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Freedom Debt Relief

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9.9

Overall Score

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Robert & Ana Hamlin Inverness, FL

So far, so good...We've had wonderful experiences when we have to inquire about anything related to our debts/creditors...We've been kept up to date with all settlements from creditors...We respond ASAP to ensure all settlements are paid in a timely manner, according to the creditors agreed upon date...

10 years ago

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Eugene K Hosier North Ridgeville, OH

Anyone we have spoken with in this entire organization has been nothing but the most helpful, quick to get back to us if needed and very knowledgeable. We are happy that we made the right choice to help us get back on our feet. Thank you for all you do.

10 years ago

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LISA PARRY Salt Lake City, UT

I have been really pleased with Freedom Debt Relief. They have helped me to find a solution to my debt problem. Their customer service reps are always friendly, helpful and kind. Its been a relief having them help me at the difficult time in my life and I'm glad I made the decision to work with them. Its been a great experience all around.

10 years ago

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Steve Little Elm, TX

I've been in the program for four months and couldn't be more satisfied. Just recently got my first settlement, but beyond that support and customer service reps are ready to answer any questions I might have. Looking forward to continued satisfaction. Thankyou!

10 years ago

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Ann Coulis Bethesda, MD

Freedom Debt Relief helped pull us out of a black hole of debt several years ago. The people I worked with were respectful and courteous, and the service and the advice they provided were outstanding. It was worth every penny of their fee to get out from under a very heavy burden. I highly recommend them.

10 years ago

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Sharon Buffalo, NY

The people that work for freedom debt relief are absolutely wonderful they have answered all of questions no matter how trivial they my have seemed. They put my fears to rest. I have told others about this program and highly recommend to them as well. I thank all of the members that work there.

10 years ago

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TonyTran Fremont, CA

Freedom Debt Relief is save my life!! They are awesome Professional staff!! Skill Knowledge. Honesty, Helpful. This is the Company I would Trust as the Staff said what do and do what it said before I joint the Program. Now I believe it!

10 years ago

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Brian Kennedy Tampa, FL

Freedom has been great. The customer service is very good. They've listened to my concerns and so far every one has been answered or resolved. I changed all my information as instructed with the creditor and haven't received any nagging calls. It's really been a smooth process. They say is can take four months to start getting settlements and I'm making the monthly payments like I'm supposed to. Really great!

10 years ago

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Molly Barnes Cleveland, UT

I have had a wonderful experience with Freedom Debt Relief thus far. I have been with them less than 6 months and they have already settled one of my accounts. Senior Debt Specialist Kevin Morgan has helped me every step of the way. I am so grateful I have chosen to work with Freedom Debt Relief.

10 years ago

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Rosemary Wiles Hamburg, NY

I couldn't be more happy. Anytime I need answers they were there for me. Freedom Debt Relief is a company I would highly recommend to family and friends or anyone who need debt relief this company is goes up and beyond to help you.

10 years ago

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MARK WILLERER Owosso, MI

I have nothing but high kudos for FDR in the work they've done in helping me settle my debt. They are always courteous and willing to answer my phone questions. I made some dumb credit mistakes and they are willing to help me resolve them. -Mark Willerer

10 years ago

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aaron vigil Phoenix, AZ

The did what they said they would / we were going to file a chapter 13 bk with 50k of debt FREEDOM DEBT RELIEF recommended there debt reduction program instead, we listened and now our debts are gone and my wife just started up her own business life is great thanks to freedom

10 years ago

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Rachel Newbury Park, CA

I have been with the program since Aug 2014. Since then I have had one credit card settled. I was told it would take about 6 months, so I haven't been worried until now. AMX filed against me in court. I was alarmed at this and called FF and they said not to worried about it, so I didn't. Then I received an email from FF stating they were unable to negotiate with AMX and my time to legally respond to the court papers was almost up! I had about 3 days left. I was so confused and called FF again, and talked with several people all with different answers. I missed the 30 day deadline to respond because I was given misinformation to start with. I have also received a call from a representative from Citibank, also stating they don't deal with FF and I would need to work out my settlement directly with him. When I called FF, they said they do work with Citibank, but they also told me they work with AMX and now I have found out that they don't. So far I have mixed feelings and am very worried about my situation.

11 years ago

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Veronica Maldonado Houston, TX

Thank you FDR for all your help and guidance. God bless every single one of you that has worked with me one on one in trying to solve my debt. We're getting there little by little. Thanks again for helping me when no one else would and most of all for believing in me.

11 years ago

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Lawrence Franz Silver Spring, MD

I have been very pleased with Freedom Debt Relief since I got into the program with them in the Fall. So far they have helped me settle with two accounts and have always been helpful when I had to call up and talk to a Service Rep. about a question that I had at the time. Their professionalism has been outstanding!

11 years ago

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Tally Jones Charlotte, NC

So far my experience has been very good with the Freedom Debt Relief program. Two of my debts have been resolved by 50% within 5-6 months and I cant wait to see the rest of my debt paid off. I will definitely recommend this program to others once I see all my debt paid off. The only downfall is the collectors of the debt call everyday wanting a payment or offering you a discount of some sort. This is the only disadvantage but its not the program's fault.

11 years ago

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Alex Camarillo Canyon Country, CA

I was beginning to feel the panic of falling deeper in debt, and as a public school teacher I thought I was used to living with debt. Yet, with the high interest comes the inability to ever catch up... Freedom Debt Relief is proving that there is help for us out there, and with their support the cycle of debt can be broken.

11 years ago

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Lee Queen Creek, AZ

Freedom Debt Relief has gone way beyond my expectations. Professional, great website for keeping track of where I am, ALWAYS available for questions. Best think I have ever done...not to mention eliminating the massive stress when you live takes a nose dive. Thank You FREEDOM

11 years ago

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Reply from Freedom Debt Relief

Hello Lee,

We thank you very much for sharing your response. We do our best to give you outstanding results while becoming debt free and we are very pleased to have you apart of our debt resolution program. Success is coming your way soon! Please reach out to our Client Services department at 1 (800) 655-6303 or you can log into your Client Dashboard at if you have any questions or comments regarding your account. Thank you for choosing Freedom Debt Relief!

Jan. 3rd, 2019

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Gina Llamas Amarillo, TX

I love Freedom Financial! Me and my hubby are less stress and are very happy we made this decision and I wish I would've called sooner and love Janet Song she was Super Friendly and We just loved her attitude and ability to help us.

11 years ago

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Alicia Brown Sahuarita, AZ

This has been the best decision I made for myself. I couldn't have done without the help and support of this company! My questions are always answered and everyone is so easy to work with and make things so easy on me. My life is turning around for the better all thanks to you! Thank you so much for everything.

11 years ago

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Shelli Missoula, MT

I was very happy with the way FDR has done my debt consolidation up until the last few months of paying off some of the last balances. Either there is major training issues with new people and not knowing how to figure payoffs, or theirs some funny business going on. The amount owe to a creditor is in writing, and the amount of interest FDR collects for their service is in writing per day; so what is so hard in figuring out the payoff date and amount to the creditor. If I had the figures in front of me, I could figure it out? It's easy math!!! My problem with this company is I received information from one FDR Rep, in June 2014 that our FDR account would be paid off in October 2014. October comes by and my call-in reveals that it's not so, that I would not be paid off until December 2014, with the last payment probably being lower than the usual monthly draft amount. Strike one for FDR. November draft happens and a couple weeks later I called-in asking if they could approx. figure the last December draft of our account, knowing it would not be the total of the usual draft amount. The FDR Rep, figured the amount would be definitely be under the draft amount and for sure be under $400. I asked her if she was absolutely sure this was so and she stated that it was, and that I could actually have the draft amount taken down now to $400, for the last draft, she was that sure. I stated that I would like to do this; she showed me how to change the draft amount for December 2014 to $400, and I did so online in the FDR site. She also guaranteed me that there would be no other drafts coming out of my account. The $400 draft came out on December 28, 2014 and I would receive a refund amount shortly after my draft was taken, approx. 3 weeks or so as soon as the creditor was paid. Now it's February 1, 2015. Yesterday, attempting to buy groceries and can't even buy $43. worth in account, and was promised was not going to be drafted in January 2015. Your promise broken, the original draft came out on January 28th, 2015!!! Cause and effect: overdrafts out of my account!!! Rip-roaring-mad!!! Strike two FDR. 1st statement from 'Misty'-a FDR Lead- states, yes in fact the January usual draft is owed, plus the $400 in December in order to payoff the last creditor. No way-Hosea! I was promised December. But she says, "Our Rep. gave bad information, it was not so...", and she repeated her info about the two amount were owed. Strike three FDR! She stated that she would email me to say that my account was paid off, to get this in writing, and would send a print-out of the statement showing what had been owed after the $400 payment, but she needed an hour to do this for me. Approx. 20 minutes later, FDR calls and it's 'Misty', "Calling to let you know, I have good news you may be correct and have substantial money to be receiving back; she had checked and saw the 1099's from Chase, and wasn't taking into account those write-offs, as the last Rep did, and would request the time be extended so she could print this info out for you. Would tomorrow be okay the extension?" She also stated that she is emailing the statement about no more drafts would take place and sending it to my email. But as I look on the website, there is several places where it shows a February draft will be taken for the original amt. I don't trust FDR at all and will address this issue after I receive the confirmation in my email. Please FDR, you need to change up you training and information on your website! Follow thru will your "Yes will be Yes!", in promising NO MORE DRAFT! In my last review, I neglected to mention why FDR drafted in January 2015, after they promised to not draft after my last lower draft amount in December 2014 to finish off my debt payments; it was because I had 3 out of 7 credit card (all one creditor for the 3 cards), write off my credit card balances and issue 1099’s for each credit card. Even though this had been done since June 2014, when they called to tell me this credit card company was writing-off 3 of their balances for us, I at this time also asked for an approx. pay-off amount for October as they stated. They stated it was too soon; the FDR Rep just didn’t want to have to figure that far in advance, and I understood. I called back after the September 2014 draft and they also reneged her too and stated the payoff was in December. So really it’s up to Strike four, which is way, way unprofessional, even past Strike one! My point I’m trying to make, if this happens to you, is get these FDR Reps to give this information to you in writing. It took me FOUR STRIKES, which I shouldn’t have put up with. And also my fault, not reminding them that the last three credit cards by the same creditor are written-off every time I call in, so that they know, FOR SURE when you are paid off!

11 years ago

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Troy Stoker Oklahoma City, OK

I'm new to this debt relief program and so far I have not been dissatisfied with the communication with me but the communication with the credit card companies has been very slow and even though I provided the information to the companies I still receive numerous calls. One would think that the calls would stop once companies have been informed the account is currently being handled by a debt resolution company.

11 years ago

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Luis r Garcia Los Angeles, CA

Amazing company to be a client of. They handle matters very professional and in a timely manner. Always making sure you the customer are taken care of. I would highly recommend this company to anyone trying to consolidate their debt and live a better life debt free

11 years ago

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Marie Saint Louis, MO

I felt very comfortable when beginning this process because they were very professional and informative. I have a lot of debt, and I am finally paying things off. I would recommend Freedom Debt Relief to anyone who is falling behind and afraid to talk to their debtors. They tell you exactly how to handle things and take over for you. It is such a relief!

11 years ago

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Dale Blasiman

4 emails in the first month asking me to give them a review!!! Why are you more worried about reviews than getting my debt settled??

2 months ago

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Reply from Freedom Debt Relief

Hi Dale,

Thank you for your honest feedback. We apologize if the review requests felt overwhelming — that’s certainly not our intention. Our priority is always working toward resolving your debt, and we’re sorry if our communication gave a different impression.

We truly value your concerns and would like the opportunity to address them. Please reach out to our Client Services department at (800) 655-6303 or support@freedomdebtrelief.com
so we can review your account and assist you further.

Mar. 2nd, 2026

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Mary Dammann

very good service so far and the udated notices are very helpful on my accounts

2 months ago

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Reply from Freedom Debt Relief

Thank you for sharing your feedback, Mary! We’re glad to hear that you’re pleased with our service and that the updated notices are keeping you informed about your accounts. Staying up to date is important, and we’re happy to support you every step of the way.

Thank you for choosing FDR and if you have any questions please call 800-655-6303

Feb. 17th, 2026

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laverne

Best decision I could have ever made thank you Freedom Debt.

2 months ago

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Reply from Freedom Debt Relief

Hi Laverne, we truly appreciate your feedback and are so happy to hear that working with FDR has made such a positive difference in your life. Thank you for choosing FDR.

Feb. 5th, 2026

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Velma Malone

FDR is working extremely hard contracting my creditors to resolve my debt.

2 months ago

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Reply from Freedom Debt Relief

Hi Velma, we truly appreciate your feedback and are happy to know our team’s efforts negotiating with your creditors are making a positive impact for you. Thank you for choosing FDR.

Feb. 5th, 2026

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Christina Prieto

Awesomeness! Company has been great! I’m happy with them so far!

2 months ago

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Reply from Freedom Debt Relief

Thank you, Christina! We love hearing this and are so glad you’re happy with your experience so far. We appreciate your trust and look forward to continuing to support you!

Feb. 2nd, 2026

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Bella Yvette

Awesome service! Listens and understands and very happy to help me.

2 months ago

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Reply from Freedom Debt Relief

Hey Bella,

We’re thrilled to hear that our team has been attentive and helpful! It’s wonderful to know you feel supported and understood throughout your journey with us.

Thank you for choosing Freedom Debt Relief!

Jan. 20th, 2026

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Andrew Summers

Helping me out in a big way with life. Going to be forever thankful

2 months ago

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Reply from Freedom Debt Relief

Hello Andrew,

We’re so glad to hear that we could make a big difference for you! Knowing that our support has had such a positive impact truly means a lot to our team.

Thank you for being a valued client of Freedom Debt Relief!

Jan. 20th, 2026

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Vivian Racond

SO FAR HAVE BEEN GOOD SATISFACTORY And very good in comunicación!!!

4 months ago Edited December 2, 2025

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Reply from Freedom Debt Relief

Hi Vivian,

Thank you for your feedback! We're glad to hear that your experience so far has been satisfactory and that our communication has been very good. We look forward to continuing to support you throughout your program.

Thank you for being a valued client of Freedom Debt Relief!

Dec. 5th, 2025

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Gayle Armstrong

Good program and easy. Easy to pay. Just a good program.

4 months ago

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Reply from Freedom Debt Relief

Hi Gayle,

We’re glad to hear you’re finding the program easy and helpful! Supporting you on your path to financial freedom is what we’re here for.

Thank you for choosing Freedom Debt Relief.

Nov. 10th, 2025

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Cheryl Bretz

Very easy to work with and explain everything to me.

4 months ago

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Reply from Freedom Debt Relief

Hi Cheryl,

We’re glad to hear that our team has made things easy and clear for you! Providing support and guidance every step of the way is what we strive for.

Thank you for choosing Freedom Debt Relief.

Nov. 10th, 2025

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Maura Lillibridge

Taken the weight off my shoulders during a financial crisis

4 months ago

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Reply from Freedom Debt Relief

Hi Maura,

We’re so glad to hear we could help lift some of that weight during a challenging time. Supporting you through your financial journey is exactly what we’re here for!

Thank you for choosing Freedom Debt Relief.

Nov. 10th, 2025

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Adam Anderson

Paid off one my debts quicker than expected.

5 months ago

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Reply from Freedom Debt Relief

That’s awesome, Adam! Congrats on the early payoff! You are on your way to financial freedom!

Oct. 17th, 2025

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Rodney Gelineau

Helping me manage my debts and getting things done so I can move forward with my life with less stress

3 months ago

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Reply from Freedom Debt Relief

Thank you for sharing your experience, Rodney! We’re glad to hear that we could help you manage your debts and make progress toward a less stressful financial future. Supporting you in moving forward with confidence is exactly what we aim for. Thank you for choosing Freedom Debt Relief

Dec. 23rd, 2025

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Helen Francom

I love how smooth and easy this is and I love all the updates. Everyone has been very nice!

3 months ago

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Reply from Freedom Debt Relief

So glad we could help! Your resilience is what makes this program successful Helen. Keep going!

Dec. 23rd, 2025

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Brad Armstrong

I am very satisfied with the way they attack your problems. I highly recommend FDR

3 months ago

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Reply from Freedom Debt Relief

We’re delighted you had a great experience! You’re showing incredible resilience and discipline, which are the real keys to debt relief. Thank you for letting us partner with you Brad!

Dec. 23rd, 2025

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Timothy Thompson

Very Professional and they have stood by and done everything they said they would do.

3 months ago

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Reply from Freedom Debt Relief

Hello Timothy, thank you for your feedback! We’re glad to hear our team has been professional and reliable throughout your journey.

Thank you for being a valued client of Freedom Debt Relief!

Dec. 18th, 2025

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Guadalupe

The company and people it’s self helped me out with the program pretty good

7 months ago

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Reply from Freedom Debt Relief

Hello Guadalupe,
We’re elated to be able to assist you along your debt-free journey. Our team takes pride in providing world-class customer service to our clients. We look forward to your brighter financial future!
Thank you for choosing Freedom Debt Relief!

Aug. 27th, 2025

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Elizabeth

I don't know how to stop the creditors from calling me all the time. Is there any way you can help with that?

7 months ago

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Reply from Freedom Debt Relief

Elizabeth, we appreciate you taking the time to leave us a review! We’re elated to see you are using your Client Dashboard! This is a great tool to stay informed of your program progress and resources for creditor calls. Our clients are our top priority, and making sure you feel appreciated and supported throughout the program is at the heart of what we do.
Please log onto your Client Dashboard at www.fdrclient.com for account updates.

Aug. 22nd, 2025

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John McQuillan

The professional nature and skill in which the handled my situation was great!

7 months ago Edited February 6, 2026

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Reply from Freedom Debt Relief

Thank you John McQuillan, for taking the time to leave us a review!
We applaud each client when taking their first step to becoming debt-free as we know it takes a lot to be able to make that decision. We work very hard to ensure our clients are able to receive not only debt relief, but also stress relief, as we want the program to feel easy for everyone.
Please call us at 800-655-6303 if you need any further assistance.

Aug. 12th, 2025

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Denise Magana

Your help with my debt. I really appreciate everything you are doing for me.

7 months ago Edited November 8, 2025

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Reply from Freedom Debt Relief

Hello Denise Magana!
We’re elated to be able to assist you along your debt-free journey. Our team takes pride in providing world-class customer service to our clients. We’re so happy to hear how much we have helped alleviate the stress you were experiencing.
Thank you for choosing Freedom Debt Relief!

Aug. 12th, 2025

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Ronald Gallardo

Service as promised, So far so good. Let's see the rest of the way.

7 months ago

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Reply from Freedom Debt Relief

We are thrilled to hear about your experience, Ronald Gallardo!
We’re elated to see you are using your Client Dashboard! This is a great tool to use to stay informed of your program progress! Rest assured you are in good hands and we're working hard to obtain great settlements on your accounts. Thank you for choosing Freedom Debt Relief!

Aug. 11th, 2025

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Thomas Cutler

So far I'm very happy but I'm just getting started so hope this goes well

7 months ago

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Reply from Freedom Debt Relief

Thomas Cutler, we appreciate you taking the time to leave us a review!
Our team takes pride in providing world-class customer service to our clients. We look forward to your brighter financial future!
Thank you for being a valued client of Freedom Debt Relief!

Aug. 11th, 2025

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Verified Customer

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Onnika Delbe

I’m making great process and I feel good about my Financial future.

8 months ago

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Reply from Freedom Debt Relief

Hello Onnika Delbe,

We look forward to your brighter financial future. Thank you for choosing Freedom Debt Relief!

Jul. 17th, 2025

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Audrey Fenceroy

I just came aboard with freedom debit, I don't have much to say.

8 months ago

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Reply from Freedom Debt Relief

Hello Audrey Fenceroy,

Thank you for taking the time to leave us a review. We’re excited to have you on board and look forward to supporting you every step of the way. Please log onto your Client Dashboard at www.fdrclient.com for account updates. Thank you for choosing Freedom Debt Relief!

Jul. 10th, 2025

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Abi Frisco, TX

Freedom Debt Relief is a good match for those in debt and need assistance with student loans and other debt. Although the fees can range up to 25% of the settlement amount, it’s worth it! I was able to get a free consultation and overview on how they can help me improve my debt. I definitely recommend Freedom Debt Relief for all your debt settling needs!

4 years ago

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Reply from Freedom Debt Relief

Thank you for sharing your experience with us Abi, we are excited to work with you towards your brighter financial future! Please reach out to customer service at (800) 655-6303 or support@freedomdebtrelief.com for any additional help you may need.

Nov. 16th, 2021

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Rishard Krehe Orlando, FL

Very professional and knowledgeable group to work with. Whenever I have a question I can call and get a person who takes their time to help me, no going through a ridiculous computer. Our credit card debt was out of control, we have a 4 year plan that we are halfway through and credit cards are being completely paid off! It's an amazing relief to not have that debt weighing us down. Also from day 1 there were no more phone calls or letters from the credit card companies. I have recommended this company to family and friends who also enrolled and are thankful they did!

4 years ago Edited July 6, 2022

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Reply from Freedom Debt Relief

Rishard, we appreciate you taking the time to leave us a review! It's great to hear you received the utmost level of customer service when speaking with us. Please let us know how we can continue supporting your journey to financial freedom. Thank you for choosing Freedom Debt Relief!

Nov. 11th, 2021