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LAST UPDATED: January 26th, 2021

MetLife offers short- and long-term disability insurance products through employers. Its disability insurance products include financial perks for returning to work.

MetLife also offers additional products and services to help employers promote well-being and effectively manage absences.

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The Good

  • Disability Insurance Options
  • Additional Products and Services
  • Helpful Online Calculators

Disability Insurance Options

MetLife offers both short- and long-term disability insurance through employers. Both kinds of disability coverage include rehabilitation incentives that reward employees financially as they transition back to work.

With short-term disability insurance, the benefit period can last between three months to one year. Individuals receive weekly disability insurance benefits payments with a short-term policy.

The benefit period for a long-term disability insurance policy is unclear. However, benefits are received monthly.

MetLife also offers additional products, like salary continuance and administration services only. These additional products can help employers provide a good benefits package to their employees.

Additional Products and Services

MetLife also offers products and services to support employers as they plan for absences and promote health and wellness at their businesses. 

Specific offerings include Total Absence ManagementSM and FMLAssistSM. FMLAssistSM only offers support with FLMA leave.

MetLife's Disability Health and Wellness Connection helps employers with disease management, understanding trends, and more.

Similar services are available through other insurers, so these offerings make MetLife a competitive disability insurance company.

Helpful Online Calculators

MetLife's site has a few calculators so visitors can assess their coverage needs as they consider employer plans. 

With one calculator, you can adjust how much of your income you protect, from 60 percent to 80 percent. 

The calculator also considers how much your disability benefit would be taxed. This aspect makes it easier to plan how much you'd receive per year if you made a disability claim.

With another calculator, you can calculate how much money you need each month for the essentials. This calculator helps you understand how much income you need to maintain financial stability.

Understanding how much your essentials cost is the first part of understanding how much disability insurance coverage to buy.


The Bad

  • Limited Website Information
  • Insufficient Customer Reviews

Limited Website Information

While MetLife lists all of its coverage options and products online, it provides minimal information about each product. Cost information is also not available on MetLife's website. Employers interested in learning more about MetLife's products and their prices should contact the insurance provider directly.

Insufficient Customer Reviews

There are not many MetLife disability insurance reviews on Since Best Company hasn't received many reviews, we cannot offer conclusions about the customer experience.


The Bottom Line

MetLife specializes in providing employee benefit packages to employers. Its disability insurance products are no exception and include financial incentives to encourage employees returning to work.

MetLife is worth eploring further for mployers looking to provide employees with disability insurance options.

MetLife also offers additional products and services to encourage employee wellness and support administrative processes related to absences.

View Best Disability Insurance Companies

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