Founded in 1995, Identity Guard is a product of Intersections, Inc. and was created to provide all consumers with the opportunity to receive the trusted expertise and protection that was previously only offered to financial institutions. Identity Guard is a leading provider of consumer and corporate identity risk management services.
- Monitoring Services
- Digital Protection
Identity Guard offers comprehensive identity protection packages which include credit monitoring, internet scanning, social security number monitoring, financial account monitoring, public record monitoring, fraud alerts, and credit freezes. Because the company provides so many monitoring services, it is much more likely that identity theft will be caught and shut down before it actually happens.
Identity Guard customers receive up to $1 million in identity theft insurance coverage, which reimburses them for theft-related expenses in the event of identity theft. For example, the policy covers lost wages of $2,000 per week for up to five weeks, travel expenses of up to $1,000 per policy period, and spousal and child care of up to $2,000 per policy period.
One of Identity Guard's most standout features is a digital privacy protection suite. The company offers antivirus software, password protection, malicious website blocking, ad blocking, flash blocking, tracking cookie blocking, phishing site blocking, keyboard encryption software, and online financial tools. Identity Guard also provides customers with a social privacy manager and an anti-phishing mobile app.
- Limited Recovery Services
Limited Recovery Services
Although Identity Guard does offer financial and criminal identity restoration, the company does not assist with medical or tax identity recovery. Additionally, Identity Guard does not work with pre-existing identity conditions nor does it provide limited power of attorney.
The Bottom Line
Identity Guard offers several monitoring services, up to $1 million in identity theft insurance and a comprehensive privacy protection suite. However, the company's identity recovery services are somewhat limited.
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