Name: LoanMe
Rating: 3.8

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Verified Customer

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Roberto Oakland, CA

The interest rates are extremely high,and when you get loan they charge you at front 10 % of the amount that you are lending, and they include that amount in the loan amount.

5 years ago

Reply from LoanMe

Thank you so much for taking the time to post a review. You are correct that there is an origination fee associated with our loans. Consumers are comfortable with varying interest rates depending on their personal situation and interest rates are determined by multiple factors.

Jun. 3rd, 2019

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Verified Customer

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Thomas San Jose, CA

It was a super easy process. It's very simple and straightforward and they explained everything, no question.

5 years ago

Reply from LoanMe

Thanks for the awesome review, Thomas! We work hard to meet expectations like yours, and we’re happy to hear we hit the mark for you. Cheers!

Jun. 13th, 2019

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Verified Customer

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Kristopher Yucaipa, CA

The process was quick and easy. They are just nice and easy to talk to and things happened real fast.

5 years ago

Reply from LoanMe

Thanks so much for taking the time to review us! We are glad to hear that you are very satisfied with your lending experience!

Jun. 13th, 2019

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Verified Customer

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Anonymous San Bernardino, CA

I needed cash fast and LoanMe was very easy to get a loan from. Everything with the service has been great.

5 years ago

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Verified Customer

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Juan Campo, CA

I was able to do a direct withdrawal of the money, and it wasn't any hassle. The whole process was quick and easy.

5 years ago

Reply from LoanMe

Thanks so much for taking the time to review us! We are glad to hear that we could help you in your lending experience. Thanks for your business!

Jul. 26th, 2019

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Verified Customer

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Maggie St Louis, MO

The service is pretty easy to use. They automatically process payment which makes it easy to work with.

5 years ago

Reply from LoanMe

Thank you for taking the time to write about your experience. It is wonderful to hear that we were able to provide you an excellent lending experience.

Jul. 26th, 2019

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Verified Customer

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Anonymous San Diego, CA

They were very accessible online. The interest rates are pretty high. Customer service was very friendly and helpful.

5 years ago

Reply from LoanMe

Thanks for the 5-star review. We work hard to meet expectations like yours, and we’re happy to hear we hit the mark for you.

Jul. 26th, 2019

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Lucerito San Francisco, CA

The process was fast and easy. They were definitely on top of it, any time I had questions, they were quick to answer.

5 years ago

Reply from LoanMe

Thank you for your 5-star review and insight and thank you for being a LoanMe customer!

Aug. 2nd, 2019

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Milarca San Diego, CA

They're fast. They're efficient. And they give you the money and get you out of a bind that you're in but the interest is unreasonable.

5 years ago

Reply from LoanMe

Thank you for your review and insight and thank you for being a LoanMe customer!

Aug. 2nd, 2019

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Benjamin Azunna

They gave me the loan I needed and i was able to take care of my immediate problems

5 years ago

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Juanita Travis

They gave me the loan I needed, at a rate that was good for, and the time I needed to pay back.

5 years ago

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Patricia

They were there when I needed the extra cash and I was able to get the loan the same day

5 years ago

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Celia

They helped me out when I needed to change due date . Understanding. And fast.

5 years ago

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Claudia

Interest rates are ridiculous if qualify with bad credit the terms are a headache but since they know you need it you have no choice but to agree to terms

5 years ago

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Verified Customer

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Rickey williams

No hidden fees strait up company you will have your money in a hour or less once improved

5 years ago

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Leticia ugarte Tracy, CA

Their interest is too high. I got a loan of 2600 and I ended up paying back in one month 3200. I will never be making business with loan me, even if it's the last choice I have.

5 years ago

Reply from LoanMe

Thank you for taking the time to post your review as well as your comments regarding the terms of your loan. We always encourage our customers to pay off their loans as quickly as possible to pay the least amount of interest.

Jun. 13th, 2019

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Vanessa Camarillo, CA

The process was very easy to access. The customer service agents are very knowledgeable.

5 years ago

Reply from LoanMe

Thank you for your review and insight and thank you for being a LoanMe customer!

Jun. 13th, 2019

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Sandra Gallup, NM

They were pretty quick and they're willing to work with you and are very pleasant

5 years ago

Reply from LoanMe

We are glad to hear that you have had such a quick and pleasant lending experience working with LoanMe. Thanks for your business!

Jun. 13th, 2019

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Jesus Madera, CA

It was easy and it was easy to work with pretty much. Everything went smoothly, it didn't take too much time.

5 years ago

Reply from LoanMe

We are glad to hear that you have had such an easy lending experience working with LoanMe. Thanks for your business!

Jun. 13th, 2019

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Shirley Richmond, CA

It was actually pretty quick with me and in a timely manner that I needed the service so I really appreciated that.

5 years ago

Reply from LoanMe

We are glad to hear that you have had such a great lending experience working with LoanMe. Thanks for your business!

Jun. 13th, 2019

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Yuanwei Hayward, CA

I requested the loan and within hours I got my money. They have great customer service.

5 years ago

Reply from LoanMe

We are glad to hear that you have had such a pleasant lending experience working with LoanMe. Thanks for your business!

Jul. 26th, 2019

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Jose Cypress, CA

Customer service made everything's so simple and understandable. They are very quick and easy.

5 years ago

Reply from LoanMe

Thank you for your review and insight and thank you for being a LoanMe customer!

Jul. 26th, 2019

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William Fontana, CA

LoanMe's service is very fast. Customer service representatives were very helpful.

5 years ago

Reply from LoanMe

Thank you for taking the time to write about your experience. It is wonderful to hear that we were able to provide you with the excellent experience we strive to provide all our customers.

Jul. 26th, 2019

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Hemerson Richmond, CA

LoanMe gave me the money right as soon they got my information down. It is an excellent service.

5 years ago

Reply from LoanMe

Thank you so much for sharing your experience with us. Our goal is 100% customer satisfaction and it sounds like we achieved that goal with you. We want every experience to be “five stars”!

Jul. 26th, 2019

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Brenda Espiritu

The company provided great customer service. I was able to get my loan within 24 hrs of request.

5 years ago

Reply from LoanMe

Thank you so much for sharing your experience with us. Our goal is 100% customer satisfaction and it sounds like we achieved that goal with you. We want every experience to be “five stars”!

Aug. 2nd, 2019

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Araceli Martinez

They response fast! Excellent customer service. Answered all questions or concerns i had.

5 years ago

Reply from LoanMe

Thank you for taking the time to write about your experience. It is wonderful to hear that we were able to provide you an excellent experience.

Aug. 2nd, 2019

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Cheryl Shaw Fontana, CA

I would like to start off by saying please do not get a loan from this company. Look for other alternatives. Loan Me preys on desperate people. That's why all you need to have is income in order to qualify. The rates are extremely high as well. I went to them in a desperate situation. My mom passed away and I had to take a leave of absence in order to care for her during her last few months. I went to loan me. They approved me at 184% interest. I went back to work and my son assisted me with paying off an extremely high debt to them. This company claimed that they never received one of the payments which was in the amount of $1000. I showed them proof by my son's bank statement that it was paid directly to them the bank even verified this. They still refused to acknowledge that they received it. My son had to file a fraud claim against them through his bank. The bank reimbursed my son. Loan Me threatened to ruin my credit if I did not pay the money all over again. In the meantime they kept the money and even refused to pay the bank. Now I am stuck with additional unfair fees and I still have to pay another $1000 . Loan Me fraudulently made an extra $1000. Thank God the bank saw the truth and reimbursed my son. What is sad I'd that no one thst I spoke to would look at the evidence and make a logical conclusion that I was right. I will never do business with Loan Me and I have asked friends and family to please not even talk to these people. I pray that I have been able to help someone with my experience.

4 years ago

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Jorge Saucedo Oakland, CA

Loanme takes advantage of less than 650 credit score, in my case I paid them off due to find out that my 1700 dollars payment only 1 dollar went to principal and the rest to interest, that is a highway robbery and I do not recommend this institution at all.

5 years ago

Reply from LoanMe

Thank you for taking the time to post your review as well as your comments regarding the terms of your loan. We always encourage our customers to pay off their loans as quickly as possible to pay the least amount of interest.

Jul. 17th, 2019

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Val Tracy, CA

Pay attention. About 6 months ago, I was shopping lenders for a personal loan. I had used loanme in the past and was pleased with the interest rate and service. Because of that experience and a 13% interest rate quoted by a rep, I chose to borrow from them. Fast-forward 6 months later, I call to pay off the loan and I'm told the payoff amount is more then the amount I borrowed. Turns out my 13% interest rate was really 134%. Carefully read any documents they send u. My credit score was good and I could've gotten a much better rate anywhere else.

6 years ago

Reply from LoanMe

Thank you for taking the time to post a review. We apologize if our service did not meet your expectations. Your comments will be heard to assist us in maintaining the high standard we strive to achieve with every customer.

Aug. 7th, 2019

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M Pico Rivera, CA

I needed the money urgently the monwy was the within hrs. The only theing is that interest is horribly high. but i managed to pay it off in months as a whole to avoid all those extra charges. Otherwise they were very prof. vey helpful.

6 years ago

Reply from LoanMe

Thank for taking the time to review us, and thank you for being a LoanMe customer.

Aug. 7th, 2019

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Stephen B Saint Louis, MO

This is a joke. My credit is 688 - not great; but good. I applied for a personal loan for $10,000 to do some home improvement work. They told me I was approved and just needed to verify my bank account. After "verifying" my account four times. They said it had only been open 1 month. I have had the account for 20+ years and called the bank. I called back my "Senior Loan Agent" Andre to tell him they were checking my wife's Christmas Club account and not our checking account. Then a Customer Service Rep called to ask me some questions to verify my identity. I answered everything. He said I would be getting a call from Andre with good news. I literally was hanging up with him - when I got the "decline" letter. Indicated because of my credit score and delinquent account. I missed one payment of $40 back in 2013. Other then that, I have 1 credit card, no loans, nothing....Amazed at the fact that they literally ran me through the ringer and after verifying my identity - declined me? what a joke. What is worse, I wasted an entire day dealing with these people, wasted part of my wife's day and all I got was a hard hit on my credit! Stay away!!

7 years ago

Reply from LoanMe

Thank you for taking the time to post a review. We apologize if our service did not meet your expectations. We set a high standard for ourselves and we are actively working to improve service levels to better meet our customer’s needs.

Aug. 7th, 2019

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A Smith

LoanMe is a seriously great service for people with poor credit who need a loan to take care of things and or build their credit back up. Tim B is just super!

7 years ago

Reply from LoanMe

Thank you so much for your kind words. We really appreciate you taking the time out to share your experience with us—and we count ourselves lucky for customers like you.

Aug. 7th, 2019

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Teresa Corona, CA

By far the worst company Ive ever had a loan with. My loan was for the minimum $2600, payment was $294 monthly. I made 3 payments on time with no issues. On the fourth month I had enough $ to pay off the loan. My loan payoff was more than the original borrowed amount $2712. So they received $882 in interest alone for ONLY 3 months (which was my monthly payment each month). NONE of your payment goes toward principle. you loan payoff gradually increases each month. I ended up paying $3594 for $2600 and again I only had the loan for 3 months! Oh and if you want to payoff your loan they accept MasterCard credit only if it's your card, cannot use someone else's. Anyone in a bad credit situation (expecting you will pay high APR) go with AVANT! although Interest is high at 33% it's better than the 134% with Loan me.. STAY AWAY, FAR AWAY FROM LOAN ME!!

8 years ago

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Brooke Ashburn, VA

I would only Recommend Loanme if your going to Payoff your loan early as a last resort but this should Not be your first option they suck your account dry so be prepared to payoff this debt sooner than later cause in the long run it will hurt and cost you big time not to mention the other bills you have to pay consider wisely before taking a loan from this company I just paid them off and definitely do Not plan on dealing with them again

8 years ago

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Leslie Jones Sacramento, CA

Needed 5 grand and my credit was not so good, they still lent me the money. Customer service was great. Interest rate was extremely high. I managed to get the loan paid back within 7 months.

2 years ago

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Rodrigo

The itrest to high and evry month for your paiment one dollar gos to the prinsipal and you monthly paymenbis 294 a month so don ever get this caind of lone

5 years ago

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Verified Customer

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John Lance

Quick and Easy No hassles or problems very friendly when I spoke to someone

5 years ago

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Kota

Unprofessional along with none of the workers are on the same page. Different employees tell you different things each time you get transferred.

5 years ago

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Verified Customer

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Olufunke Fitman

Great service . Appreciate help from the CS I spoke with. It was great

5 years ago

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Stephanie

Customer Service and response time was timely and professional

5 years ago

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Lhen

helps me a lot! easy access! easy to talk to them! very helpful

5 years ago

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Ouida Lee

She had unconditional positive regard for what I was going through

5 years ago

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Craig Stephens

The interest rate is terrible, basically highway robbery, I was in a dire situation and now I am desperate to pay this off at 106% interest

5 years ago

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Lucia

Not very friendly web page it's difficult to navigate when you want updates of your statement.

5 years ago

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Domunique

Staff is very helpful and you stay with the same person from start to finish

5 years ago

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Ronald Dixon

It was a very simple process and they are easy to work with.

5 years ago

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Michelle Rodas

interest rate way too high. Got a loan to pay off some bills but at the end i just got held back way more paying almost $400 a month. Wish i can get out of it!

5 years ago

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Gudy

Criminals 109% definitely was an emergency but inter's rate is abusing people in need really crazy I still paying

5 years ago

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Carlos Oceanside, CA

They are quick to answer, easy process, professional, and kind.

5 years ago

Reply from LoanMe

Thanks so much for taking the time to review us! We are glad to hear that you are very satisfied with your lending experience!

Jun. 3rd, 2019

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David Auburn, CA

You can get money fast and with little hassle but their interest rates would make the mafia embarrassed

5 years ago

Reply from LoanMe

Thank you for taking the time to post a review. We apologize if our service did not meet your expectations. We set a high standard for ourselves and your comments will be heard to assist us in maintaining the high standard we strive to achieve with every customer.

Jun. 3rd, 2019