Headquartered in Providence, Rhode Island, Citizens Bank limits its lending services to New Englanders; Connecticut, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, and Vermont residents can borrow from Citizens Bank. The company offers treasury services, wealth management, and small business services in addition to banking and lending services.

Citizens Bank does not charge application or annual fees for home equity loans, and there are typically no closing costs involved in most transactions. You can choose your monthly payment and the company will help you determine the appropriate loan amount and terms that work best for your situation.

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