Mercury

• High Financial Strength Ratings
• Competitive Coverage
• Savings Through Discounts
• Helpful Mobile App

High Financial Strength Ratings

Mercury Insurance has received high financial strength ratings, which indicate the company's financial stability and ability to pay claims. High ratings are common among top insurers. You can be confident when purchasing a home insurance policy from Mercury Insurance.

Competitive Coverage

Mercury Insurance offers all of the standard coverages for home insurance, liability, dwelling, personal property, additional living expenses, guest medical protection, and scheduled property coverage for expensive items.

You can also purchase additional personal liability protection and extend the replacement cost coverage of your dwelling coverage's limits.

Mercury Insurance's coverage options go further. You can include the following with your home insurance policy: 

• Identity theft protection
• Service line protection (utility lines and pipes)
• Home systems (unexpected repairs for appliances, home entertainment, home security, etc.)
• Home cyber protection (online fraud, cyber extortion, across connected home devices)

Savings Through Discounts

Insurers offer a smaller amount of discounts on home insurance policies compared to auto insurance ones. Mercury offers a competitive number of savings opportunities with its home insurance. Availability may vary by state.

• Multi-policy
• Protective devices
• Fire-resistant construction materials
• Newer home
• Gated community

Other insurers offer similar discounts. However, Mercury stands out for offering a discount for living in a gated community.

Helpful Mobile App

Through Mercury Insurance's mobile app, you can view digital identity cards and pay bills. The app uses a biometric login and works on Apple and Android devices.

• Insufficient Customer Reviews
• Limited Availability

Insufficient Customer Reviews

Home insurance reviews for Mercury Insurance are limited on BestCompany.com. With a low review count, commentary on the customer experience is not available.

Limited Availability

Mercury Insurance serves Arizona, California, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. If you live in another state, you'll need to find another insurer.