Careington is a Texas-based company founded in 1979 by two dentists. It specializes in dental discount plans for individuals, families, and businesses. These plans are an alternative to dental insurance. Over the years, it has expanded its dental network to offer plans across the United States.
Careington plans have some of the lowest monthly premiums available for dental insurance. Monthly premiums start between $8.95 and $16.95, depending on the plan chosen. Rates may vary be the number of people covered by the dental plan and by state.
Careington allows its customers to pay their fees either monthly or yearly. This flexibility allows customers more options for payment, which is nice because Careington also charges a $20 one-time, non-refundable processing fee.
Careington works to ensure that its network is accessible and includes good dentists. Each participating provider must have renewed NCQA credentials from the National Committee for Quality Assurance (NCQA). The NCQA measures health care quality offered by clinics and care providers. With such high standards, you can be confident when visiting a Careington dentist.
Careington offers plans for employers and individual buyers. Businesses must contact Careington directly for more information. Individuals must input their zip code on the company's website to learn more about the dental savings plan options available in their area.
Plan options vary by area. However, options include Careington 500 Dental Savings Plan and Careington Dental Discount Plan. The differences between the two plans include dental network and costs of dental procedures. These differences allow you to select the plan that offers what matters most to you — more choice when finding a dentist or lower costs for dental care.
The Careington 500 Dental Savings Plan also offers discounts for orthodontics.
You may be able to combine dental savings with vision care and telemedicine. Although these packages have a higher fee, they offer additional value.
As you look at Careington plans, you can do a provider search to see which dentists accept Careington dental plans.
In addition to dental discount plans, Careington also offers other products including telemedicine, vision care, hearing care, prescription savings, long-term care, and identity theft protection. If you're looking for more than just dental discount plans, Careington has quite a few products.
In some areas, Careington only offers two plans. Additionally, Careington’s plans are primarily discount plans, so there are no deductibles or cost-sharing. Instead, plan members pay the discounted fees for the dental services and procedures they receive from a participating dentist. The discounts are between 5 percent and 60 percent depending on the plan and the dental procedure.
Discount plans can be advantageous because there is more transparency about costs of dental procedures. A Careington discount dental plan can be a good option for people with good dental health and few dental needs. However, if you are more interested in dental insurance plans, you'll need to consider other companies.
Careington does not have many reviews on BestCompany.com, so it's hard to gauge customer satisfaction levels. However, Careington's plans seem to offer good discounts and its networks include dentists with NCQA credentials.