Choice Mutual
5.0
Author: Kaitlyn Short
Founded in 2013, Choice Mutual works with customers to compare burial insurance quotes and plans from many different life insurance companies. Its goal is to serve customers with integrity.
Burial insurance, also known as final expense insurance, is a kind of life insurance policy that usually provides a smaller death benefit cash payout and is intended to be used for final expenses.
Top Ranked Companies
The Good
- Price Comparison
- Specialized in Burial Insurance
- Policies from Reliable Insurers
Price Comparison
Choice Mutual is not an insurance provider. It's an insurance agency that works as an advocate for consumers buying final expense insurance. It allows consumers to view pricing and policy options from more than 20 different life insurance companies.
Choice Mutual is typically able to help people buy new policies until age 89, which is four years longer than the general limit of 85.
Specialized in Burial Insurance
Choice Mutual is specialized in burial insurance, which means that its agents are familiar with all the ins and outs of the application process, underwriting, and policies.
Choice Mutual is specialized in burial insurance, which means that its agents are familiar with all the ins and outs of the application process, underwriting, and policies.
Policies from Reliable Insurers
Choice Mutual works with highly rated insurers. You'll want to buy a policy from an insurance provider with high financial strength ratings.
These ratings show the financial stability of an insurer and the likelihood that it will be able to meet its claims obligations.
Most agencies work with highly rated insurance companies, so this aspect makes Choice Mutual competitive.
The Bad
- Insufficient Customer Reviews
- Limited Life Insurance Coverage Options
Insufficient Customer Reviews
Best Company hasn't received many reviews for Choice Mutual, so conclusions about the customer experience are not available.
However, it's promising that current reviews are positive.
Limited Life Insurance Coverage Options
For consumers looking to buy a final expense insurance product, Choice Mutual's niche specialization is a great boon.
However, for consumers interested in other kinds of life insurance, like term life insurance or permanent life insurance, Choice Mutual does not offer quotes on those kinds of life insurance.
The Bottom Line
For customers in the market for final expense insurance, Choice Mutual is a great choice. It is dedicated to serving its customers with integrity and finding good burial insurance policies.
Customers looking for term life insurance or another kind of permanent life insurance should look at other companies because Choice Mutual's quotes and comparisons are focused solely on burial insurance.
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Sharon K. Shaw Southern Pines, NC
5 years ago
Reply from Choice Mutual
Jun. 28th, 2019
