MetLife offers short- and long-term disability insurance. Its disability insurance products include financial perks for returning to work, which encourages employees to work again.

MetLife also offers additional products and services to help employers promote well-being and effectively manage absences.

View Best Disability Insurance Companies

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The Good

  • Disability Insurance Options
  • Additional Products and Services

Disability Insurance Options

MetLife offers both short- and long-term disability insurance. Both kinds of disability insurance include rehabilitation incentives that reward employees financially as they transition back to work.

With short-term disability insurance, the benefit period can last between three months to one year. Individuals receive weekly payments with short-term disability.

The benefit period for long-term disability insurance has a higher level of variability. However, the most typical ranges offered are two years, five years, or until age 65. Benefit payments are made monthly.

Depending on the policy, employees can select the elimination period, which will affect their rates.

MetLife also offers additional products, like salary continuance and administration services only. These additional products can help employers provide a good benefits package to their employees.

Additional Products and Services

MetLife also offers products and services to support employers as they plan for absences and promote health and wellness at their businesses.

The Bad

  • Limited Website Information

Limited Website Information

While MetLife lists all of its products online, it provides minimal information about each product. Cost information is also not available on MetLife’s website. Employers interested in learning more about MetLife’s products and their prices should contact MetLife directly.

The Bottom Line

MetLife specializes in providing employee benefit packages to employers. Its disability insurance products are no exception and include financial incentives to encourage employees returning to work.

Employers looking to provide employees with disability insurance options should consider MetLife.

MetLife also offers additional products and services to encourage employee wellness and support administrative processes related to absences.

View Best Disability Insurance Companies

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