ReliaShield

• Competitive Pricing
• $1 Million Identity Theft Insurance
• Complete Identity Theft Coverage
• Cancellation Policy

Competitive Pricing

ReliaShield offers identity theft services for a significantly lower monthly price than many other identity theft protection companies.

Individuals and families can choose from the ReliaShield Essential Plan, the ReliaShield Prime Plan, or the ReliaShield Elite Plan. Although the Essential Plan is the cheapest plan, it still provides customers with a long list of identity protection services.

According to the company's website, all of ReliaShield's family plans come with free identity theft protection coverage for kids. Potential family plan customers should note that this free coverage only exists for children who are under 18 years old in the household. 

$1 Million Identity Theft Insurance

Unlike some other identity theft companies, ReliaShield offers customers up to $1 million in stolen funds and expense reimbursement.

Customers who become victims of identity theft while using ReliaShield services will be fully covered under the company's insurance policy. 

Complete Identity Theft Coverage

In addition to identity theft insurance, the company provides protection for all types of identity theft.

Depending on which plan they choose, customers can get a variety of monitoring and alert services including personal information monitoring, social security number monitoring, change of address monitoring, court records monitoring, data breach updates, wallet protection, credit monitoring, and more.

In addition to its monitoring services, ReliaShield provides unlimited identity restoration services, free credit report reminders, timely alerts, and around-the-clock customer service. 

Cancellation Policy

ReliaShield customers can cancel their identity protection service subscriptions at any time regardless of whether they are paying monthly or annually.

The company will provide pro-rated refunds to annual subscribers for the remaining months of unused service after the cancellation occurs.

ReliaShield appears to have a clearer cancellation policy than some other companies in the industry. This can benefit consumers who are looking for more of a non-commital identity theft subscription service. 

• No Pre-existing Condition Assistance
• Unclear Regarding Antivirus Software
• Additional Cost for Tri-Bureau Monitoring

No Pre-existing Condition Assistance

Although ReliaShield has extensive recovery options, the company does not provide any assistance or aid for those with pre-existing identity theft conditions.

The recovery options the company does provide are strictly dedicated to customers who fall victim to identity theft while paying for ReliaShield's identity protection services.

Unclear Regarding Antivirus Software

It is unclear whether or not ReliaShield provides antivirus software to customers. Customers who are interested in antivirus software should contact the company directly for complete disclosure.

Additional Cost for Tri-Bureau Monitoring

Customers should expect to pay extra for the company's Elite Plan if they wish to get tri-bureau credit monitoring services.

The Essential Plan does not include a credit bureau monitoring service and the company's Prime Plan only includes a single bureau credit monitoring service.

The ReliaShield Elite Plan is the most expensive plan and the only plan that offers credit monitoring services for all three credit bureaus.