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National General

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LAST UPDATED: April 15th, 2021

National General specializes in non-traditional health plans. The insurance provider focuses on short-term medical plans and allows you to consider plans from multiple insurers.

The insurance company is best if you're looking for a short-term health plan. For more information about plan options, you do have to provide contact information, which can be frustrating if you're just trying to get a sense of the coverage offered and plan structure.


The Good

  • Available Plans
  • Policies from Multiple Insurers

Available Plans

National General offers health insurance coverage through short-term plans.

Short-term medical insurance does not offer the same level of coverage as a typical health plan does.

Most health plans offer coverage compatible with the Affordable Care Act (ACA). ACA plans cover mental health, preventive care, maternal and newborn care, prescription drugs, and more.

In contrast, the short-term plans from National General only offer coverage for emergency room, urgent care, and ambulance services. They also include limited coverage for preventive care. These plans use the Aetna Open Choice PPO Network and have a specified coverage period.

Most health plans have monthly premiums and out-of-pocket expenses based on the policy's cost-sharing rules. Out-of-pocket expenses include copays and coinsurance.

Most of the well-known health insurers offer comprehensive health plans, so National General's focus on short-term and supplemental insurance products make it different from other health insurance companies.

Policies from Multiple Insurers

When you request a quote through National General, you'll be able to compare short-term health plans from multiple insurers. This ability is convenient because it allows you to cast a wide net to find a policy that best meets your needs.

Get Quote


The Bad

  • Limited Plan Options
  • Insufficient Customer Insight
  • Contact Information Required for Quote

Limited Plan Options

National General's website may not offer traditional health insurance policies. If you're interested in a more comprehensive health insurance policy, you'll need to consider another insurer.

Although short-term health plans don't offer the same kind of coverage, they can still help you manage some medical expenses.

If you're interested in a short-term medical insurance, National General is worth considering.

Insufficient Customer Insight

Best Company has not received many National General Health Insurance reviews. Conclusions about the customer experience are not available currently due to this lack of reviews.

Other insurers have received more customer reviews, which offer more insight into the quality and customer satisfaction.

Contact Information Required for Quote

To learn more about National General health plans, you'll need to provide your contact information. If you're in the research stage of health insurance shopping, you may not be ready to be contacted by an insurance agent.

Other quote websites show you quotes, estimates, and policy details before requesting your contact information.


The Bottom Line

While National General offers limited coverage options, the company is worth considering if you're looking for a short-term health insurance plan.

Be sure to understand the the insurance product's covered services, coverage term, cost (e.g. monthly premium and out-of-pocket expenses), and exclusions before enrolling to make sure that your health and financial needs will be met.

If you're looking for comprehensive coverage through a private or ACA plan, you may need to find another insurance company.

Although more insight into the customer experience is necessary for a full recommendation, working with National General can benefit you if you want a short-term plan. Explore the company further to see if a National General health coverage option would work for you.

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Call our recommended rep over at National General below.

1-(855) 627-6885

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