Founded in 1997, 1Dental.com helps people find good dental savings plans administered by Careington. These plans are not dental insurance. Instead, these plans offer discounts when you receive care from participating dentists.
If you're looking for dental insurance 1Dental.com is not for you. However, if you're looking for a way to make dental care more affordable, these subscription dental savings plans are worth considering.
While dental savings plans are not insurance, they help make dental care more affordable. Dental savings plans are also typically cheaper than dental insurance plans and do not have the same restrictions that insurance plans do.
One advantage of a dental savings plan is that it does not require underwriting, which means there are no exclusions for pre-existing conditions. There are also no waiting periods for dental procedures, so you can buy coverage and receive the care you need when you need it.
Some dental insurance plans have a missing tooth clause, which means that it won't cover dental implants or other treatment for missing teeth.
Instead, you pay set fees for dental treatment when you receive it. You receive a discount from participating care providers. The pricing is transparent and upfront, which is helpful for your budget planning.
As you consider dental savings plans and dental insurance, do the math to figure out how much an insurance plan would cost and compare it to how much a dental savings plan would cost — including your out-of-pocket expenses. While it is some extra work, you'll be able to tell which option would be the most cost effective and would save money.
1Dental.com offers three plan options. While this selection is small compared to other companies, 1Dental.com says they've narrowed the options to the best dental savings plans on the market.
1Dental.com offers Aetna Dental Access®, Care 500, and the option to buy combined coverage by participating in both plans. These plans offer a 30-day trial period and include discounts on cosmetic dentistry and braces. The Care 500 plan takes immediate effect. It takes about a week to get your Aetna Dental Access® membership materials in the mail.
1Dental.com also offers group dental savings plans. However, interested employers must contact 1Dental.com directly for more information because online information is limited.
1Dental.com's plans include a large network of dentists, which makes it easier for you to access your discounts. Remember that discounts are only available from participating providers. It's worth checking the network before purchasing a plan to make sure you can find a good dentist in your area.
Enrolling in a dental savings plan from 1Dental.com is quick and easy. You select the plan that you'd like, fill out information about who's included on the plan, and pay for it. You can choose to pay for the dental savings plan with a monthly or annual fee. The Care 500 plan goes into effect immediately. The Aetna Dental Access® membership card arrives in one week.
1Dental.com only sells dental savings plans. If you want dental insurance, you'll need to consider other companies. 1Dental.com's plans are also not available in Washington or Vermont.