First Tech
Is This Your Business?4.0
4.0
Author: Kaitlyn Short
Fifty years ago a few astute people at Hewlett-Packard and Tektronix had a vision to strengthen financial futures. They saw the potential of uniting human dedication and technological innovation for a greater good. That's the heart of First Tech Federal Credit Union. What First Tech founders recognized many years ago still holds true today. People within technology-driven companies are wired differently. Their passion for innovation has revolutionized the world, and they're making tomorrow's dreams a reality today. From very early on, technical innovation was used and resulted in First Tech's motto of "Think Forward.” They were one of the first in the banking industry that began using computers for online data processing. By 1979,(then: Tektronix) Employees Federal Credit Union had begun the use of ATMs.
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The Good
- Membership
- Account rates
Membership
First Tech has specialized in serving the needs of the men and women who drive our technology forward for over a half-century they have come to know and understand what it takes to be the best Credit Union they can. They believe in real relationships with their members and that no gizmo can replace listening to someone and giving them the care and personal attention they need. They don't believe in shortcuts to a members satisfaction and developing those relationships.Account Rates
First Tech Federal Credit Union has good compared to some other credit unions in the area. They offer free checking and savings accounts as well as Dividend Checking accounts and Care Free savings. Their Dividend Checking accounts are great for people who want to earn a higher dividend with greater account usage, often use a debit card for everyday purchases, and prefer to receive e-Statements. A few of the benefits of the Dividend Checking is you keeping more money in your pocket, there is no minimum balance, you can manage your money from anywhere through secure online banking and mobile apps, and there is no monthly service fee. In order to receive the great APY, you must have complete one of the following during per monthly cycle:- 12 debit card purchases, one direct deposit or ACH withdrawal and receipt of electronic statements.
The Bad
- Limited locations
- Mobile technology
Limited Locations
There are only a few things that stand out as not so great about First Tech Federal Credit union. The first thing is that while they are located in 11 states, many of states located further East are actually limited in branch access unless you live in Washington, Oregon, Colorado, or California.Mobile Technology
Secondly, and this is just being picky, a credit union that services customers that work in developing software and technologies should have a little better quality apps to offer and more state-of-the-art type of online banking software. Their Android app rated well with a 3.5, while the Apple app is barely rated at a 2.5. Their online banking and apps aren't really anything special. They are just same old run-of-the-mill same abilities like other banks and credit Unions.The Bottom Line
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William Lawrence Englewood, CO
7 years ago
