Best Credit Unions

33 Companies

62 Real Customer Reviews

3.5
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Compare The Top Credit Unions CompaniesSort By:
  • Checking Interest Rate: 0.03%
  • Initial Deposit: $50
  • Coverage: 4 States

Alaska USA Credit Union

  • Checking Interest Rate: 0.03%
  • Initial Deposit: $50
  • Coverage: 4 States
  • Checking Interest Rate: 1.00%
  • Initial Deposit: $5
  • Coverage: 1 State

Bethpage Federal Credit Union

  • Checking Interest Rate: 1.00%
  • Initial Deposit: $5
  • Coverage: 1 State
  • Checking Interest Rate: 0.09%
  • Initial Deposit: $1
  • Coverage: 1 States

San Diego County Credit Union

  • Checking Interest Rate: 0.09%
  • Initial Deposit: $1
  • Coverage: 1 States
  • Checking Interest Rate: 0.10%
  • Initial Deposit: $6
  • Coverage: 2 States

CEFCU

  • Checking Interest Rate: 0.10%
  • Initial Deposit: $6
  • Coverage: 2 States
  • Checking Interest Rate: 0.08%
  • Initial Deposit: $5
  • Coverage: 1 State

SchoolsFirst

  • Checking Interest Rate: 0.08%
  • Initial Deposit: $5
  • Coverage: 1 State
  • Checking Interest Rate: 0.15%
  • Initial Deposit: $5
  • Coverage: 1 State

Suncoast Credit Union

  • Checking Interest Rate: 0.15%
  • Initial Deposit: $5
  • Coverage: 1 State
  • Checking Interest Rate: 0.10%
  • Initial Deposit: $5
  • Coverage: 1 State

VyStar

  • Checking Interest Rate: 0.10%
  • Initial Deposit: $5
  • Coverage: 1 State
  • Checking Interest Rate: 2.35%
  • Initial Deposit: $5
  • Coverage: 1 State

Consumers Credit Union

  • Checking Interest Rate: 2.35%
  • Initial Deposit: $5
  • Coverage: 1 State
  • Checking Interest Rate: 0.05%
  • Initial Deposit: $1
  • Coverage: 1 State

ESL Federal Credit Union

  • Checking Interest Rate: 0.05%
  • Initial Deposit: $1
  • Coverage: 1 State
  • Checking Interest Rate: 0.01%
  • Initial Deposit: $5
  • Coverage: 1 State

UW Credit Union

  • Checking Interest Rate: 0.01%
  • Initial Deposit: $5
  • Coverage: 1 State
  • Checking Interest Rate: 0.03%
  • Initial Deposit: $50
  • Coverage: 4 States

Alaska USA Federal Credit Union is a not-for-profit; member-owned credit union that was chartered in 1948 at the Alaska Air Depot in Anchorage, when Alaska was still a territory. The 15 founding members felt that local financial institutions were not adequately meeting the credit needs of the federal civil service personnel who had been transferred to Alaska. Alaska USA Federal Credit Union started from humble beginnings when those 15 members began pooling their savings and extending credit to one another while volunteering their time to operate the credit union. Today, Alaska USA is a full-service financial institution that provides members with competitive rates on loans and deposits as well as low fees for services. With a full range of financial services, members have everything in one place, including checking and savings accounts, consumer loans, and credit cards. In a growing number of locations, Alaska USA also offers business services, commercial and personal insurance, and real estate loans, as well as mortgage loans by Alaska USA Mortgage Company. Alaska USA has branches in Alaska, Arizona, California, and Washington and serves members living in all 50 states and around the world.

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  • Checking Interest Rate: 1.00%
  • Initial Deposit: $5
  • Coverage: 1 State

The vision of Bethpage Federal Credit Union is three-fold. They want their customers to know that they have a strong “commitment to extraordinary value and service, anytime, anywhere.” Their mission is to “dominate our competition through commitment to excellence and financial strength, exceeding the expectations of our members and employees. After serving the employees of Long Island's largest organizations, including Computer Associates and BAE, Bethpage Federal Credit Union began serving all Long Islanders directly after a community charter application was unanimously approved in September 2003. They have branches across Long Island, but the vision of Bethpage Federal Credit Union remains the same as when they first opened their doors for Grumman employees in 1941: Provide extraordinary service and value anytime, anywhere. As the needs of their members have grown and changed over the years, so has the list of products and services they offer. Bethpage Federal Credit Union has grown to be the largest credit union on Long Island because of the loyalty and commitment of their members through the years and they are still continuing to grow. They also offer membership to qualifying charities in their area. They service customers in the Long Island area and in surrounding areas including, Nassau County, and Suffolk County.

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  • Checking Interest Rate: 0.09%
  • Initial Deposit: $1
  • Coverage: 1 States

San Diego County Credit Union is San Diego's largest locally-owned financial institution. With over $6.9 billion in assets, San Diego County Credit Union is a not-for-profit credit union wholly owned and operated by its members. Unlike most other financial institutions, like big banks, San Diego County Credit Union does not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to members in the form of lower loan rates, higher dividends on deposits or lower fees. San Diego County Credit Union was originally chartered in 1938 as San Diego County Employees Credit Union. San Diego County Credit Union was formed to provide for the financial needs of local county government employees. During the 1970's, they expanded their membership to include all San Diegans and today, is open to everyone living or working in San Diego, Riverside or Orange County. Those outside of the area can open an account by joining the Financial Fitness Association. San Diego County Credit Union serves over 285,000 members and continues to thrive as one of San Diego's premier financial institutions. With 40 branch locations in San Diego, Riverside and Orange County, San Diego Country Credit Union is conveniently located in communities serving consumers through superior product and service offerings. San Diego County Credit Union is proud to have been voted "BEST Credit Union" fifteen years straight. They also boast many other accolades for their business practices.

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  • Checking Interest Rate: 0.10%
  • Initial Deposit: $6
  • Coverage: 2 States

Citizens Equity First Credit Union (CEFCU) was founded in 1937 to serve employees of Caterpillar. This was during the Great Depression, at that time it was difficult for many people to get affordable loans, that is when a small group of Caterpillar employees formed the Credit Union during their lunch hour by pooling together what little money they had in a cigar box. This money was used to make affordable loans to Credit Union members — with one member's savings used to help another member who needed a loan. CEFCU carries on the Credit Union tradition of “members helping members” still today. Currently, CEFCU has expanded and grown to serve members primarily located in the state of Illinois in 14 counties and three counties in California located around the Bay Area. Their membership is open to those who currently work or have retired from Caterpillar along with 500 other partner companies.

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  • Checking Interest Rate: 0.08%
  • Initial Deposit: $5
  • Coverage: 1 State

SchoolsFirst Federal Credit Union opened up during the middle of the Great Depression. Many banks had closed at this time, but for an organization formed to help people, it was a perfect time. SchoolsFirst FCU was founded in 1934 as Orange County Teachers Credit Union when 126 school employees pooled $1,200 and established a financial institution to help improve each other's lives. The idea of the credit union caught on quickly with school employees. By the end of its second year of existence, the credit union’s membership nearly doubled, and the assets were more than five times that of the first year. SchoolsFirst FCU celebrated adding their 500,000th member in 2011 and continues to expand. Today they have over 40 local California Branches.

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  • Checking Interest Rate: 0.15%
  • Initial Deposit: $5
  • Coverage: 1 State

Suncoast Credit Union started with humble beginnings in 1934, when a handful of local educators founded Hillsborough County Teachers Credit Union. Since then, Suncoast Credit Union has grown into the largest financial institution headquartered on the west coast of Florida. They were originally formed to meet the financial service needs of teachers in Hillsborough County.  In 1975, their name was changed to Suncoast Schools Credit Union to better represent their field of membership. It became Suncoast Schools Federal Credit Union with conversion to a federal charter in 1978, and finally in December 2013, members voted "Yes" to a state charter conversion resulting in a new name and new logo for Suncoast. The charter change paved the way for enhanced products and services, branch and ATM expansion, assisting more members in our communities and increased support of public education through the Suncoast Foundation.

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  • Checking Interest Rate: 0.10%
  • Initial Deposit: $5
  • Coverage: 1 State

Vystar originally was named Jax Navy. They were a small credit union organized in 1952 by 12 civil service employees who were having difficulty establishing credit. They needed financing for a car, home or personal use. The 12 civil workers started Jax Navy each with $5 and a commitment to help military and civil service employees, making their membership exclusive. Jax Navy's focus was on its members, not profit, and wanted to help everyone gain the most out of their investments. After being open for one year, 1,100 members had joined. By the end of the 1950s, membership had grown to 9,178. In 1962, Jax Navy had built member loyalty and not wanting to lose members to retirement, they extended membership to include retirees. They opened new branches for their member on and off of military base locations. In 2002, Jax Navy changed their name to VyStar Credit Union and also changed their membership requirements to include anyone who lives or works in Northeast Florida.

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  • Checking Interest Rate: 2.35%
  • Initial Deposit: $5
  • Coverage: 1 State

In 1930, Consumers Credit Union started its business based on the principles, "Long-term stability. Dedication to providing the finest financial services. A committed investment in our Members." It is one of the largest credit unions in Illinois with more than 83,000 members and $930 million in assets. CCU is owned and democratically operated by their members, who elect their all-volunteer Board of Directors.

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  • Checking Interest Rate: 0.05%
  • Initial Deposit: $1
  • Coverage: 1 State

ESL Federal Credit Union started from humble beginnings nearly a century ago. ESL Federal Credit Union was chartered in 1920 as Eastman Savings and Loan Association by George Eastman, who was the founder of Eastman Kodak Company. When ESL opened, the goal at that time was to provide ESL employees with a financial institution that served their financial needs—especially by providing mortgages. In 1996, Eastman Savings and Loan changed their charter from a U.S bank to a federal credit union and thus becoming ESL Federal Credit Union. It is the largest locally-owned financial institution in the Greater Rochester area and the largest credit union in New York State. ESL is in the top 1% of national credit unions ranked by assets. ESL has grown significantly and today is an independent, full-service, rock-solid organization with $5 billion in assets, 325,000 members worldwide, and more than 680 employees committed to providing a superior banking experience to both individuals and businesses. The company has also appeared on the “Great Place to Work: Best Small and Medium Workplaces” for four years (2010, 2011, 2013, and 2014). Simply put, ESL Federal Credit Union is proud to be one of the largest, most successful, and most progressive credit unions in the country.

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  • Checking Interest Rate: 0.01%
  • Initial Deposit: $5
  • Coverage: 1 State

UW Credit Union is a consumer-oriented financial services cooperative and is governed by a member-elected board. They have 25 full-service branches in several areas of Wisconsin as well as more than 5,000 surcharge-free ATMs. They are federally insured by the Nation Credit Union Associated, have 220,000 members and 505 employees, and currently have $2.3 billion in assets.

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