The Hartford

• High Financial Strength Ratings
• Partnership with AARP
• Essential Coverage
• Helpful Discounts

High Financial Strength Ratings

The Hartford has received a high financial strength rating from A.M. Best, which indicates that the insurer is financially stable and likely to be able to meet claims obligations. You can be confident when purchasing a policy from The Hartford.

High financial strength ratings are common for top companies in the home insurance industry.

Partnership with AARP

The Hartford stand out from competitors for its partnership with the AARP. Through this partnership, AARP members can benefit from savings and credits on their home insurance policies.

Essential Coverage

The Hartford offers common coverage options for the industry:

• Dwelling and other structures
• Personal property
• Loss of use
• Personal liability
• Medical payments

Although some insurers offer additional coverages like for service lines, you'll have the essentials covered through The Hartford.

Helpful Discounts

The Hartford offers several of the common discounts for the industry:

• Bundling home and auto
• Claims-free
• Home safety devices

In addition to these discounts, you can benefit from a retiree credit as a retired AARP homeowner and a renewal credit if you renew your policy for four years.

• Insufficient Customer Insight
• Limited Availability

Insufficient Customer Insight

There are not many The Hartford reviews on BestCompany.com, which means our understanding of the customer experience is limited. However, it is a good sign that most of the reviews are positive.

Limited Availability

The Hartford works with the AARP to offer home insurance in 39 states. If you don't live in one of these states, you'll need to find another insurance carrier.

It's also unclear whether The Hartford only offers home insurance through its partnership with the AARP. If you're not an AARP member or don't qualify for membership, you may need to find another insurance provider.