Identity Fraud is an identity protection solutions company based in Walnut Creek, California. The company began product research and development in 1997 and launched its services publicly in 2001. The core mission of Identity Fraud is to provide both traditional and innovative solutions for risk management to combat identity theft.

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The Good

  • Insurance
  • Credit Monitoring


Identity Fraud covers expenses related to identity theft up to $1 million. This insurance coverage is provided by AIG and includes repayment for lost wages (up to $1,500 per week for five weeks), legal and administrative fees, and money lost due to unauthorized electronic funds transfers.

Credit Monitoring

Identity Fraud offers credit monitoring from all three major credit bureaus (Equifax, Experian, and TransUnion). The company also provides customers with credit reports and scores.

The Bad

  • Service Limitations
  • No Family Plan

Service Limitations

There are several limitations to Identity Fraud's services. The company does not offer internet scanning, bank account monitoring, or antivirus software. Identity Fraud also offers very little in terms of identity recovery. The company does not offer assistance with financial, medical, criminal, or tax identity restoration.

No Family Plan

Identity Fraud's identity protection plans are for individuals only, meaning that the company does not offer family plans. 

The Bottom Line

Identity Fraud offers triple-bureau credit monitoring and identity theft insurance. However, the company does not offer a number of other services, including internet scanning and identity restoration assistance. In addition, Identity Fraud does not offer family plans. 

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