Kemper is composed of several subsidiary insurers. It offers many kinds of insurance products including auto, homeowners, life, and health insurance.
If you're looking for whole or term life insurance, Kemper may be a good fit. You'll have to contact an agent to get more information about Kemper policies before making a purchase because limited information is available online.
Several of its insurance companies have earned high financial strength ratings, which indicates financial stability and ability to meet claims obligations. Before you purchase a policy, ask which subsidiary will be responsible for your policy and what its financial strength ratings are.
Kemper offers whole and term life insurance. Its whole life policies allow you to make consistent premium payments over set periods of time to fully pay your insurance policy. If the payments fit into your budget, this is a nice option. Once you've made your premium payments and the payment period is over, you maintain ownership of the policy without needing to continue paying premiums.
Kemper's term life insurance is available in 10-, 20-, and 30-year terms.
If you want policy details, you'll need to contact a Kemper agent. Kemper's online information regarding its policies is sparse. While inconvenient, it can be nice to speak with a person who can answer your questions.