Identity Fraud is an identity protection solutions company based in Walnut Creek, California. The company began product research and development in 1997 and launched its services publicly in 2001. The core mission of Identity Fraud is to provide both traditional and innovative solutions for risk management to combat identity theft.
Identity Fraud covers expenses related to identity theft up to $1 million. This insurance coverage is provided by AIG and includes repayment for lost wages (up to $1,500 per week for five weeks), legal and administrative fees, and money lost due to unauthorized electronic funds transfers.
Identity Fraud offers credit monitoring from all three major credit bureaus (Equifax, Experian, and TransUnion). The company also provides customers with credit reports and scores.
There are several limitations to Identity Fraud's services. The company does not offer internet scanning, bank account monitoring, or antivirus software. Identity Fraud also offers very little in terms of identity recovery. The company does not offer assistance with financial, medical, criminal, or tax identity restoration.
Identity Fraud's identity protection plans are for individuals only, meaning that the company does not offer family plans.