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Discover Personal Loans

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3.7

Overall Score

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M. Nielsen South Bend, IN

Quick and easy application process, customer service very knowledgeable and helpful with any questions. Fair terms and conditions and easy payment plans

2 years ago

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Shawn Krumpe Export, PA

I spent about 20 minutes applying online. I get "approved" or so I thought... I put in all my checking account information, my two credit cards I want paid off and then it tells me I am denied because they can't confirm my information. That is complete BS. I will be filing a complaint with the Consumer Financial Protection Bureau.

2 years ago

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Doris Stell Show Low, AZ

Discover sent us an offer of a personal loan. They will do a hard credit check, which brings down your credit. Then they will charge you a higher interest on the current card you have because your credit rating went down. This is how business in our country is done now. We the people are nothing.

4 years ago

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Randy M Kailua-Kona, HI

I paid off this loan early and they refuse to give me any statement or paperwork on me paying off this loan, my bank for my mortgage needs this paperwork. I have never seen a bank not give you closing docs on a loan paid off, I called and got nothing from them....stay away

4 years ago

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TM Hollis, NY

Wish I had read reviews before applying to this company for credit. Totally waste of my time and 4 points came off my credit reports due to hard inquiries. All my credit scores with the three agencies are over 800. I am using less than 6% of available credit, yet got denied.

5 years ago

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Michael Gardner Hasbrouck Heights, NJ

I went through online process. After attempting to complete - everything got tripled. As in, all my credit card payoffs were going to paid three times. How does a company like DISCOVER think this is OK? They would not remove the HARD PULL from my credit report. VERY Disappointed. I recommend not using them.

6 years ago

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Julie T Phoenix, AZ

I already have a Discover credit card with a pretty nice credit limit. I looked into a Discover personal loan and the FICO score they came back with is 50 points lower than the FICO score that I see if I log into my Discover credit card account. How are these not the same when they're both through Discover?

7 years ago

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Candi Sue Chelsea, AL

Awesome loan company, super easy application process, quickly deposited in my account, interest rate could be better, but still isn't bad at all!!

8 years ago

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Jason Missoula, MT

They sent me a special invitation loan with a specific ID number, but they still decline me. Considering its a hard inquiry...that further brought me down. I had a good credit score too. Personally,they should not be offering this kind of deals if they have no intention of going thru it. It's just a waste of time!!!

8 years ago

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Customer Chicago, IL

Approved me for 15,500 with 21% interest. Then I requested for funding.. Got a hard pull on my account and then few days later I got denied. No funds just hard pull and wasted time.

4 years ago

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James Hobin

Don't bother with them they just Scam you. If you email them they just say to call. What the point of emailing. When you send extra money to pay your loan down fast they take it for them selfs. Stay far away

7 years ago

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reana salazar CA

its a very good loan company and the customer care personal are very helpful and polite

8 years ago

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Jim Ahmad Memphis, TN

Customer Centric mindset of the staff; however, the process to get the simple questions answered wasn’t time efficient!

2 years ago

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Juli Sanchez

I used Discover for my student loans. They worked just fine but I wish they were lower jajaja

6 years ago

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Dwayne Mobile, AL

I am a Discover customer that was approved online for a consolidation loan but was denied by phone because they refused to use my entire income. What a sham.

7 years ago

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Duke Jones Sevierville, TN

Said I was approved and chosen in an email. Filled out all the forms and was denied. To me that is false advertising and fraud

3 years ago

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Tony H Brown Elberta, AL

Nobody gets their low interest rates just a scam to get you to apply.

5 years ago

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ramesh pothuru

easy to maintain on line portal, multiple payment options!

2 years ago