- Account features
- Variety of loans
- Business features
- Investment services
- Credit cards
VyStar Credit Union is based in Jacksonville, Florida, and since 1952 have become one of the largest credit unions in the nation. Membership is open to people living or working in Alachua, Baker, Bradford, Clay, Columbia, Duval, Flagler, Gilchrist, Hamilton, Levy, Marion, Nassau, Putnam, St. Johns, Suwannee, Union, or Volusia County. VyStar wants to help their members fulfill their financial goals and dreams. This includes any business, club, church, organization or association located in the designated area and any person who is related to a member by blood, marriage or adoption -- regardless of where they live.
VyStar Credit Union meets all of the basic needs that any member would look for when choosing a credit union. There are no minimum balance requirements, no monthly fees, and all checking accounts pay interest and earn a dividend. VyStar Credit Union has internet account access via a web browser or mobile app both apps for Android and Apple devices have above average ratings for quality and use giving you access to your accounts anywhere at any time. You can also access your accounts with the VyStar web bill pay, or one of their 113 local VyStar ATMs without surcharge fees.
Variety of Loans
VyStar Credit Union offers auto loans, loans for cars, trucks, boats, jet skis, RVs, motorcycles, scooters, and ATVs. VyStar Mortgage loans have a full range of fixed- and adjustable- rate mortgage loans with a variety of terms.
For their members who require accounts for business services, VyStar Credit Union offers business shared accounts, business loans, mortgage processing, VyStar is an approved mortgage seller, business credit card services, solutions that allow businesses to accept credit and debit cards and payroll.
One of the best things that VyStar offers to their members is their investment services and products. VyStar provides financial analysis and services at no cost or obligation. Members can make a savings and investment plan; protect financial assets, fund education and plan for retirement. VyStar also offers a comprehensive list of value-oriented products and services for members, such as the VyStar Money Makeover program it is free and it is designed to help members take a closer look at their money, and then shares unique money management tips and tools to help drive down debt, increase savings, and improve their financial outlook. They offer various savings account and savings certificates with competitive APY rates with only $500 required to get started. VyStar also has programs available to their members and their children that allow children to learn about money, credit, and savings. Children accounts earn interest and pay dividends.
VyStar Credit Union also offers 3 kinds of credit cards:
- Visa Signature Rewards Plus
- Visa Signature Cash Back
- Platinum Visa
All of the VyStar Visa credit cards have no annual fee and low-interest rates.