Physicians Mutual is an insurance provider based in Nebraska. It began in 1902 and targeted its insurance policy offerings to medical professionals. In 1962, Physicians Mutual opened its doors to include every citizen of the United States.
Physicians Mutual is also a mutual company, which means that policyholders also own the company.
Physicians Mutual dental insurance plans allow members access to discounts for dental services, like cleanings and other procedures, received from an in-network provider. Comprehensive information about these discounts and cost-sharing are difficult to find on the company’s website.
Physicians Mutual also offers funeral pre-planning services and other kinds of insurance coverage including life insurance (whole, term, high-benefit term, and juvenile life insurance) and supplemental health insurance (accident and Medicare supplemental insurance). The availability of these offerings varies by state.
Physicians Mutual offers three kinds of dental plans:
All of these plans have no waiting period for preventive services, a three month waiting period for basic services, and a one year waiting period for major dental work.
The Preferred Plus plan offers the most coverage. The Economy Plus plan offers the least.
To view specific information about pricing and coverage under each plan, customers must enter their age, address, and contact information on the website.
The availability of dental insurance and other insurances depends on location. Some options may not be available in your area. It is easy to check this on Physicians Mutual's website by entering your state.
The amount a customer must pay for premiums varies based on dental plan chosen, number of people insured, and age.
Rochelle Shelton Nashville, TN
4 years ago