missouri
  • New Mexico
  • South Carolina
  • Utah

The only Subprime loan product in Arizona however is at $10,600

View Personal Loan Companies

Why Can I Trust Bestcompany.com arrow_drop_down

User Reviews

Star Rating

3.8
starstarstarstar_halfstar_border

223 Reviews

Review Breakdown

5 star
51%
4 star
14%
3 star
10%
2 star
10%
1 star
14%

Sentiment Criteria

Value for your money
starstarstar_halfstar_borderstar_border
Quality of product or service
starstarstarstar_halfstar_border
Customer service
starstarstarstarstar_half
Company trustworthiness
starstarstarstar_halfstar_border
search cancel

Verified Customer

starstarstar_borderstar_borderstar_border

Claudia

August 26th, 2019 DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstarstarstar_borderstar_border
Customer service
starstarstarstar_borderstar_border
Company trustworthiness
starstar_borderstar_borderstar_borderstar_border

Interest rates are ridiculous if qualify with bad credit the terms are a headache but since they know you need it you have no choice but to agree to terms

Verified Customer

starstar_borderstar_borderstar_borderstar_border

Michelle Rodas

August 26th, 2019 DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstarstar_borderstar_borderstar_border
Customer service
starstarstar_borderstar_borderstar_border
Company trustworthiness
starstarstar_borderstar_borderstar_border

interest rate way too high. Got a loan to pay off some bills but at the end i just got held back way more paying almost $400 a month. Wish i can get out of it!

Verified Customer

starstarstarstarstar

Ronald Dixon

August 26th, 2019 DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

It was a very simple process and they are easy to work with.

Verified Customer

starstarstarstarstar

Domunique

August 26th, 2019 DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar_border

Staff is very helpful and you stay with the same person from start to finish

Verified Customer

starstar_borderstar_borderstar_borderstar_border

JOVITA MARTINEZ

August 26th, 2019 DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstar_borderstar_borderstar_borderstar_border
Customer service
starstar_borderstar_borderstar_borderstar_border
Company trustworthiness
starstar_borderstar_borderstar_borderstar_border

THEY STILL MONEY FROM BAD CREDIT CUSTOMERS, THEY CHARGE DAILY THEY ARE JUST THE WORST

Verified Customer

starstar_borderstar_borderstar_borderstar_border

Mizzmax

August 26th, 2019 DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstarstarstar_borderstar_border
Customer service
starstarstarstar_borderstar_border
Company trustworthiness
starstar_borderstar_borderstar_borderstar_border

The repayment plan is one if the worst I've had.

Verified Customer

starstarstar_borderstar_borderstar_border

Leslie

August 26th, 2019 DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstarstarstar_borderstar_border
Customer service
starstarstar_borderstar_borderstar_border
Company trustworthiness
starstarstarstar_borderstar_border

Interest to high this will cause me to pay back 3x the amount of money I borrowed

Verified Customer

starstarstarstarstar_border

Lucia

August 26th, 2019 DETAILS arrow_drop_down
Value for your money
starstarstarstar_borderstar_border
Quality of product or service
starstarstarstarstar_border
Customer service
starstarstarstar_borderstar_border
Company trustworthiness
starstarstarstarstar_border

Not very friendly web page it's difficult to navigate when you want updates of your statement.

Verified Customer

starstar_borderstar_borderstar_borderstar_border

She Fancy

August 26th, 2019 DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstarstar_borderstar_borderstar_border
Customer service
starstar_borderstar_borderstar_borderstar_border
Company trustworthiness
starstar_borderstar_borderstar_borderstar_border

Interest goes up every day, you will be in-depth, for a couple of years

Verified Customer

starstarstarstarstar_border

Jose Duran

August 26th, 2019 DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstarstar_borderstar_borderstar_border
Customer service
starstarstar_borderstar_borderstar_border
Company trustworthiness
starstarstar_borderstar_borderstar_border

I give loan me 4 stars. They put the money in my account the next day... BEWARE IF YOU CANT PAY IT BACK WITHIN TWO MONTHS DONT GET OT CRAZY HIGH INTEREST RATES I WOULD NOT DO IT AGAIN BE CAREFUL ''

Verified Customer

starstarstar_borderstar_borderstar_border

E

August 26th, 2019 DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstarstarstarstar_border
Customer service
starstarstarstarstar_border
Company trustworthiness
starstarstar_borderstar_borderstar_border

The loans are too expensive. Even for a small term loan is too high when you pay back you're paying double the amount

Verified Customer

starstarstar_borderstar_borderstar_border

Craig Stephens

August 26th, 2019 DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstarstarstar_borderstar_border
Customer service
starstarstarstarstar_border
Company trustworthiness
starstarstar_borderstar_borderstar_border

The interest rate is terrible, basically highway robbery, I was in a dire situation and now I am desperate to pay this off at 106% interest

Verified Customer

starstarstar_borderstar_borderstar_border

Gary Baumgarten

August 26th, 2019 DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstarstar_borderstar_borderstar_border
Customer service
starstarstar_borderstar_borderstar_border
Company trustworthiness
starstarstar_borderstar_borderstar_border

Their APR of 135% is outrageous. The money you end up paying back is almost six times what you borrowed unless you pay it right back. Who can do that? You are borrowing money from them because the money you have for what you are buying is inadequate that is why you are borrowing money.

starstarstarstarstar

HJ

July 31st, 2019 Upland, CA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

My second loan with your company, Kenny B was so professional, and helpful. thank you. Great Company, excellent customer service!!

LoanMe Logo

Reply from LoanMe

Aug 02, 2019

Thanks so much for your 5-star review. We are glad to hear that Kenny was so helpful. Thanks for your business!

starstarstarstar_borderstar_border

Jorge Saucedo

July 15th, 2019 Oakland, CA DETAILS arrow_drop_down
Value for your money
starstarstarstar_borderstar_border
Quality of product or service
starstarstarstarstar_border
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Loanme takes advantage of less than 650 credit score, in my case I paid them off due to find out that my 1700 dollars payment only 1 dollar went to principal and the rest to interest, that is a highway robbery and I do not recommend this institution at all.

LoanMe Logo

Reply from LoanMe

Jul 17, 2019

Thank you for taking the time to post your review as well as your comments regarding the terms of your loan. We always encourage our customers to pay off their loans as quickly as possible to pay the least amount of interest.

Verified Customer

starstarstarstarstar

BG

April 8th, 2019 Sacramento, CA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Great customer service, fast process, trustworthy

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

We are glad to hear that you have had such a pleasant lending experience working with LoanMe. Thanks for your business!

Verified Customer

starstarstarstar_borderstar_border

Gigi

April 8th, 2019 Compton, CA DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Very high interest rate for poor credit/ kind of taking advantage situation

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

Thank you for taking the time to post your review as well as your comments regarding the terms of your loan. We always encourage our customers to pay off their loans as quickly as possible to pay the least amount of interest.

Verified Customer

starstarstarstarstar

Carlos

April 8th, 2019 Oceanside, CA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

They are quick to answer, easy process, professional, and kind.

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

Thanks so much for taking the time to review us! We are glad to hear that you are very satisfied with your lending experience!

Verified Customer

starstarstar_borderstar_borderstar_border

Francisco

April 2nd, 2019 Wildomar, CA DETAILS arrow_drop_down
Value for your money
starstarstar_borderstar_borderstar_border
Quality of product or service
starstarstarstar_borderstar_border
Customer service
starstarstarstar_borderstar_border
Company trustworthiness
starstarstarstar_borderstar_border

To high in interest rate. 3thousand borrow becomes 16,000

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

Thank you for taking the time to post a review. We apologize if our service did not meet your expectations. Your comments will be heard to assist us in maintaining the high standard we strive to achieve with every customer.

Verified Customer

starstarstarstarstar

Laurie

April 2nd, 2019 Antelope, CA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

They had great customer- friendly service

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

Thank you so much for sharing your experience with us. Our goal is 100% customer satisfaction and it sounds like we achieved that goal with you. We want every experience to be “five stars”!

Verified Customer

starstarstarstarstar

Gricelda

April 2nd, 2019 Indio, CA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar_border
Customer service
starstarstarstarstar_border
Company trustworthiness
starstarstarstarstar_border

There very helpful and answer all your questions

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

Thanks so much for taking the time to review us! We are glad to hear that you are very satisfied with your lending experience!

Verified Customer

starstarstarstarstar

Adam

April 2nd, 2019 Lincoln, CA DETAILS arrow_drop_down
Value for your money
starstarstarstar_borderstar_border
Quality of product or service
starstarstarstarstar_border
Customer service
starstarstarstarstar_border
Company trustworthiness
starstarstarstarstar

The process was easy and the rep was very friendly and easy to work with!

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

We are glad to hear that you have had such a pleasant lending experience working with LoanMe. Thanks for your business!

Verified Customer

starstarstarstarstar_border

Rafael

April 2nd, 2019 DETAILS arrow_drop_down
Value for your money
starstarstarstar_borderstar_border
Quality of product or service
starstarstarstarstar_border
Customer service
starstarstarstarstar_border
Company trustworthiness
starstarstarstar_borderstar_border

The good the service when you need somebody to help you what is the place can you can count

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

Thank you for your review and insight and thank you for being a LoanMe customer!

Verified Customer

starstarstarstarstar

Daryl Rosenberg

April 2nd, 2019 Atascadero, CA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Needed money, got it fast, customer service top notch!

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

Thanks for the awesome review, Daryl! We work hard to meet expectations like yours, and we’re happy to hear we hit the mark for you. Cheers!

Verified Customer

starstarstarstarstar_border

Crystal Hicklen

April 2nd, 2019 Hawthorne, CA DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstar_borderstar_border

LoanMe gave me the loan when no other company would.

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

Thank you for your review and insight and thank you for being a LoanMe customer!

Verified Customer

starstarstarstarstar

Soujanya

April 2nd, 2019 San Diego, CA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar_border
Quality of product or service
starstarstarstar_borderstar_border
Customer service
starstarstarstar_borderstar_border
Company trustworthiness
starstarstarstar_borderstar_border

It was easy for me to get a loan with LoanMe. Thank you LoanMe.

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

Thanks for the awesome review, Soujanya! We work hard to meet expectations like yours, and we’re happy to hear we hit the mark for you.

Verified Customer

starstarstarstar_borderstar_border

M. Silver

April 2nd, 2019 Los Angeles, CA DETAILS arrow_drop_down
Value for your money
starstarstar_borderstar_borderstar_border
Quality of product or service
starstarstarstar_borderstar_border
Customer service
starstarstarstar_borderstar_border
Company trustworthiness
starstarstarstar_borderstar_border

Interest rate higher than expected and number of payments are too many for the amount borrowed.

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

Thank you for taking the time to post your review as well as your comments regarding the terms of your loan. We always encourage our customers to pay off their loans as quickly as possible to pay the least amount of interest.

Verified Customer

starstar_borderstar_borderstar_borderstar_border

Anonymous

April 2nd, 2019 Montrose, CA DETAILS arrow_drop_down
Value for your money
starstarstar_borderstar_borderstar_border
Quality of product or service
starstar_borderstar_borderstar_borderstar_border
Customer service
starstar_borderstar_borderstar_borderstar_border
Company trustworthiness
starstar_borderstar_borderstar_borderstar_border

They promise that they return the call and never do it

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

Thank you for taking the time to post a review. We apologize if our service did not meet your expectations. We set a high standard for ourselves and your comments will be heard to assist us in maintaining the high standard we strive to achieve with every customer.

Verified Customer

starstarstarstar_borderstar_border

David

April 2nd, 2019 Auburn, CA DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstarstarstar_borderstar_border
Customer service
starstarstarstarstar_border
Company trustworthiness
starstarstarstar_borderstar_border

You can get money fast and with little hassle but their interest rates would make the mafia embarrassed

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

Thank you for taking the time to post a review. We apologize if our service did not meet your expectations. We set a high standard for ourselves and your comments will be heard to assist us in maintaining the high standard we strive to achieve with every customer.

Verified Customer

starstarstar_borderstar_borderstar_border

Kelley Edwards

April 2nd, 2019 Hesperia, CA DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstarstar_borderstar_borderstar_border
Customer service
starstarstarstarstar
Company trustworthiness
starstarstar_borderstar_borderstar_border

They do not adjust payment when you pay down the principal. I paid almost $3000 on a $3100 loan and my remaining payment to pay off in full will still be $427...However their associates have all been very professional

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

Thank you for taking the time to post your review as well as your comments regarding the terms of your loan. We always encourage our customers to pay off their loans as quickly as possible to pay the least amount of interest.

Verified Customer

starstarstarstarstar

Ralph Salazar

April 2nd, 2019 Long Beach, CA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar_border

They have Great customer service i will refer them to my friends

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

Ralph, wow! Thank you so much for this great 5-star review. We really appreciate you being a loyal customer and helping to share the word about us.

Verified Customer

starstarstarstarstar

Anna

April 2nd, 2019 San Jose, CA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Great super informative and helpful with loan that I had received from them

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

o We couldn’t be happier that we have provided you with a great experience. Thank you for your comments.

Verified Customer

starstarstarstarstar

Nicolas

April 2nd, 2019 Hacienda Heights, CA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

great service, so fast and always available

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

Thank you so much for sharing your experience with us. Our goal is 100% customer satisfaction and it sounds like we achieved that goal with you. We want every experience to be “five stars”!

Verified Customer

starstarstarstarstar_border

Michelle L

April 2nd, 2019 San Jose, CA DETAILS arrow_drop_down
Value for your money
starstarstar_borderstar_borderstar_border
Quality of product or service
starstarstarstarstar_border
Customer service
starstarstarstarstar_border
Company trustworthiness
starstarstarstarstar_border

Great opportunity high interest rate. I got this loan for a friend in need. Process was lengthy and not everything could be done on line.

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

Thank you for taking the time to provide us with your review. I would like to extend a personal thank you for sharing your experience in working with our company. We strive to provide each client with an excellent lending experience, and we are actively working to improve service levels to better meet our customer’s needs.

Verified Customer

starstarstar_borderstar_borderstar_border

David

April 2nd, 2019 Marina, CA DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstarstarstarstar_border
Customer service
starstarstarstarstar_border
Company trustworthiness
starstarstarstar_borderstar_border

Even though it is easy enough to get a loan, you could end up paying $47,000.00 for a $7500.00 loan.

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

Thank you for taking the time to post your review as well as your comments regarding the terms of your loan. We always encourage our customers to pay off their loans as quickly as possible to pay the least amount of interest.

Verified Customer

starstarstarstarstar

Stephanie

April 2nd, 2019 Rancho Santa Margarita, CA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Excellent customer service, brings up your credit score with in months!

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

Thank you so much for sharing your experience with us. Our goal is 100% customer satisfaction and it sounds like we achieved that goal with you. We want every experience to be “five stars”!

Verified Customer

starstarstar_borderstar_borderstar_border

Redwan

March 25th, 2019 Sacramento, CA DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstarstar_borderstar_borderstar_border
Customer service
starstarstar_borderstar_borderstar_border
Company trustworthiness
starstarstar_borderstar_borderstar_border

Charge way too much interest. I borrowed a thousand dollars and was expected to pay back $3000

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

Thank you for taking the time to post your review as well as your comments regarding the terms of your loan. We always encourage our customers to pay off their loans as quickly as possible to pay the least amount of interest.

Verified Customer

starstarstar_borderstar_borderstar_border

Roberto

March 25th, 2019 Oakland, CA DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstarstar_borderstar_borderstar_border
Customer service
starstarstar_borderstar_borderstar_border
Company trustworthiness
starstar_borderstar_borderstar_borderstar_border

The interest rates are extremely high,and when you get loan they charge you at front 10 % of the amount that you are lending, and they include that amount in the loan amount.

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

Thank you so much for taking the time to post a review. You are correct that there is an origination fee associated with our loans. Consumers are comfortable with varying interest rates depending on their personal situation and interest rates are determined by multiple factors.

Verified Customer

starstarstarstarstar

Helen Holmes

March 25th, 2019 Santa Fe, NM DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Customer Service, Professional, Courteous

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

Thank you so much for your kind words, Helen. We really appreciate you taking the time out to share your experience with us.

Verified Customer

starstarstarstarstar

Linda Clark

March 25th, 2019 Sacramento, CA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar_border
Quality of product or service
starstarstarstar_borderstar_border
Customer service
starstarstarstarstar_border
Company trustworthiness
starstarstarstarstar_border

Customer service easy access thorough staff

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

We are glad to hear that you have had such a pleasant lending experience working with LoanMe. Thanks for your business!

Verified Customer

starstarstarstarstar

Kathleen Banks

March 25th, 2019 Los Angeles, CA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

The company is very willing to work with you.

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

Thank you for taking the time to write about your experience. It is wonderful to hear that we were able to provide you with the excellent experience we strive to provide all our customers.

Verified Customer

starstarstar_borderstar_borderstar_border

Jon Waldrep

March 25th, 2019 Los Angeles, CA DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstarstarstarstar_border
Customer service
starstarstarstarstar_border
Company trustworthiness
starstarstarstar_borderstar_border

The people are nice but the loans are really a last resort. Don't take one out unless you can pay it back in a month or two.

LoanMe Logo

Reply from LoanMe

Jun 03, 2019

Thank you for taking the time to post your review as well as your comments regarding the terms of your loan. We always encourage our customers to pay off their loans as quickly as possible to pay the least amount of interest.

Verified Customer

starstarstarstarstar

Cunnetta

March 25th, 2019 Santa Ana, CA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Because they was great and was on time when I needed them the most

LoanMe Logo

Reply from LoanMe

Jun 13, 2019

We are glad to hear that you have had such a pleasant lending experience working with LoanMe. Thanks for your business!

Verified Customer

starstarstarstar_borderstar_border

Gonzalez

March 25th, 2019 Carmichael, CA DETAILS arrow_drop_down
Value for your money
starstarstar_borderstar_borderstar_border
Quality of product or service
starstarstarstarstar_border
Customer service
starstarstarstarstar_border
Company trustworthiness
starstarstarstarstar_border

The interest rates are way too high, for the amount of the loan.

LoanMe Logo

Reply from LoanMe

Jun 13, 2019

Thank you so much for taking the time to post a review. Interest rates are determined by multiple factors, and we always encourage our customers to pay off their loans as quickly as possible to pay the least amount of interest.

Verified Customer

starstarstarstarstar_border

Rick Thomas

March 25th, 2019 Carmichael, CA DETAILS arrow_drop_down
Value for your money
starstarstar_borderstar_borderstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

I really appreciate LoanMe coming through for me financially, but the high cost of the money (high interest rate) they lend causes my feelings to be mixed. But they know they've got you over a barrel, so they know they can.

LoanMe Logo

Reply from LoanMe

Jun 13, 2019

Thank you so much for taking the time to post a review. Consumers are comfortable with varying interest rates depending on their personal situation and interest rates are determined by multiple factors.

Verified Customer

starstar_borderstar_borderstar_borderstar_border

Lauren

March 25th, 2019 San Diego, CA DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstarstar_borderstar_borderstar_border
Customer service
starstar_borderstar_borderstar_borderstar_border
Company trustworthiness
starstarstar_borderstar_borderstar_border

Apr is insanely high. Poor customer service refuse to adjust my payments or extend payment date.

LoanMe Logo

Reply from LoanMe

Jun 13, 2019

Thank you so much for taking the time to post a review. Interest rates are determined by multiple factors, and we always encourage our customers to pay off their loans as quickly as possible to pay the least amount of interest

Verified Customer

starstarstarstarstar_border

Audrey

March 25th, 2019 San Diego, CA DETAILS arrow_drop_down
Value for your money
starstarstar_borderstar_borderstar_border
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar_border

Easy to sign up and qualify. Honest/upfront about payback cost. Still,...APR is too high.

LoanMe Logo

Reply from LoanMe

Jun 13, 2019

Thank you so much for sharing your experience with us. Consumers are comfortable with varying interest rates depending on their personal situation and interest rates are determined by multiple factors.

Verified Customer

starstarstarstarstar

Arlene Dawson

March 25th, 2019 Adelanto, CA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

Great customer service and a trustworthy company. No hidden fees. Very upfront.

LoanMe Logo

Reply from LoanMe

Jun 13, 2019

Thank you so much for sharing your experience with us. Our goal is to always achieve 100% customer satisfaction.

Verified Customer

starstarstarstarstar

Rosa Angelica

March 25th, 2019 Orange, CA DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

He is very professional he respond every question he provided information I will be recommending with my friends

LoanMe Logo

Reply from LoanMe

Jun 13, 2019

Thank you so much for your review. We really appreciate you being a loyal customer and helping to share the word about us.

Verified Customer

starstar_borderstar_borderstar_borderstar_border

Ajaan

March 25th, 2019 Sacramento, CA DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstar_borderstar_borderstar_borderstar_border
Customer service
starstarstar_borderstar_borderstar_border
Company trustworthiness
starstar_borderstar_borderstar_borderstar_border

Worst loan to go with. Pay too much if you continue to make monthly payments.

LoanMe Logo

Reply from LoanMe

Jun 13, 2019

Thank you for taking the time to post your review. We always encourage our customers to pay off their loans as quickly as possible to pay the least amount of interest.