Home
Financial Services
Debt Relief
Liberty Debt Relief

Liberty Debt Relief

Name: Liberty Debt Relief
Rating: 4.7

4.7

star star star star star_half

456 User Reviews

4.7

star star star star star_half

456 User Reviews

The Good

The Bad

Bottom Line

Reviews

Write a Review

Company Details

Time in Business

9 Years

Company Headquarters

333 City Blvd W, 17th Fl Orange CA, 92868

Number of Reviews 456

info Source of Information

Message from

Liberty Debt Relief

Liberty Debt Relief gives you our experience and knowledge every step of the way to face any debt challenge.

No matter your credit’s condition, we have the information you need to make an informed decision.

Whether you’re looking for more information on debt consolidation or are looking into debt settlement, we have what you need.

Author: Kaitlyn Short

LAST UPDATED: July 1st, 2026

Liberty Debt Relief, founded in 2017, is a debt relief company that offers debt settlement and debt consolidation services. The company has helped thousands of clients resolve their credit card debt, medical debt, student loan debt, and other unsecured debt. Its services are available nationwide.

Video Customer Reviews

P Norvell

06 Dec 2023

Wency Carino

25 Apr 2025

Brittany Scheib

25 Apr 2025

thumb_up

The Good

Debt Relief Services
Industry Accreditations
24/7 Support
Online Resources

Debt Relief Services

While many debt relief companies offer only one type of debt relief solution, Liberty Debt Relief offers both debt consolidation and debt settlement services. Through these debt relief services, the company can help customers with credit card debt, medical debt, student loan debt, and other types of unsecured debt.

Industry Accreditations

The debt relief company’s CEO, Omar Chouche, is a certified debt specialist through the International Association of Professional Debt Arbitrators.This certification signals that Liberty Debt Relief holds its staff to the highest professional standards. Chouche is also an accredited member of the American Fair Credit Council, as well as a member of the Consumer Financial Empowerment Political Action Committee.

24/7 Support

According to the company’s website, Liberty Debt Relief offers 24/7 support for its customers, and the company responds to debt relief inquiries within hours.

Online Resources

Liberty Debt Relief’s website includes a free debt calculator that shows borrowers their estimated monthly payment, depending on the amount of debt owed and the terms of the loan. The company also offers a blog with information about improving your credit score, paying off debt, and bankruptcy.

thumb_down

The Bad

Lack of Pricing Information

Lack of Pricing Information

Liberty Debt Relief’s website doesn’t offer any information about the price of its services.

gavel

The Bottom Line

Liberty Debt Relief’s certifications, 24/7 support, and online resources demonstrate dedication to good customer service and high professional standards. Furthermore, its range of debt relief options ensure that many customers will be able to find a solution that works for them.

Liberty Debt Relief’s website doesn’t include information about pricing or availability, so potential customers should double-check that the company’s services are available in their region and fit within their budget before making any commitments.

Was this content helpful?

thumb_up Yes thumb_down No

What people are saying on Google

star star star star star_border

Tabitha Lang

Ive had a such a great experience. The team working on my case has been consistent with communication each sep of the way. I do recommend paying the extra amount for the "Veritas Legal Plan" as its additional protection against the harassment of collection agencies. I gave 4 instead of 5 because of the payment platform and untimely connection with participating partnerships such as Veritas Legal. One payment is submitted monthly and if you opt to utilize Veritas Legal, then your payment towards that service is included in the total paid monthly to Liberty Debt Relief. However, occasionally, I am contacted regarding late payments to Veritas even if my payments to Liberty Debt were made in a timely manner. Situations like this created a lot of confusion, I reached out to customer service to have a better understanding and have been assured to trust the process. The first couple months can be difficult, but the results are there. If you're in a difficult spot and need to lower your monthly payments from debt, Liberty Debt Relief can provide support.

20 hours ago

star star star star star_border

Ray Galbán

The relationship started out a little rocky because there were multiple people calling, emailing, & contacting me and it created a sense of disorganization and made me feel they were somewhat suspicious. The whole forth portal thing was vaguely described and totally user -Unfriendly. It has taken forever to get one of my creditors to accept a lower payout even though I was never behind or late on any of my payments. All I wanted to accomplish was a lower interest rate as my cards were very high interest rates. I spoke with Ms. Natalie and she magically made everything better by thoroughly explaining everything, streamlining my process and giving me a rate reduction for the lackluster experience I've had. I feel much better about my decision thanks to Ms.Natalie.

1 day ago

star star star star star

Henry Adams

Tyler was very professional and took his time to explain everything too me to where I understand. He did not rush while I was reading over application. Thank you Lending Tower you made everything easy.👍🏾

2 weeks ago

star star star star star

David Martinez

Liberty debt relief has been a great partner. They have taken care of all my debt. They greatly negotiated with the creditors. They also continued negotiating even after a settlement and provided an even lower offer. They have walked me through the whole process with ease and consistently communicated every process. Thank you Liberty Debt Relief.

2 weeks ago

border_color Write a Review

User Reviews

Star Rating

4.7

star star star star star_half

456 Reviews

Review Breakdown

5 grade

84%

4 grade

10%

3 grade

2 grade

1 grade

Sentiment Criteria

Value

star star star star star_half

Quality

star star star star star_half

Service

star star star star star

Trustworthiness

star star star star star_half

cancel

check_circle

Verified Customer

star star star star star_border

Elisha Doyle

I received mail and at the time I was undecided about how to take care of my financial obligations so I goggled the company and read reviews and like most of the experiences others had. I waited a few days and decided to take a chance and I’m glad I did.

5 months ago

Reply from Liberty Debt Relief

Hi Elisha, thank you for the stellar review.

Feb. 12th, 2026

check_circle

Verified Customer

star star star star star_border

Robert Eric Payne Cedar Hill, Tennessee

Not really looked for them I was trying to do a consuladation loan and was sent to these guys

4 weeks ago

Reply from Liberty Debt Relief

Hi Robert, thank you for the stellar review.

Jun. 23rd, 2026

check_circle

Verified Customer

star star star star star_border

Patricia Giles

For the most part I’m satisfied with the process. The last settlement took a bit longer than expected and was not as positive as I had hoped for. Plus, the process is now taking longer than anticipated and the monthly repayment amount has increased to a point of making meeting the amount a bit difficult.

8 months ago

Reply from Liberty Debt Relief

Hi Patricia, thank you for the stellar review.

Nov. 21st, 2025

check_circle

Verified Customer

star star star star star_border

Diann Hullett Nashville, Tennessee

I did not know my payments would change. A little disappointed but I don't have to talk to people who don't listen

2 months ago

Reply from Liberty Debt Relief

Hi Diann, thank you for the stellar review.

May. 21st, 2026

check_circle

Verified Customer

star star star star star_border

Jeanette Moore

After reading some of the other reviews, I felt comfortable moving forward with Liberty debt relief.

2 months ago

Reply from Liberty Debt Relief

Hi Jeanette, thank you for the stellar review.

Apr. 26th, 2026

star star star star star_border

Andrea Kowaleski Colonie, New York

Quickly settled one of my debts. Wasn’t sure about the high fees that were incurred with the settlement. Would like them to contact debtors so they don’t keep contacting me.

2 months ago

Reply from Liberty Debt Relief

Hi Andrea, thank you for the stellar review.

May. 1st, 2026

check_circle

Verified Customer

star star star star star_border

Deborah S Finley

I was pleased at please the first year but for some reason I can not find out what is the balance is .You are still taking over $1000.09 dollars form bank Not Happy please help

6 months ago

Reply from Liberty Debt Relief

Hi Deborah, thank you for the stellar review.

Jan. 6th, 2026

check_circle

Verified Customer

star star star star star_border

Rose Marie Killian Alenduff

I chose Liberty Debt Relief because I felt “ready” to move forward. The person I spoke with, Mr Cohen, was polite and very helpful. I am very glad I went with this company.

7 months ago

Reply from Liberty Debt Relief

Hi Rose, thank you for the stellar review.

Nov. 26th, 2025

check_circle

Verified Customer

star star star star star_border

Laura G Bowman

I needed to consolidate my debt and my credit card interest was too high for me to pay off the accumulated debt

5 months ago

Reply from Liberty Debt Relief

Hi Laura, thank you for the stellar review.

Feb. 12th, 2026

check_circle

Verified Customer

star star star star star_border

Jerry Chancellor jr

Only 1 hiccup out of several accounts. Still this 1 garnishment was unforeseen & untimely. Good company to help with debt consolidations.

7 months ago

Reply from Liberty Debt Relief

Hi Jerry, thank you for the stellar review.

Nov. 26th, 2025

check_circle

Verified Customer

star star star star star_border

Rebecca Lane

Needed help with my debts, googled Liberty Debt Relief and called. Very helpful with describing procedures and wanting to help me

8 months ago

Reply from Liberty Debt Relief

Hi Rebecca, thank you for the stellar review.

Nov. 21st, 2025

check_circle

Verified Customer

star star star star star_border

Craig Klinges

They seemed to have my best interest at heart. The only thing I didn't like was how long it took to get the creditors to stop calling.

8 months ago

Reply from Liberty Debt Relief

Hi Craig, thank you for the stellar review.

Nov. 12th, 2025

check_circle

Verified Customer

star star star star star_border

Aldair Ornelas

I like how the Team always let me know what’s going on and if there’s has been some progress with my debt consolidation

8 months ago

Reply from Liberty Debt Relief

Hi Aldair, thank you for the stellar review.

Nov. 13th, 2025

check_circle

Verified Customer

star star star star star_border

Leny Wagner

beause your employees are so convincing esp.Adam & Nick Rivera i trusted you people.Thsk you so much🙏🏻

7 months ago

Reply from Liberty Debt Relief

Hi Leny, thank you for the stellar review.

Nov. 21st, 2025

check_circle

Verified Customer

star star star star star_border

Ronicia J Webb

I want to get on track. I feel they can help but I want them to call me and let me know what they are doing…

8 months ago

Reply from Liberty Debt Relief

Hi Ronicia, thank you for the stellar review.

Nov. 21st, 2025

check_circle

Verified Customer

star star star star star_border

ANGELA SHAW

The ratings were very good, I fell confidently that my issues will be resolved in an professional and timely manner.

8 months ago

Reply from Liberty Debt Relief

Thank you, ANGELA! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 10th, 2025

check_circle

Verified Customer

star star star star star_border

Anibal Reyes Rodriguez

Very helpful on helping me to get Debt free. Customer service very helpful. I would like update more often

8 months ago

Reply from Liberty Debt Relief

Thank you, Anibal! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

check_circle

Verified Customer

star star star star star_border

John E Mann

How long it took for the cards to stop calling me and how far my credit fell is what I didn’t like but getting this cards paid off is a good thing.

9 months ago

Reply from Liberty Debt Relief

Hey Mr. John, thank you for sharing your feedback. We understand how tough the calls and credit changes can be at first, but it’s great to see progress toward getting those balances resolved. That step often opens the door to rebuilding stronger credit over time.

Oct. 27th, 2025

check_circle

Verified Customer

star star star star star_border

David

They got to work fairly quick on our case.

3 months ago

Reply from Liberty Debt Relief

Hi David, thank you for the stellar review.

Mar. 26th, 2026

check_circle

Verified Customer

star star star star star_border

Kimberly K Pitts

Reputable- receptive- lowered one of my credit cards by thousands

5 months ago

Reply from Liberty Debt Relief

Hi Kimberly, thank you for the stellar review.

Feb. 18th, 2026

check_circle

Verified Customer

star star star star star_border

Dale

Very informative, very professional. I have had good experiences so far.

5 months ago

Reply from Liberty Debt Relief

Hi Dale, thank you for the stellar review.

Jan. 22nd, 2026

check_circle

Verified Customer

star star star star star_border

Tanya Hill

Easy to set up… The only thing that gives me pause is worrying about getting sued

6 months ago Edited February 6, 2026

Reply from Liberty Debt Relief

Hi Tanya, thank you for the stellar review.

Jan. 9th, 2026

check_circle

Verified Customer

star star star star star_border

Stella M Moore

I needed help. I do need you to look unto the Elan account I have to be in court 12/1912025.

7 months ago

Reply from Liberty Debt Relief

Hey Stella, we are already in contact with you directly regarding this matter. If you have any more concerns or questions, just reach out to us. Thank you!

Dec. 17th, 2025

check_circle

Verified Customer

star star star star star_border

Naomi Whaley

Not enough contact to keep me updated on remaining time and payments I have left

8 months ago

Reply from Liberty Debt Relief

Hi Naomi, thank you for the stellar review.

Nov. 10th, 2025

check_circle

Verified Customer

star star star star star_border

Maria L Quezada

They have helped me with my debt and and have kept in touch with me regarding my account

8 months ago

Reply from Liberty Debt Relief

Thank you, Maria! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

star star star star star_border

P Norvell TX

2 years ago

Reply from Liberty Debt Relief

Hey P, Thank you for the glowing review! We are grateful for your kind words and are pleased to know that Liberty Debt Relief has exceeded your expectations. Thank you for choosing Liberty Debt Relief!
- Liberty Debt Relief Support

Dec. 1st, 2023

check_circle

Verified Customer

star star star star star_border

Leah

They offered the best solution and monthly payment for my credit card debt.

7 months ago

Reply from Liberty Debt Relief

Hi Leah, thank you for the stellar review.

Nov. 26th, 2025

check_circle

Verified Customer

star star star star star_border

Carrey Gamble

Still work with them and waiting to see how things processing go

8 months ago

Reply from Liberty Debt Relief

Hi Carrey, thank you for the stellar review.

Nov. 21st, 2025

check_circle

Verified Customer

star star star star star_border

Renee Lapierre

Very friendly staff and I’ve heard all the positive outcomes .

8 months ago

Reply from Liberty Debt Relief

Thank you, Renee! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

check_circle

Verified Customer

star star star star star_border

Gail Bilyeu

only been with them a short time but they have got one settlement started

8 months ago

Reply from Liberty Debt Relief

Thank you, Gail! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

check_circle

Verified Customer

star star star star star_border

Sophia M Yellow Robe

After talking with your people I felt your company would be able to help me

8 months ago

Reply from Liberty Debt Relief

Thank you, Sophia! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2025

check_circle

Verified Customer

star star star star star_border

Gina Touchstone

Good rating and all positive reviews..I like how i can track my progress

8 months ago

Reply from Liberty Debt Relief

Hi Gina, thank you for the stellar review.

Nov. 13th, 2025

star star star star star_border

Rose Kline

Better communication about what is going on during the negotiation process would be good. Beyond one text message saying that the department was looking over the settlement offer from the creditor I did not hear anything for over a month. I did appreciate that when we wanted to modify the amount of creditors on the program, the people working it were very easy to work with and was very up front with what would happen. Overall good program, they make it clear up front what costs are.

1 year ago

Reply from Liberty Debt Relief

Thank you for sharing your feedback with us. We’re glad to hear that you found our team easy to work with and appreciated the transparency about the costs and changes to your program.

However, we’re sorry to hear about the lack of communication during the negotiation process. We understand how important it is to stay informed, especially when it comes to financial matters. We’re committed to improving our communication and will be reviewing our processes to ensure we provide more frequent updates moving forward.

If you have any further questions or need additional assistance, please don't hesitate to reach out. We're here to help and ensure you have a positive experience with us.

Thank you for being part of our program!

Sincerely,
The Liberty Debt Relief Support Team

Aug. 23rd, 2024

check_circle

Verified Customer

star star star star star_border

Tarrance D Charles

I am very satisfied with the quickness in which they work and the communication is great

9 months ago

Reply from Liberty Debt Relief

We really appreciate your kind words and support.

Oct. 27th, 2025

check_circle

Verified Customer

star star star star star_border

Henry Sarabia

Working with Liberty turned out to be great saving money and time figuring out bills they did it for me

8 months ago

Reply from Liberty Debt Relief

Hi Henry, thank you for the stellar review.

Nov. 13th, 2025

check_circle

Verified Customer

star star star star star_border

Erica

Good ratings. I was able to speak with someone.

6 months ago

Reply from Liberty Debt Relief

Hi Erica, thank you for the stellar review.

Jan. 6th, 2026

check_circle

Verified Customer

star star star star star_border

Tracy

People told me about you all how you helped people

7 months ago

Reply from Liberty Debt Relief

Hi Tracy, thank you for the stellar review.

Dec. 3rd, 2025

check_circle

Verified Customer

star star star star star_border

Kim

Went with the first person to help me...

7 months ago

Reply from Liberty Debt Relief

Hi Kim, thank you for the stellar review.

Nov. 26th, 2025

check_circle

Verified Customer

star star star star star_border

Marilyn Guilfoyle

I just started with your company so far so good

7 months ago

Reply from Liberty Debt Relief

Thank you, Marilyn! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 26th, 2025

check_circle

Verified Customer

star star star star star_border

Park Boggs

This company seems efficient and helpful

8 months ago

Reply from Liberty Debt Relief

Hi Park, thank you for the stellar review.

Nov. 21st, 2025

check_circle

Verified Customer

star star star star star_border

Aissatou

I thought the service would be better than other agencies

8 months ago

Reply from Liberty Debt Relief

Hi Aissatou, thank you for the stellar review.

Nov. 13th, 2025

star star star star star_border

Tammelle Wells-Derbigny Jonesboro, GA

The process for getting started was easy. The monthly follow up calls were confusing because the meaning of them wasn't explained to me in the beginning.

2 years ago

Reply from Liberty Debt Relief

Hi Tammelle, We're truly grateful for your outstanding review! It's wonderful to hear that you're having a positive experience with Liberty Debt Relief.
-Liberty Debt Relief Support Team

Jan. 29th, 2024

star star star star star_border

Ann Adele Walla Walla, WA

I am pleased with the level of communication between the agency and myself. I appreciate their getting back to my requests in a timely manner

2 years ago

Reply from Liberty Debt Relief

Hi Ann, We greatly appreciate you taking the time to provide such thoughtful feedback. Knowing we have exceeded your expectations means a lot. Please feel free to contact us if you ever need any additional assistance.
Sincerely,
The Liberty Debt Relief Support Team

Dec. 27th, 2023

star star star star star_border

MrOswaldo48

They have very good customer service. Communication is important, and they provide it.

2 years ago

Reply from Liberty Debt Relief

Hi, thanks for your review. Glad to hear you had a great experience.
-Liberty Debt Relief Support Team

Jan. 18th, 2024