1 Call Loans allows you to customize a loan plan that works best for you. Loan amounts can range anywhere from $0 to $10,000+ depending on the customer's qualifications and needs.

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The Good

  • Flexible APR Range
  • Instant Online Approval
  • Available in all 50 States

Flexible APR Range

Whether it's short-term or long-term, 1 Call Loans prides itself on giving loans catered to personal customer needs. 

Instant Online Approval

Every user is eligible for instant online approval regardless of their credit score and 24/7 live customer service is available.

Available in all 50 States 

Services are also available in all 50 states and the District of Columbia. 

The Bad

  • Little upfront information

Little Upfront Information

The website is also very sparse, not much upfront information is given regarding things such as APR range. There is also no information regarding information such as when a customer will get their funds or what penalties are involved if a customer can't pay. A customer must apply in order to properly customize their loan plan with a specialist.

View Best Personal Loan Companies

The Bottom Line

The services that 1 Call Loans offers are seemingly very flexible, but a lack of upfront information regarding information such as APR, fund availability and additional fees isn't helpful in comparison to top competitors. We would recommend researching other top industry competitors before looking into 1 Call Loans.

View Best Personal Loan Companies

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User Reviews

Star Rating

5.0
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10 Reviews

Review Breakdown

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Sentiment Criteria

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BTutlle95

May 26th, 2020 Gainesville, FL DETAILS arrow_drop_down
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I was struggling to find a loan anywhere after my car broke down, but 1 Call Loans finally helped me get what I needed when I couldn't find it anywhere else. They were there every step of the way to make sure I could find funds, and it was a relief to have them there. It's a relief to know that they're still out there if I need them again.

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June D

March 2nd, 2020 Gainesville, FL DETAILS arrow_drop_down
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What I like best about the company is that they are not loan sharks. the online application was fast and easy and I received more than I bargained for , but this really helped me out with all the overdue bills I was behind on due to my job cutting hours.

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amanda

February 4th, 2019 Gainesville, FL DETAILS arrow_drop_down
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1 call loans was a quick fast and easy. I was approved for my loan and they went through all the fees and payment schedule with me. when I was finished I knew exactly what I was looking at in fees and everything else I would defiantly recommend them and use them again.

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Jayda Johnson

January 31st, 2019 Gainesville, FL DETAILS arrow_drop_down
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It was amazing I got a 3 month payday loan but it was like a monthly installment loan because I got a 5000 dollar installment loan approval guaranteed monthly payments too. They even call to check in with me and make sure everything went well I got cash that I need desperately for a pet surgery in just 1 hour.

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Kathleen Nuno

August 30th, 2018 Gainesville, FL DETAILS arrow_drop_down
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The loan came through the same day, which is a lot quicker than I expected it to be. I got approved online right after I applied too, so all is good in my book

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Courtney Jones

March 26th, 2018 DETAILS arrow_drop_down
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Great experience, I got a 5000 dollar loan and approved online immediately after apply. There was no credit check or middle men to deal with. I really liked how easy it was.

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Miranda

March 22nd, 2018 Beverly Hills, CA DETAILS arrow_drop_down
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My experience was fast and easy I got a 1000 dollar direct loan in just one hour with no credit check or any paperwork, super fast.

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John Cash

February 27th, 2018 Beverly Hills, CA DETAILS arrow_drop_down
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I was able to get my money in just one hour without the 1 Call. I assumed the name meant someone would call me but I got approved online filled out one extra form and got approved.

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Jameson

January 18th, 2018 Port Saint Joe, FL DETAILS arrow_drop_down
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I got my loan immediately it was super fast and easy I didn't even have to talk to anyone

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TheBest BulletproofVest

April 12th, 2017 Okeechobee, FL

I applied and got a personal loan without having to fax or talk to anyone over the phone. I thought it would be over the phone but I just applied and got approved immediately. It was actually really easy.

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