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Liberty Debt Relief

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Author: Kaitlyn Short

LAST UPDATED: July 1st, 2026

Liberty Debt Relief, founded in 2017, is a debt relief company that offers debt settlement and debt consolidation services. The company has helped thousands of clients resolve their credit card debt, medical debt, student loan debt, and other unsecured debt. Its services are available nationwide.

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The Good

  • Debt Relief Services
  • Industry Accreditations
  • 24/7 Support
  • Online Resources

Debt Relief Services

While many debt relief companies offer only one type of debt relief solution, Liberty Debt Relief offers both debt consolidation and debt settlement services. Through these debt relief services, the company can help customers with credit card debt, medical debt, student loan debt, and other types of unsecured debt.

Industry Accreditations

The debt relief company’s CEO, Omar Chouche, is a certified debt specialist through the International Association of Professional Debt Arbitrators.This certification signals that Liberty Debt Relief holds its staff to the highest professional standards. Chouche is also an accredited member of the American Fair Credit Council, as well as a member of the Consumer Financial Empowerment Political Action Committee.

24/7 Support

According to the company’s website, Liberty Debt Relief offers 24/7 support for its customers, and the company responds to debt relief inquiries within hours.

Online Resources

Liberty Debt Relief’s website includes a free debt calculator that shows borrowers their estimated monthly payment, depending on the amount of debt owed and the terms of the loan. The company also offers a blog with information about improving your credit score, paying off debt, and bankruptcy.

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The Bad

  • Lack of Pricing Information

Lack of Pricing Information

Liberty Debt Relief’s website doesn’t offer any information about the price of its services.

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The Bottom Line

Liberty Debt Relief’s certifications, 24/7 support, and online resources demonstrate dedication to good customer service and high professional standards. Furthermore, its range of debt relief options ensure that many customers will be able to find a solution that works for them.

Liberty Debt Relief’s website doesn’t include information about pricing or availability, so potential customers should double-check that the company’s services are available in their region and fit within their budget before making any commitments.

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What people are saying on Google

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Henry Adams

Tyler was very professional and took his time to explain everything too me to where I understand. He did not rush while I was reading over application. Thank you Lending Tower you made everything easy.👍🏾

1 week ago

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David Martinez

Liberty debt relief has been a great partner. They have taken care of all my debt. They greatly negotiated with the creditors. They also continued negotiating even after a settlement and provided an even lower offer. They have walked me through the whole process with ease and consistently communicated every process. Thank you Liberty Debt Relief.

1 week ago

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Rachel H

Takes some time, and your credit will tank at first. But as you make your payments and as debt gets worked out within the program, it starts going back up little by little and eventually at a somewhat faster rate. I was paying $1000+ a month in debt repayments, and now I'm paying less than $350 and have an actual pay off time line versus a constant battle with the interest rates coming in right behind my monthly payments. The LDR representative was very understanding of my nervousness about accepting the program, they are quick to respond to concerns, and everything has worked out the way they have told me it would so far.

1 week ago

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SS

I’m very happy so far, I’m looking forward to the end result as far as my credit. A great company and very informative ever step of the way so far from having financial freedom from debt. Thank you

2 weeks ago

Star Rating

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4.7

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456 Reviews

Review Breakdown

5 grade

84%

4 grade

10%

3 grade

2%

2 grade

1%

1 grade

2%

Sentiment Criteria

Value

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Quality

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Service

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Trustworthiness

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Verified Customer

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Review Source

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Troi Rimpson

If I would have known that nothing would happen for months, no payments or contact with my debtors and allowing all those late payments to happen I would have never signed up with Liberty. I was struggling but i was at least paying the minimum amount each month. Liberty allowed 3 months of late payments and I still have creditors calling me. I am even more stressed than i was before.

7 months ago

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Reply from Liberty Debt Relief

Hey Troi, thank you for sharing this with us. We are really sorry this has added more stress, especially during the early stage when things can feel quiet. You deserve clearer support.
Please reach out when you can so we can review your account together and help you feel more at ease. We are here for you.

Dec. 3rd, 2025

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Verified Customer

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Yolanda

I feel that it started out with one price that I felt was expensive, but it would help me out and I thought that would be the end of it. That’s just that one price 400 OK but now it’s going up 600. Then it’s gonna go up again

7 months ago

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Reply from Liberty Debt Relief

Thank you for letting us know what’s on your mind. We want to make sure you feel clear and comfortable with your program, and we’re happy to go over any changes or concerns. Please reach out so we can review everything step by step.

Dec. 10th, 2025

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Daryl

It was on one of my apps and the woman I worked with said that was the best one for me last year Liberty I don’t hear anything what’s going on with my accounts unless I call them so I don’t know if I have to stop paying or that paying or what it’s very confusing

8 months ago

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Reply from Liberty Debt Relief

Hi Daryl, thank you for the stellar review.

Nov. 13th, 2025

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Verified Customer

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Randy

I was told when I started this there would not be any extra or added fees, and now I have gotten two calls trying to increase my payment. I keep up with everything and I know if everything stays the same and they accept the two offers on my last two accounts they will still end up making about $4000 dollars.

8 months ago

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Reply from Liberty Debt Relief

Hi Randy, thank you for bringing this up. Settlement offers can vary depending on each creditor’s terms and timing, which can sometimes affect payment adjustments. We appreciate your attention to detail and encourage you to reach out to our team so we can review the specifics together and ensure everything stays on track.

Oct. 27th, 2025

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Verified Customer

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Dale

Good but not getting done fast enough. still collectors are calling and mailing me

8 months ago

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Reply from Liberty Debt Relief

Hi Dale, thank you for the stellar review.

Nov. 13th, 2025

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Dinah L Dobbs

I have no idea whatsoever! I am so disappointed

6 months ago

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Reply from Liberty Debt Relief

Hey Dinah, we are already in contact with you directly regarding your file. If you have any more concerns or questions, just reach out to us. Thank you!

Dec. 17th, 2025