IdentityIQ

Name: IdentityIQ
Rating: 4.2

4.2

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348 User Reviews

7.3

Overall Score

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4.2

star star star star star_border

348 User Reviews

7.3

Overall Score

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The Good

The Bad

Bottom Line

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Company Details

Monthly Price

Starting at

$6.99-29.99/Month

Identity Theft Insurance

$1 Million

Time in Business

16 Years

Company Headquarters

43454 Business Park Dr, Temecula, CA 92590

Number of Reviews 348

info Source of Information

Author: Kaitlyn Short

LAST UPDATED: March 9th, 2024

IdentityIQ strives to better protect and empower the consumer through concise delivery of credit and identity data.

The company has provided consumers with identity- and credit-related protection solutions at affordable monthly rates, as well as identity theft education programs to corporate and academic associations, since its founding in 2009.

The privately-held, Nevada-based company's goal is to help each user understand what can impact their credit and personal identity as well as give customers access to a variety of data sources and help them sense identity fraud as well as understand how that data can affect them.

IdentityIQ's comprehensive identity suite includes family protection, dark web monitoring, identity theft protection and restoration, credit reports and scores, VPN and anti-virus services, and credit monitoring. Customers can choose from four different identity protection plan options that vary in monthly pricing and features.

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The Good

Identity Protection
Affordable Monthly Plans
Comprehensive Identity and Credit Reporting Services
Anti-Virus and VPN Services
$1 Million Dollar Protection
Online Educational Resources

Identity Protection

IdentityIQ monitors for any use of a customer's Social Security Number (SSN) within its network and alerts them of what is seen. Other monitoring services will only alert customers if their SSN is used with a wrong address or name. In addition, IdentityIQ provides enhanced change of address notifications.

The company not only monitors for a change of address request with the credit reporting agencies but also monitors the National Change of Address registry to make sure customers are informed of changes made to their information.

Identity monitoring includes:

National and International Criminal Record Monitoring
SSN Trace
Enhanced Change of Address Monitoring
U.S.-Based Fraud Restoration Customer Service Team

Affordable Monthly Plans

IdentityIQ offers people four affordable monthly identity management solution plans which range from $6.99 to $29.99 per month.

The Secure Plan includes daily credit report monitoring for one credit bureau, dark web and internet monitoring, and up to $1 million in insurance.

Additionally, those who sign up for the Secure Plan receive social security number alerts, synthetic identity theft protection, file sharing network searches, lost wallet assistance, U.S.- based identity restoration services, checking account report, and Opt-out IQ.

The Secure Plus Plan includes everything from the Secure Plan along with IQ alerts with application monitoring and change of address.

The Secure Pro Plan includes everything from the Secure Plus Plan along with enhanced three-bureau credit report monitoring, alerts on crimes committed in your name, and credit score change alerts.

Lastly, the Secure Max Plan includes everything from the Secure Pro Plan along with credit score tracker, credit scores simulator, family protection, and fraud restoration with LPOA.

Comprehensive Identity and Credit Reporting Services

IdentityIQ works with each major credit bureau to help customers monitor their credit report and score activity.

Customers also receive daily fraud alerts and monthly credit score updates. Select IdentityIQ plans feature a credit score simulator, which provides consumers with information about how certain activities affect their credit ratings.

Unlike most of its competitors in the identity theft protection industry, IdentityIQ offers up to 12 credit reports per year.

Anti-Virus and VPN Services

IdentityIQ offers additional services that help you browse safely and avoid unwanted viruses on your device(s). Its anti-virus software includes threat and ransomware protection and advanced parental controls without you having to compromise device speed or performance.

It's VPN is advertised as ultra fast and grants you complete online anonymity by encrypting all incoming and outgoing traffic. It is available for multiple devices types, including Macs, PCs, and mobile Android and iOS devices.

$1 Million Dollar Protection

IdentityIQ will offer up to $1 million in identity theft insurance for users.

If customers have out-of-pocket costs due to theft, they're covered with up to $1 million in ID theft insurance for Lost Wages, Legal help, and Stolen Funds reimbursement.

If a customer becomes a victim of identity theft while using the company's services, IdentityIQ will make sure they receive personal identity restoration and insurance services.

Customers that enroll in IdentityIQ's Secure Max Plan are provided with up to $1 million in ID Theft insurance and up to $25,000 for their children. This $1 million and $25,000 family protection plan service can be a solid solution for those who fall victim to identity theft.

Online Educational Resources

Unlike some companies in the industry, IdentityIQ provides an impressive amount of identity theft information on its corporate website that all website visitors can easily access.

These online resources cover topics like data breaches, suspicious activity, identity theft motives, type of identity theft, identity management solutions, processes, personal security and risk, and more, and are designed to help consumers better guard themselves against identity theft and fraud.

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The Bad

Partially Limited Services

Partially Limited Services

Although IdentityIQ does provide some great identity protection services, there are a few services that some other companies in the industry offer that IdentityIQ does not seem to provide like driver's license monitoring and data breach monitoring.

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The Bottom Line

IdentityIQ strives to provide a comprehensive identity security suite.

The company offers consumers a number of attractive features to protect their identities from identity fraud and theft, including affordable monthly subscription plans, enhanced identity monitoring like Social Security Number monitoring and credit report monitoring, and up to $1 million in identity theft insurance.

Unlike many other companies, IdentityIQ offers family protection services that include up to $25,000 for family identity theft insurance. The company also provides comprehensive, U.S.-based identity restoration customer service to all users who are faced with a stolen identity situation while using the company's service.

Additionally, IdentityIQ also offers VPN and anti-virus services, plus a variety of online educational resources that cover topics like data breaches, identity thief motives, and more.

Overall, if you are searching for a fairly comprehensive, affordable identity theft protection service, IdentityIQ may be worth looking into. Potential customers are encouraged to read IdentityIQ reviews to see the company's service from a consumer point of view.

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User Reviews

Star Rating

4.2

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349 Reviews

Review Breakdown

5 grade

71%

4 grade

10%

3 grade

2 grade

1 grade

17%

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Michael CAUL Jr

Ohh well well well I never thought I would be writing a bad review about IdentityIQ but let’s get into it people ok as a long time customer I am so so disappointed in this companies service because I was a victim of fraud from capital one and supervisor Mark J and Cristian c failed ok and had me & my buddy Mark M do all the leg work plus when I saw that my back office only TRANSUNION I was transfered to supervisor yenson and he told me the problem is not on there end but on equalfax & EXPERIAN so I called and they told me everything is good with my credit scores so hey everyone I strongly advice you all to go to life lock or EXPERIAN to get your credit monitoring from all 3 credit monitoring system ok these guys from IdentityIQ are straight LIERS mean while IdentityIQ is taking your money so don’t get cought up with bogus P O A ‘S GO TO LIFE LOCK

1 year ago

Reply from IdentityIQ

We are sorry to hear about your experience, Michael. We offer 3-bureau credit monitoring and alerts for possible suspicious activity as well as a 100% U.S.-based fraud restoration team of experts ready to help. Please reach out to our team if we can assist.

Mar. 11th, 2024

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Kevin Griffin Indianapolis, IN

This company is horrible! I signed up for a free trail and didn’t cancel I time. So, they charged my card. When I called for refund they said they don’t give refunds but they will cancel the account. Understandable. Fast forward to next month. They charged my account again after I already called to cancel the account. They told me I had to call back to cancel the account because they didn’t have an automatic system to cancel. I told her “I called to cancel the account, why would I call back a second time to cancel the account again?” All she could say is well we don’t do refunds and there’s not we can do.

2 years ago

Reply from IdentityIQ

Thank you for your review. We apologize for your experience. If you called to cancel previously, we will have record of that call log. Please contact our Customer Support Team so we can make it right.

Oct. 27th, 2022

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Chad Kuehn Saint Cloud, MN

I only signed up for the 7 day free trial. I have tried calling to cancel my 7DAY FREE TRIAL but cannot get anyone on the phone. I was charged today for a service that I do not want and do not use. It's been trying to charge my card everyday and it finally got charged and I am not and I repeat I AM NOT PAYING FOR ANYTHING THAT I DO NOT WANT. I want a full refund immediately. I have to wait until 8:30am to speak to someone so be ready because I'm not happy about this and you will be finding that out in the morning. I apologize in advance to whoever answers the phone because I want my money back NOW

2 years ago

Reply from IdentityIQ

Hi Chad, thank you for your review. We apologize for your experience. While we do offer trials for our identity theft protection and credit monitoring services, they must be cancelled within the agreed upon time. Please give our 100% U.S.-based customer support team a call, so we can make it right.

Sep. 19th, 2022

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Melonie Jenkins NC

If I could give 0 stars I would, Im sure that this subscription was thrown in on another website and the person was not reading when they accepted the the offer because my card was used by someone else. I called to get a refund because I did not authorize this charge. I was condescended by the rep actually by two reps saying no one could charge your card unless you provided the card information, and Im thinking you should know better this is basically the name of your company. Then I was also told they have a strict no refund policy, and proceeded to tell me that they would get in touch with the account holder to see if they want to change payment method. This company is a joke, and I believe all the good reviews were from the other pyramid schemers that is in or associated with this company. I will be cancelling my card info never again fake indentityiq company, PLEASE DO NOT GIVE THESE PEOPLE YOUR PERSONAL INFO THEY ARE THE CROOKS HIDING IN PLAIN SITE!!!!!!!

3 years ago

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Jason Whelan Lancaster, NY

I had an outside company sign me up with IdentityIQ and I immediately after the trial period cancelled them. I was just seeing if this company could help me with my Credit Card debt however after my own work in my free time I quashed all my debt on my own. However they kept charging my card regardless. I put a block on my Capital One account to the point I need a new card issued because IdentityIQ would not heed the block and kept attempting charges and yet they still send me emails attempting to update my banking info. Get the hint, I don’t need or want your service. If you wanna watch your credit and take care of your debts, don’t be lazy and just do it yourself.

5 years ago

Reply from IdentityIQ

Thank you for your feedback, Jason. We want to apologize for the bad experience you encountered. Customer service is extremely important to us and we encourage our customers to ask for a supervisor if you are not satisfied for any reason. For security reasons and for our customers’ protection we require our customers to call IdentityIQ to cancel their membership. Our customer service phone number is 877-875-4347. Please give us a call.

Mar. 6th, 2020

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Ryan B Kyle, TX

I just canceled both my wife and I's subscription this month. We were both paying for the $30.00 plan ($60 total) and upon cancellation I was told I should refresh our profiles to get our latest score. Every time I logged on since APRIL it's been saying NO activity!! I just thought no news was good news. The gentlemen asked me if I was sure i wanted to cancel and I replied you cannot do it fast enough! I'm not sure where this so called "refresh" button is when I logged in via the mobile phone, but I cannot believe I wasted all the money for nothing in return!! I've used other credit monitoring sites in the past and never had this issue. STAY AWAY!!!!

5 years ago

Reply from IdentityIQ

Hello Ryan,

Thank you for your feedback. We want to apologize for the bad experience you encountered. Customer service is extremely important to us and we encourage our customers to ask for a supervisor if you are not satisfied for any reason. For security reasons and for our customers’ protection we require our customers to call IdentityIQ for information regarding their accounts. Our customer service phone number is 877-875-4347. Please give us a call.

Oct. 28th, 2019

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Crystal Ocoee, FL

If I could give zero stars I would. First the rep hangs up on me when asking when I still get the report I paid for be refund it. I was then told by another rep that I was told the following which wasn’t true. Long story short if you’re going to cancel they’re going to keep your money and you won’t get the report you paid for. They told me if I dispute the charges I would be committing fraud. They were closed on the day they charged my card. Really. Definitely following up a complaint with the NFCC see the BBB and the attorney generals office. The nerve of some people. After all they just work for the company they could care less about the quality control on a call.

5 years ago

Reply from IdentityIQ

Hello Crystal, Thank you for your feedback. We want to apologize for the bad experience you encountered. We have messaged you privately asking for your email address so we could look further into this issue and reach out to you but we never heard back. Customer service is extremely important to us and we encourage our customers to ask for a supervisor if they are not satisfied for any reason. For security reasons please call IdentityIQ for information regarding your account and experience. Our customer service phone number is 877-875-4347. Please give us a call, we'd like to make this right.

Feb. 11th, 2020

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Christopher Hillebrand Rossville, GA

It sounded like they were having a party every time I called. When I spoke to the operator she asked me the same questions repeatedly, as if she didnt remember asking the same question one sentence prior in our conversation. Terrible customer service and terrifying to think these people would have anything to do with me or any of my personal information in any way... beware!!! *update* I received a call from identityiq in regards to this and was refunded the last 2 months service fees, expressed a sincere apology and explanation of their plan to mitigate the problems within. They stressed to me they did not want to end on a bad note.

6 years ago

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Jerrel Gardena, CA

I Feel like this should be made public. identifyIQ has horrible customer service and public relations team suck: IdentifyIQ answer: Thank you for your feedback. I want to apologize for the bad experience you encountered with one of our agents. Customer service is extremely important to us and we encourage our customers to ask for a supervisor if you are not satisfied for any reason. For security reasons and for our customer’s protection we require our customer’s to call IdentityIQ to cancel their membership. During enrollment you agreed to our terms of service agreement which states that all cancellations must be done by calling IdentityIQ only. Regarding your trial period, I was able to confirm you called to cancel after the trial period expired; your enrollment date was October 30th. As stated on the agreement and part of our trial period promotion, you must cancel within the promotion time frame to avoid any further charges. After reviewing the call, the agent advised that once the account is cancelled you will not be able to access the member site, you agreed and the account was cancelled. We encourage all our customer’s to maximize their benefits before the cancellation is processed in order for you to stay protected. Thank you again for your feedback. My response Since you reviewed the call did you not hear me ask for a supervisor??? I then said never mind since your representative was being rude and yelling my name. Or did you conveniently leave that out of your reply??? Second I never said that wasn't in the service agreement, I never said I was charged before free trial date was over. I said its extremely SHADY and INCONVENIENT to have to call and cancel. It's not openly on the website. regardless if it's in a service agreement. Security and Protection? Did you confirm who was buying your service? That's BS... you do it so you can get people to pay for the subscription. Just like you discourage people to end their subscription by canceling all services that was already purchased. A good response could have been "we apologize for the negative experience, moving forward we will try to make our site and service more user friendly" But identifyIQ is too stupid to say that instead you want to try and point out how wrong the customer is or defend your Shady business practices. Regardless of your attempt to justify any of your company actions I WILL NEVER RECOMMEND OR REFER identityIQ dont waste your time or money.

6 years ago

Reply from IdentityIQ

Thank you for your feedback. I want to apologize for the bad experience you encountered with one of our agents. Customer service is extremely important to us and we encourage our customers to ask for a supervisor if you are not satisfied for any reason.

For security reasons and for our customer’s protection we require our customer’s to call IdentityIQ to cancel their membership. During enrollment you agreed to our terms of service agreement which states that all cancellations must be done by calling IdentityIQ only.

Regarding your trial period, I was able to confirm you called to cancel after the trial period expired; your enrollment date was October 30th. As stated on the agreement and part of our trial period promotion, you must cancel within the promotion time frame to avoid any further charges.

After reviewing the call, the agent advised that once the account is cancelled you will not be able to access the member site, you agreed and the account was cancelled. We encourage all our customer’s to maximize their benefits before the cancellation is processed in order for you to stay protected.

Thank you again for your feedback.

Nov. 16th, 2018

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Cassandra Augusta, GA

I used their services to sign myself up first and everything was all good, but once i signed up my husband i ran into an issue. I signed my husband up and instead of them charging me for a trial they charged my credit card $29.99. I was so pissed and will not use their service again. I called in and let the rep from the company know what had happened and they wanted to speak with my husband when it was my credit card and my husband did not have access to my credit card. I had to text my husband my credit card info. The reason i was signing up for their services was because we was trying to work on our credit. I hate companies that try to give you a hard time. My tip to anyone would be to use a user friendly company because they are not.

6 years ago

Reply from IdentityIQ

I’m sorry to hear about your bad experience. I’ve reviewed both accounts and it appears you used a promotional link that offered a trial period; however, when your husband enrolled he went through our public site, not the special promotional link that offered the trial period. In regard to not being able to cancel on your husband’s behalf, our agents can only speak with the owner of the account for security and privacy reasons. We apologize for the inconvenience.

Nov. 1st, 2018

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William Pomona, CA

We went hrough sky blue credit repair and they gave us a link to Identity IQ. Identity IQ had a deal at the top of the page for 14.95 which I thought was a good deal.. In the right hand column it had another price for 29.99 which had total written next to it. I was confused so before making my purchase I called Identity IQ and asked what was this about 29.99 and the girl who had such a strong accent said Oh don't worry that doesn't apply to you. Well guess what she lied and they did not take the 14.95 out but charged me double at 29.99. I was floored. I called back when they did this and they at least credited the money back after 3 business days. Then to top it all off I decided to give them the benefit of the doubt and do this for my wife. THEY DID IT AGAIN.!!!!!!!!!!!!! Talk about headache. They claimed I did not do my account through Sky blue however I did. Sky blue sent me a link or I would not have even known about their company. Needless to say these people are complete morons or they are dishonest. Check to see how much they charge you on your bank account.

6 years ago

Reply from IdentityIQ

Hi William, I am sorry this was your experience with our company. We take negative feedback seriously and would like an opportunity to remedy any outstanding issues with your accounts. It looks like you were enrolled in the $14.95 Sky Blue special promotion and that account is still active. I also see in our records that you originally enrolled your wife in a plan from the main website and not through the Sky Blue promotion and after being advised of this, were able to cancel that membership and get you wife enrolled using the correct Sky Blue link. You were charged $14.95 for your membership. You were also charged $29.99 for the membership that was incorrectly enrolled. This has been refunded to your account. I assure you this was just a case of not using the correct promotional link. We want to make sure that all the issues you presented are addressed, please let us know how we can help you further or if there is anything still outstanding.

Apr. 19th, 2018

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Krissy Broomfield, CO

I consistently tried to cancel my subscription for their services. First of all, it's 2016 and it's majorly inconvenient that the only way to cancel is to physically call in and wait on line for a customer service representative. When I first called to cancel, the girl asked why I was cancelling and told her I no longer needed the service. She told me she would be able to lower the price to $7.99, and I thought okay fine... $8 to get your credit score and monitored each month. Come to find out that the $7.99 was just for their basic program and I couldn't check anything. When I called to cancel they would tell me I had to call at the end of the month. Then when I would call to cancel they would say your card has already been charged, you will have to call again. SO. FRUSTRATING.

8 years ago

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Christina Lancaster, PA

Don't go with this company. The scores they report are inaccurate and when you get ahold of someone they are completely clueless. I cancelled my account and still got charged then when I called they said oh it's pending it will drop off. It didn't so I called back again and they said oh your bank has to deal with that and I'm like no you need to deal with it you charged it. Josh then replied we can't see it on our end so I can't take it off. I asked to speak to a supervisor and they are all in meetings. He told me to call back again tomorrow. What a joke! This company is a rip off don't do it!

9 years ago

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Chris Pedison Leander, TX

Do not use this service Do not use this service! This company's costs is much higher than its competitors, it does not provide a free credit report or account details like its competitors (makes you pay for a report) and worst of all they make it impossible to cancel the subscription. There is not an online cancelation option, they make you call and then harass you about canceling. In addition, the monitoring did not pick up credit card defaults, credit card settlements, or a new collection.

2 years ago

Reply from IdentityIQ

Hi Chris, and thank you for your feedback. We apologize for your experience. Members have two predominant methods to cancel their services. This can be done by calling our member support department during business hours or where available, clicking the cancel button from the member website. Please give us a call so we can make it right.

Jan. 3rd, 2023

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C. Leatherman Blue Springs, MO

Rude! I will not be using there company! Bottom line all these thing's do, is take your money..... That's it I would steer clear of anything to do with credit repair, or these's kinds of companies. ☆ Don't try and put this on me, your reps are rude and I stand by my comment about this full of BS company! People please do your research on company's like this, they don't do nothing for you. Except take your money! That's it..... They don't help you with anything!

6 years ago

Reply from IdentityIQ

Our company provides credit reports, credit monitoring services, and identity theft protection for consumers. We are not a credit repair company. We take negative feedback very seriously and strive to provide our customers with the best possible experience. In reviewing your call, it appears that you were trying to cancel your wife’s account in addition to your account. Due to security and privacy reasons, we can only cancel an account with direct permission from that account holder. We do apologize for any inconvenience that was caused.

Jan. 11th, 2019

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Jay Bunker Santa Fe, NM

I thought I had cancelled this service when I completed my work with a credit counselor, so When I got charged, I called to see why. They told me my account had not been cancelled. When I requested to cancel, they complied, but told me I would not get a refund for the month and would also no longer have access to my account. Any company that charges me for not providing service is a bogus business.

6 years ago

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brett harper Hale'iwa, HI

Signed up for them because I was told to from Sky Blue Credit Repair . Thought scores were accurate until after 4 months I went to try and apply for credit. The score I was given from the lender was 45 points lower than what identity IQ states. How does this happen when your paying 21.99 for a monthly service. Thought maybe it was a fluke so tried another lender, nope still the same, 40 points below the scores that I was paying for. Do not waste your money with this place. Not accurate what so ever.

6 years ago

Reply from IdentityIQ

We apologize you did not have a good experience using our service. There are many different scoring models used today, each of which uses its own mathematical formula. We use the VantageScore 3.0 model that was developed by all three of the credit reporting agencies. We do not make any changes to the score and show you only what we receive directly from the credit reporting agencies. Additionally, credit scores can fluctuate throughout the month; moving up or down, as information is added to your credit file.

Nov. 1st, 2018

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frederick Los Angeles, CA

My experience with IDIQ was upsetting because the way they chose to do business with me. It was not about the money however they convinced me to pay for a plan that cost a lot less and did not tell me that I wouldn't have access to my report. I would've canceled much sooner had I had known that. Again not about the money they really just tricked me into another plan that was completely useless.

6 years ago

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Johnny Martin Lovett Caddo Mills, TX

I had idenityiq for 1 month. I called after 1 month to see when they would update my scores. I could barely understand the representative and after we hung up I got an email that my account has been cancelled. I called back and come to find out they accidentally cancelled my account and they could not reinstate it I had to pay again to get it reinstated. They did volunteer to refund my money but it would take 3 to 5 days to get it back in my account

6 years ago

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Nia Dumas Tacoma, WA

Scam artists! I signed up for their free 30 day trial just to check my score. I called them well before the trial had ended and requested cancellation of my account. The lady that i spoke with informed me that my account would be cancelled. Next thing I know, I get an email from the company a few weeks later. So I go and check my bank account and they’ve taken the money out. The woman never cancelled my account! And now they won’t give my money back.

6 years ago

Reply from IdentityIQ

Nia, we take negative feedback seriously and want to make sure that all your concerns have been addressed. After reviewing your account it looks like you enrolled in a 7-day $1.00 trial offer on March 9th, 2018. This offer allows a consumer to try our service for $1.00 over 7 days. We do not have any promotions that offer a 30-day trial. By March 16th, we did not receive a cancellation request and your account was charged. We do see that you utilized our services and pulled your credit report and your last log in to your account was on March 17th. On April 9th, although you had fully used the services and did not cancel during the 7-day trial period, you were refunded the amount charged. Please let us know if there is anything else that is outstanding or if you need further assistance.

Apr. 19th, 2018

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Jerry Martinez Island Park, NY

This company is a complete RIP-OFF. DO NOT DO BUSINESS WITH THEM. They lock you into recurring payments. Then cannot backdate cancellations. You have to call back when it's about to expire, or you will be charged another month. If you choose to cancel immediately, you are still charged but will not be able to use the services for the rest of the month.

6 years ago

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Daphne Charlotte, NC

SCAM!SCAM! Do not enter your credit card information to try free for 7 days! They don’t tell you on the company’s landing page, when canceling the 7 day trial , it can’t be cancelled online. You will have to call a customer service line that’s only open Monday- Friday. If the 7th day falls on a weekend they will CHARGE your card on the 7th day! STAY AWAY FROM THIS SITE!

7 years ago

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April

I started with the free trial. I went in on day 6 which was a Friday to cancel however it was after 5pm. There is no way to cancel online you have to call. But they're only available by phone M-F 8-5. Therefore I was charged the 19.99 that I never wanted. Call today to cancel and even though I've now paid for another month I will no longer have access as of today. It is setup to take advantage of people. Sure I'll call back and cancel but we all know that we forget or god forbid it falls on a weekend and then bam another charge! Bad customer service.

7 years ago

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Doug Memphis, TN

I attempted to sign up for the 7-day trial, and the CC I was using kept gettin an error message as being invalid information. I tried 3x to make sure I was not entering in any wrong information, and each time it gave me the error. So I tried my debit card and it worked fine, and I was allowed to become a trial member. I then got an alert that my CC account was pre-authorized $19.99 3X in a row, even though the website was telling me it was not valid. They will do nothing for me, never offered me a free month for my troubles, or anyting but you can call your bank. Pretty bad.

7 years ago

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Brigitte Theriault

This company forces you to call to cancel your membership. Then, instead of letting you run the full course of the month you paid for, it cancels your membership immediately when you call. I would have had 8 days left to my membership but they told me to call back to cancel in 8 days. Which, of course is a scam because they want you to forget to call so they can charge you. Not a fan of companies that behave this way. Credit Karma is free and I see no real difference between the two.

8 years ago

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christopher mazzella Jupiter, FL

This is nothing but a big scam, I recently couldn't log onto the system with numerous attempts and even calling customer service...So I cancelled the service and received an email stating this cancellation and than a few weeks latter they billed me again for another month....So fine I called looking for them to return my funds since I cancelled the service and the arrogant, rude, customer service agent refused to issue me a refund....Now I have to dispute it with my credit card company.....Going to do It since I am not going to be cheated by this scam of a company....

8 years ago

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Glynnedora Thompson Fort Lauderdale, FL

the lack of knowledge from your Customer Service and Credit Counselling department is extremely frustrating it seem as though they're reading from a script and cannot deviate to provide any real needed information it's as if they are heartless and unconcern. I know that each of your reps get paid by the hour and seem to only be concerned about that i'm disputing my monthly fee with my bank and demanding a refund for what has yet to be explained to me about my service

8 years ago

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Stephen Herman San Clemente, CA

Horrible company. They won't let you cancel online and when you call to cancel, even if you have the rest of the month paid for in advance, they will not let you use it unless you call back. Obviously they're trying to hope that you won't call back in time to cancel and get the charge for another month. Complete waste of time and horrible customer service. Better to choose another company.

9 years ago

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Patricia Manchester, NH

I signed up for this service to work with an attorney to resolve some credit issues. I cancelled my membership and they continued to charge my account. I was supposed to be refunded within 7-10 business days. This never happened. When I called and inquired, I was advised the refund was never processed. Now I have to wait another 7-10 business days. Overall, horrible customer service and an awful experience in working with this company.

9 years ago

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Me Englewood, CO

I've not had any problems with the company...however, I just canceled my service with them and even though they just debited my account for $16.95 I was told I would not be able to access anything for the rest of the month. Umm...ok...you can charge me for an entire month but I can't view anything the rest of the month? AND you aren't going to refund me? That's excellent customer service and business practices!! **sarcasm**

9 years ago

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Me Nashville, TN

This company is by far the most difficult I have ever tryed to deal with , I tryed to contact some one to find out my account info and payment date for a week when I finally did contact someone she was extremely rude and wouldn't answer my questions and refused to transfer me to someone who would now because if them my bank account I set up for companies like this is over drawn and the got paid cancelled my service and she refused my last thirty days service they were paid for ...

10 years ago

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Brianna Clovis, CA

If I could give 0 stars I would. Wanted to cancel and wouldn’t refund the payment that was just processed, even though the representative has told me he can see I’m not using their services. Then tried to offer me the same membership $15 cheaper than what I was paying.

6 years ago

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Julie Ritter Tustin, CA

I was never able to log in to my account. I had someone else’s security questions linked to my account. I called to correct it twice. Both times I was told it had been fixed. Still I was never able to log in to my account. At almost $20/mo, the least I expected was to see my credit scores. Went with a less expensive, efficient company.

6 years ago

Reply from IdentityIQ

Hi Julie, we've reviewed your account and it looks like you've been a customer with us since 2016. In the time you've been with us we show that you've logged in multiple times. In September of 2017 you did have an issue resetting your password and were presented with the security question for your account. The incorrect answer was given and with the help of customer service, your security questions were reset and you logged in successfully. In December we're showing that you had an issue pulling an Equifax credit report due to Equifax requiring a previous address to verify your identity and pull the correct data. We at that time gave you an additional free credit report. We are still showing that you have an active account with us. We do show that you still have an open account with us. Please let me know if any of the information that we are showing is incorrect. I'm sorry your experience over the past couple years hasn't been what you were looking for. We'd love to keep you as a customer, please let us know what we can do to make it happen.

Jun. 14th, 2018

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Mark

Hoorible company. I canceled a couple days after signing up and they continued billing me and when I called again and canceled they continued billing. 4th time and will see if it sticks. Horrible customer service and in my opinion a total scam. Beware!

8 years ago

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Ramon Mercado El Paso, TX

I think credit karma is definitely way better than this and it's free. Called to cancel on the 15th of the month and had a charge on the 16th. They said it had gone thru on the 14th and they couldn't refund it so apparently I paid for the whole month but can't even use it or get my money back. What a scam.

8 years ago

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tohkti Randolph, MA

worst credit check service ever. advise to use a different one. my membership doesn't end until mid November and by October 17 they already say I don't have access to my account due to I cancelled the future memberships. so I have a membership till mid November which I cant use at all. Will never recommend this agency to anyone!!!!!!!!!!!

8 years ago

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Cat Arnaez Valrico, FL

This company is a scam. We got a simple report from a credit repair company and never signed up for services, and then Identity IQ thought they would just charges our cars for monthly services we never signed up for or authorized!

8 years ago

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TIM Greensboro, AL

Wanted to check my credit score and did I make a mistake. Identityiq is a joke. Tried to cancel twice and still getting charged. Reports are outdated all the time and worthless as in some cases there 4 months old. Can not see why anyone would use this site.

9 years ago

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Greg Fort Lee, NJ

Identity IQ, is a company based on stealing peoples money by gathering your bank account information from unknown sources, that they will not revile no matter how many times you request and put you on automatic draw till you take a notice.

9 years ago

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Gavin Hackensack, NJ

I'm already disappointed have been trying to signing in and only to have my bank account charge 7 time for your service no call back how can your company monitor people's credit score.please cancell my request and re emburst me the charge that was taken from my account.

9 years ago

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Tyra Reyes Chester, VA

I called in last month to cancel this money on the 15th they still took 21.99 was told it would bw refunded but that was a lie i regret ever signing up they did nothing but get paid for nothing give me back my money

6 years ago

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April King Clearfield, UT

Accidentally got another report that I already got day before and called them right after and they wont refund the 14.99. Dont go with them because if u accidentally click view instead of refresh u get charged double

6 years ago

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Robert Lynchburg, VA

Just dealt with them on the phone after the refused to cancel my account and were trying to continuously charge me for six months. Customer service was very unprofessional and would not recommend them!

6 years ago

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Anyoy Jacksonville, FL

Credit scores are not accurate. They use the Vantage score and not the Fico Score. Very few lenders use the Vantage Score. Vantage Scores can be obtained for free through Credit Karma.

6 years ago Edited September 14, 2021

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Larry McCormick West Palm Beach, FL

Horrible service. Credit scores are 40 to 50 points off and when I asked for a refund because I was denied a loan they told me too bad. Why would they even bother giving a credit score when it's lightyears away from reality?

7 years ago

Reply from IdentityIQ

Hi Larry, we are sorry to hear you were turned down for a loan. Our Credit Scores are provided to us directly by the Credit Bureaus. There are many different scoring models on the market and each lending institution can choose which scoring model they prefer to use. As stated throughout the website, IdentityIQ provides the Vantage 3.0 Score. Hope this helps clear up any confusion regarding credit scores. Best of luck.

Jan. 23rd, 2018

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Steven Sandoe Weatherford, TX

This company charged my card 3 times in a 20 day period for $ 21.99 that's supposed to be a monthly fee, not weekly. Breach of contract. I want a refund or the lawyers will be contacting you.

7 years ago

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Rene Ramirez

I had called to cancel my subscription 2 months ago but I'm still paying for it and every time I call they tell me my money is not refundable I don't think there a good company at all

8 years ago

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Fatima Blue Springs, MO

I have tried to cancel this since March and I keep getting charged every month... They promise me to cancel and they just keep charging me... I am so frustrated with them!

8 years ago

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Shelby Fort Worth, TX

Offered a credit report for 1.00. Took that, received no report now they start taking 21.99. Do not even listen to these scammers.

6 years ago

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Amber Ritter Houston, TX

Attempted to cancel this service, they put me on hold for 23 minutes and then hung up. Shady customer service.

8 years ago