MetLife vs The Hartford

With MetLife's group short-term and long-term disability policies, employees can adjust benefit periods to meet their needs. Employees receiving disability benefits also receive financial incentives for returning to work. 

MetLife also offers salary continuance and administration services only to employers. These additional offerings allow employers to find solutions that meet their needs. Employers looking to support health and wellness in the workplace can also find programs to offer through MetLife.

The Hartford offers group short-term, long-term, and statutory disability insurance policies that employers can provide employees. With its statutory disability insurance policies, it offers compliance services.

The Hartford also offers voluntary disability policies: short-term, long-term, and Disability FLEX. The Disability FLEX policies cover maternity, mental illness, and substance abuse, which are not commonly included coverages for disability insurance.

The Hartford offers great services and policy features to beneficiaries. Not every feature listed is available with each policy. Some policies include a survivor benefit, access to Ability Assist® Counseling Services, and Health Champion^SM. The Health Champion program gives you access to a health care advocate and assistance understanding your policy and how it works. 

While both MetLife and The Hartford are trusted insurers, The Hartford offers more robust policy options with uncommon features like coverage for maternity leave.