ShowME Credit Solutions not only seeks to repair and resolve inaccuracies and negative items found on its customers' credit reports, but also provides assistance with starting new lines of credit to help them build positive credit moving forward. The company charges competitive monthly rates and even offers a discount to couples; however customers will be required to sign up for additional credit monitoring or purchase updated credit reports themselves.
- Additional Services Provided
- Industry-Average Pricing
- Couples Discount
ShowME Credit Solutions offers credit repair, as well as a number of other services, at a competitive monthly rate. For a $99 upfront fee and $79 a month, not only will customers receive a full array of credit repair services (including unlimited disputes, credit building assistance, and a credit score simulator), but they will also receive a $1 million identity theft insurance policy, lost wallet protection, and fraud alerts (via IDIQ). Customers signing up with a significant other can take advantage of a couples discount of $125 per month (with a $149 startup fee).
Additional Services Provided
Includes $1 million identity theft insurance and lost wallet assistance (through IDIQ)
You can expect to pay around $79 per month with most credit repair companies.
$125 monthly fee (with $149 setup fee)
- Poor Online Transparency
- Does Not Request Credit Reports
Unfortunately, ShowME Credit Solutions falls behind other credit repair companies in key areas. The company requires customers to either sign up for credit monitoring for an additional $19.95 a month, or purchase their own credit reports for a one-time fee of $29.95. The initial setup fee is charged the same day of signup, which could be a possible legal violation, as credit repair companies are prohibited from charging customers before services are rendered. Information such as the cancellation policy, possible warranties or guarantees, and terms and conditions are not found anywhere on the website or social media accounts.
Poor Online Transparency
Terms and conditions, exclusions, not listed on website
Does Not Request Credit Reports
Customers must pay for and obtain their own credit reports. Want to know which companies are top-rated? Click here.
The Bottom Line
If you would like to take a more involved role in the credit repair process, or are interested in combining credit repair with identity theft protection, ShowME Credit Solutions can provide you with baseline solutions to both needs; however, you may be required to do more research with ShowME Credit Solutions than you would with other more transparent companies.
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