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Plymouth Rock Assurance

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LAST UPDATED: June 24th, 2021

Founded in 1982, Plymouth Rock Assurance offers insurance in many parts of the United States. You'll find competitive savings, coverage, and perks for policyholders. The insurer stands out for its sports programs that give policyholders special access to tickets, fan experiences, and more with New England sports teams.

Beyond these features, you can depend on the insurer because it has received high financial strength ratings. These high ratings indicate Plymouth Rock Assurance is financially stable and likely able to meet its claims obligations.


The Good

  • Helpful Claims Payment Options
  • Sports Fan Benefits
  • Competitive Coverage
  • Range of Discounts

Helpful Claims Payment Options

Plymouth Rock Assurance offers several options for receiving claims payments: direct deposit, Zelle, and paper check. This variety allows you to choose the payment process that best meets your needs when you file a claim.

Sports Fan Benefits

Plymouth Rock Assurance stands out for its sports benefits offered to policyholders. Policyholders can benefit from tickets, discounts on gear, pre-sales, and more. 

Teams partnered with Plymouth Rock Assurance include the Boston Bruins, New Jersey Devils, Boston Red Sox, New York Yankees, New England Patriots, and Penn State Athletics.

While these benefits are unique and especially valuable for fans, availability is limited to certain states depending on the team.

Competitive Coverage

You can find competitive home insurance coverage through Plymouth Rock Assurance. In addition to the standard offerings of dwelling, personal property or other structures, liability, medical payments, and loss of use, you'll find a competitive selection of additional coverage options.

  • Home cyber protection (not available in New York)
  • Utility service line coverage
  • Identity protection
  • Home systems breakdown
  • Flood insurance
  • Pet health insurance

Flood insurance sold by Plymouth Rock Assurance is from Neptune Flood. Pet health insurance is through Figo.

Pet health insurance is not commonly available as an optional coverage with a home insurance policy, so this offering sets Plymouth Rock Assurance apart.

Range of Discounts

You'll also find a range of competitive discounts through Plymouth Rock Assurance.

  • Advanced quote (get quote early)
  • Home age
  • Claims-free history (minimum five years)
  • New customer
  • Connected home (protective devices connected to the internet)
  • Affinity group membership
  • Fire protection devices (e.g. central fire monitoring system, automatic sprinklers)
  • Electronic documents
  • Home security
  • Bundling policies

You can also opt for a higher deductible to help lower your premium rate.

Many of these discount opportunities are commonly offered by home insurers.


The Bad

  • Limited Customer Reviews
  • State Variability

Limited Customer Reviews

Plymouth Rock Assurance reviews are few on, which makes understanding the customer's perspective difficult. However, the company has many positive features that make it worth exploring.

State Variability

Plymouth Rock Assurance's services have some regional variation. For example, you must work with an independent agent to receive a home insurance quote in Massachusetts. 

Because of this variation, work directly with the insurer to understand your options.


The Bottom Line

Although additional customer insight would be helpful, Plymouth Rock Assurance is worth considering when choosing home insurance. The company offers many coverage options and savings opportunities.

The insurer may be especially attractive for sports fans because it offers its policyholders perks through its sports programs. These programs vary by team and region, but you can find benefits like discounts on gear, access to special fan experiences, and more.

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1-(866) 885-4631

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