Founded in 1970 in Foster City, California, Visa is a financial institution that serves a wide variety of customers all over the world. The company has processed more than 100 billion transactions with total volume exceeding $6.8 trillion. Visa offers identity protection services to its cardholders at no additional charge.
Visa offers its cardholders a zero liability policy that protects against potential unauthorized charges. If a charge is suspected to be unauthorized, it will be put on hold. Once a charge is confirmed to be unauthorized, the cardholder will be reimbursed for the transaction.
Visa scans private and public databases for suspicious activity. If any fraudulent action is detected, the company will alert customers immediately.
The identity theft protection services offered by Visa are severely limited when compared to those offered by other companies in the industry. For example, Visa does not provide credit monitoring, family plans, or antivirus software.
Visa does not offer much in the way of identity recovery. For example, the company does not provide medical recovery, criminal recovery, lost wallet services, or insurance coverage.
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