Veracity is a credit repair company based out of Denver, Colorado. Financial services company has served over 100,000 consumers nationwide in repairing their overall credit scores.
- Personalized Credit Optimization Plan
- Collection Interventions
- Personal Work with Creditors
- Secured Credit
Veracity offers consumers a comprehensive online education system for credit repair. Consumers are also given two package options upon enrollment to help them improve their overall credit scores. Prices for these packages start at $49-79. The basic package includes unlimited investigations of erroneous items, premium account management, tips, and online access. The second package features all the benefits of the first package, and also includes:
Personalized Credit Optimization Plan
Each client that enrolls in the Veracity service can expect to receive a customized plan of attack when it comes to item inaccuracies and disputes.
Veracity can work on behalf of their clients and get involved in collections issues.
Personal Work with Creditors
If creditors are causing issues, Veracity can act as a middle man and help resolve some situations.
Veracity also offers secured credit card offers and a library of credit repair information. The company offers consumers a money-back guarantee if they are not satisfied. Consumers are able to receive a free initial consultation by either calling the company directly or filling out a short online form on its corporate website.
- No License with the Attorney General
- Mixed Online Consumer Reviews
Consumers report issues in the cancellation of services. However, the company has been found to act in good faith to resolve these issues to a consumer's satisfaction. It is also important to note that the services provided can be easily performed by a consumer on their own without the monthly cost, but may be best suited for those who desire to avoid the long-term hassle and time involved in removal of unwanted credit report items. Other area of concern include:
No License with the Attorney General
To date, Veracity is not licensed with the Attorney General as a credit repair service.
Mixed Online Consumer Reviews
Their reputation is mixed. Prospective clients should do thorough research prior to enrollment.
No licensed attorneys on staff. While not required to have, an attorney on staff can help in some disputing cases.
The Bottom Line
Veracity appears to be a legitimate credit restoration company with over 13 years of experience in the financial services industry. Veracity has served over 100,000 nationwide consumers to help them remove unwanted and erroneous items from their credit reports. Consumers not satisfied with the company's services are able to receive a full refund. It has also received a number of complaints regarding billing and delivery of services. The company needs improvement in a few service areas, including:
- Not being licensed with the Attorney General
- No licensed attorneys available to clients needing additional support
- Improvement in its cancellation and billing policies
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