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FinancialLitNow.org

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Specializing in short-term loans such as personal loans, title loans and cash loans, FinancialLitNow.org is a website that enables customers with poor credit to obtain loans to help with immediate needs. The site offers a quick and simple application process and the ability receive approval within minutes. This is one of the fastest approvals you'll find in any lender, and this is certainly a factor that makes this site unique.

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The Good

  • Incredibly Fast
  • Poor Credit Approvals
  • Fixed Rates, Terms, and Amounts

Incredibly Fast

You'd be hard-pressed to find a site that can walk you through the application and approval process as quickly and painlessly as FinancialLitNow.org. You can complete your application in just a few minutes and receive approval in as little as a minute and half. Even some of the best lender take a few days to approve you for a loan, but FinancialLitNow.org can take care of it in amazingly fast fashion. Lenders that offer title loans and bad credit loans often have a negative reputation, but like that the application process at FinancialLitNow.org is so swift and easy. If you are applying for one of these short-term loan, you likely need money fast, and this process will get you your money faster.

Poor Credit Approvals

You don't need excellent, good or even fair credit to be approved for a loan with FinancialLitNow.org. The site specializes in granting loans to customers who otherwise wouldn't be able to qualify.

Fixed Rates, Terms, and Amounts

When you are approved for a loan with FinancialLitNow.org you are getting a rate, term and monthly payment that will never change. This is an advantage for customers' planning purposes and who live on a tight budget. Customers love the varied short-term loan options and the fact that your rate, term and payments will stay the same for the duration of the loan. In addition, customers like that the site contains a FAQ page to help provide guidance on what personal loans can be used for and to help potential customers know whether a personal loan is best for them.

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The Bad

  • Sky-high Interest Rates
  • No Chat or Phone Contact Available

Sky-High Interest Rates

Anytime you are dealing with payday loans, title loans and other short-term money-lending products, you're going to have high interest rates. And if you have poor credit, be prepared to pay interest rates that soar to triple digits. We get nervous about payday lenders, and it's no different with FinancialLitNow.org. With high rates unfavorable terms with borrowers with poor credit, these types of loans can feel like a trap sometimes.

No Chat or Phone Contact Available

If you want to reach customer service, the only way to do so is by filling out an online for and wait for the company to call you. Response times are sporadic at best. Customer are frustrated by the lack of customer support response and by the difficulty obtaining information. When it comes to financial matters, communication is key.

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The Bottom Line

We don't recommend using payday lender. This type of lending and borrowing can put people into considerable debt because the interest rates are so high that paying back the loan takes years. As far as these types of lenders go, FinancialLitNow.org is one of the best, but it's not for everyone. If you have nowhere else to turn for a loan, and you need cash now, FinancialLitNow.org is a decent option. But if you have other choices, you shouldn't stop at FinancialLitNow.org.

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