Veracity Credit Consultants is a credit repair company that has been in business since 2003 and is based out of Denver, Colorado. The financial services company has served over 100,000 consumers nationwide in repairing their overall credit scores.
Veracity Credit Repair services provide consumers, who need help improving their credit score, with a comprehensive online education system for credit repair.
Veracity’s credit repair process includes an expert analysis, a free credit report, secure account access, unlimited credit score consultations, advanced credit report access, a cancellation policy, online resource access, pay-as-you-go pricing, weekly educational emails, online tracking, personalized account management, a couple’s discount, dispute techniques, specialized creditor interventions/collection account interventions, personalized credit plan, access to credit specialists, monthly educational tutorials, and monthly progress reports.
Consumers are given two package options upon enrollment to help them improve their overall credit scores. Prices for these packages range from $49-79. The Select Plan Package includes unlimited investigations of erroneous items, premium account management, tips, and online access. The Platinum Plan package features all the benefits of the first package and also includes:
Each client that enrolls in the Veracity service can expect to receive a customized plan of attack when it comes to negative items and dispute letters.
Veracity can work on behalf of their clients and get involved in collections issues. In addition to collection issues, the company can act as a middleman and help resolved issues with creditors in some situations.
Veracity also offers secured credit card offers and a library of credit repair information. The company also provides consumers with a money-back guarantee if they are not satisfied. Consumers are able to receive a free initial consultation by either calling the credit repair company directly or filling out a short online form on its corporate website.
Consumers report issues in the cancellation of services. However, the company has been found to act in good faith to resolve these issues to a consumer's satisfaction.
It is also important to note that the services provided can be easily performed by a consumer on their own without the monthly cost, but may be best suited for those who desire to avoid the long-term hassle and time involved in the removal of unwanted credit report items. Other areas of concern include:
To date, Veracity is not licensed with the Attorney General as a credit repair service.
Like some other credit repair companies, Veracity ’s reputation is mixed. Prospective clients should do thorough research prior to enrollment. No licensed attorneys on staff. While not required to have, an attorney on staff can help in some disputing cases.
Steve Perry Atlanta, GA
4 years ago