TD (Toronto-Dominion) Bank started as Portland Savings Bank in 1852. Service is limited to these states: Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia, and Washington, D.C. Canadian residents can also bank with TD Bank as Cross-Border customers.
TD Bank offers lump-sum home equity loans and HELOCs. The company calculates your home equity rate and payments based on your loan amount, property value, current mortgage, and zip code. A rate discount applies for members with TD personal checking or savings accounts.