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The Credit Company

Is This Your Business?
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LAST UPDATED: April 18th, 2023

The Credit Company uses a credit repair method that has helped people improve their credit score. It’s crucial to have a good credit score because lenders use it to determine if you qualify for loans, mortgages, and credit cards. The best credit repair companies can help you resolve negative information or errors on your credit report. When comparing credit repair companies, look for a reliable, effective, and affordable company with good customer service.

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The Good

  • Money-Back Guarantee
  • No Contract
  • Couple Discount

Money-Back Guarantee

The Credit Company has a 120-day money-back guarantee. If you want to have more confidence in your credit repair path, look for a company that offers a money-back guarantee. 

No Contract

The Credit Company doesn’t make you sign a contract. This is great for customers who don’t want to be locked into a service if they feel it isn’t useful after the initial month. The Credit Company’s website doesn’t give many specifics as far as refunds or cancellations go so be wary of payment options. 

Couple Discount

By using The Credit Company’s service as a couple, you can get a discount. Often couples need to do financial repair and management as a team and this way both parties are committed while repairing their credit score. 


The Bad

  • No Customer Reviews
  • Product Transparency
  • No Information Without Consultation

No Customer Reviews

There are no reviews available for this credit repair company. This is a red flag for customers. Credit repair companies typically have a bad reputation as scammy. Not having any reviews doesn’t help give credibility or confidence to this company. 

Product Transparency

Unfortunately, we can’t see what platform or education is available through The Credit Company without payment. People often want more specifics when spending money to help them save money. 

No Information Without Consultation

In order to get information, you need to do a consultation on The Credit Company’s website. This on its own is fishy. This company could very well just be collecting and selling email addresses. As with any service or retailer, be aware that personal information can be easily sold for potential leads.


The Bottom Line

Without a lot more information available to potential customers, we would not recommend you use The Credit Company for credit repair. With a reputation of scams, credit repair companies need to have a lot of reviews, be very forthcoming with customer rights, and clear on promised expectations. Just advertising that its product will help you repair your credit score doesn’t give us a lot of confidence that this product is something worth spending your money on.

Whenever you look to invest in a credit repair service remember to evaluate all packages offered, look for a company to include credit monitoring, a money-back guarantee, and information on how to contact the company via an email address or telephone number. 

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shawne bradley San Francisco, CA

The Credit Company has a great billing department. Easy to understand.

1 year ago Edited April 18, 2022