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Author: Kaitlyn Short

LAST UPDATED: September 3rd, 2024

ManhattanLife offers a good selection of Medigap coverage options. It stands out from other insurers because it is privately owned and does not have investors. The company has also received a good financial stability rating from Demotech, Inc.

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The Good

  • Good Financial Stability Rating® 
  • Private Company
  • Medigap Policy Options
  • Convenient Access to Forms

Good Financial Stability Rating® 

ManhattanLife has received good Financial Stability Ratings® from Demotech, Inc. Typically, A.M. Best financial strength ratings are preferred for insurance companies.

Sometimes choosing an insurer not rated by A.M. Best carries some additional risk that your insurer will be unable to meet its claims obligations, particularly for home insurance in high risk areas. 

Fortunately, ManhattanLife does not insure homes. The insurance provider has also been in business since 1850. These factors combined with its Demotech, Inc. rating make ManhattanLife a reliable choice.

Private Company

ManhattanLife is privately owned, which means it doesn't have investors. This characteristic makes it easier to focus on its policyholders.

Medigap Policy Options

Medicare Supplement plans are standardized throughout the United States. These plans are designed to help with out-of-pocket costs from Original Medicare (e.g. coinsurance). 

Although ManhattanLife doesn't offer each Medigap plan option, it does carry a good selection.

You can find Plan A, Plan C, Plan F, Plan G, and Plan N through ManhattanLife. Keep in mind that Plans C and F are not available to new Medicare enrollees. 

Convenient Access to Forms

ManhattanLife makes it easy to access necessary forms. You can find them on the company's website or use the company's mobile app to securely upload them.

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The Bad

  • Limited Customer Insight
  • Medigap Plans Only
  • Must Request Contact from Agent

Limited Customer Insight

ManhattanLife Medicare Supplement reviews are few on BestCompany.com. Because of this small number, conclusions about customer satisfaction are not available.

Medigap Plans Only

ManhattanLife only offers Medicare Supplement insurance. If you opted for Original Medicare, then you can buy a supplement plan from ManhattanLife. 

However, if you're looking for a Medicare Advantage plan or a Prescription Drug Plan, you'll need to find another Medicare insurance provider.

Must Request Contact from Agent

To learn more about Medicare Supplement plan options and monthly premium pricing, you'll need to work with a ManhattanLife agent. You can request to be contacted online. If you're comparing options, this requirement can be inconvenient. However, it's nice to work with an insurance agent familiar with Medicare.

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The Bottom Line

If you're looking for a Medicare Supplement insurance plan, ManhattanLife is worth exploring further. The insurer's lengthy time in business and its good financial stability rating show that it is a dependable insurance company. It also offers a good selection of Medigap policies.

Although more reviews would help us understand the customer experience, ManhattanLife has the elements of a good insurer.

If you're looking for another Medicare insurance product, you'll need to find another insurer.

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Shirley Driver

Manhattan Dental Insurance is a joke. No matter who files the claim a dentist or yourself it takes forever to get paid. My dentist had to summit the paperwork several times saying they never received the forms. It took almost 3 months for them to process the paperwork. If you call customer service they have an excuse for everything. I have to check the site everyday to see if my claim is being processed. Here's another example I uploaded forms 2 weeks ago and they are still showing up. I call and am told the forms are there but not being processed. You have to call them to have the claims processed. Please don't waste your time and energy with this company.

3 months ago

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dave Simpsonville, SC

Excellent no issues . Great customer service. No surprises prompt service

5 years ago