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5 User Reviews
LAST UPDATED: August 2nd, 2022

The Hartford offers several insurance products, including home insurance through a partnership with AARP. This partnership makes the insurer stand out from competitors in the home insurance industry.

AARP members can benefit from essential home insurance coverages and helpful discounts when they purchase home insurance from The Hartford. You can also buy renters, home, and auto insurance through The Hartford and AARP partnership.

Founded in 1810, The Hartford has a long history as an insurer. It has also received high financial strength ratings, which further solidifies the company's ability to stand the test of time and be financially stable.

Top Ranked Companies


The Good

  • High Financial Strength Ratings
  • Partnership with AARP
  • Essential Coverage
  • Helpful Discounts

High Financial Strength Ratings

The Hartford has received a high financial strength rating from A.M. Best, which indicates that the insurer is financially stable and likely to be able to meet claims obligations. You can be confident when purchasing a policy from The Hartford.

High financial strength ratings are common for top companies in the home insurance industry.

Partnership with AARP

The Hartford stand out from competitors for its partnership with the AARP. Through this partnership, AARP members can benefit from savings and credits on their home insurance policies.

Essential Coverage

The Hartford offers common coverage options for the industry:

  • Dwelling and other structures
  • Personal property
  • Loss of use
  • Personal liability
  • Medical payments

Although some insurers offer additional coverages like for service lines, you'll have the essentials covered through The Hartford.

Helpful Discounts

The Hartford offers several of the common discounts for the industry:

  • Bundling home and auto
  • Claims-free
  • Home safety devices

In addition to these discounts, you can benefit from a retiree credit as a retired AARP homeowner and a renewal credit if you renew your policy for four years.


The Bad

  • Insufficient Customer Insight
  • Limited Availability

Insufficient Customer Insight

There are not many The Hartford reviews on, which means our understanding of the customer experience is limited. However, it is a good sign that most of the reviews are positive.

Limited Availability

The Hartford works with the AARP to offer home insurance in 39 states. If you don't live in one of these states, you'll need to find another insurance carrier.

It's also unclear whether The Hartford only offers home insurance through its partnership with the AARP. If you're not an AARP member or don't qualify for membership, you may need to find another insurance provider.


The Bottom Line

If you're an AARP member, exploring home insurance from The Hartford is worth it. You'll benefit from essential coverage and can save through some common discounts and a credit specifically for retired AARP homeowners.

If you live outside of the states The Hartford serves, you'll need to find another provider.

Additional customer insight would be helpful in understanding the customer experience. However, The Hartford has many positive features for those who qualify.

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5 Reviews

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M. Nielsen South Bend, IN

Shopping around for home insurance, I was told by some friends to call the Hartford, I'm so glad I did they answered all my questions and concerns and gave me the best coverage at a great price.

1 week ago


Review Source

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Joy Henry Pleasant Grove, UT

Our experience with The Hartford for our home insurance was uneventful. We didn't have a single claim but they were always there. The premiums went up so we had to shop it to find a lower price. Great Company and service when we had it.

3 years ago

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Deborah Hyde Springfield, MO

I like the peace of mind that Hartford provides. We have used them a number of times for home issues and have been happy with the customer service. They are easy to use and file a claim through and there are a lot of providers in their network.

3 years ago


Review Source

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Julie Martinez Mesa, AZ

They were very affordable for years. We never made a claim and then in 1 year they raised our premiums by more than 100% and said it was due to new laws. We left and went with another company who issued the same policy for cheaper than Hartford's original premium.

4 years ago

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Jeffrey Salas Gilbert, AZ

I feel like im getting the best service for the best price. Makes me feel good about my decision.

3 years ago