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Betterment is a money manager that integrates its savings and checking account platforms with Betterment investments. The company was founded in 2010 with the goal of making investing accessible and efficient using technology and research. Betterment guarantees satisfaction, and it will make things right if customers are dissatisfied.

Betterment charges at 0.25 percent annual fee, or $25 per year for every $10,000 you invest. There is no minimum balance, but the minimum deposit is $10. For personalized financial advice, you can talk to a certified advisor over the phone with Betterment’s premium plan, which costs 0.40 percent per year on your invested balances.

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