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Pyramid Credit Repair

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LAST UPDATED: April 13th, 2023

Founded in 2010, Pyramid Credit Repair is a credit repair company that is headquartered in Delaware. In addition to its headquarters in Delaware, the company has a Texas-based sales team, a California-based customer service team, and a New York-based legal team.

The company offers two different credit repair plan options — a singles plan and a couples plan. Each plan includes a personal online dashboard, custom disputes, a personal account manager, and more.

Along with its two credit repair plans, the company provides a credit monitoring plan that includes dark web monitoring and identity theft insurance.

It's important for potential consumers to know that Pyramid Credit Repair does not provide credit repair services to the following states: Idaho, Indiana, Iowa, Kansas, Maine, Maryland, Michigan, Mississippi, Ohio, Oregon, South Carolina, and Wisconsin.

Keep reading to learn more about Pyramid Credit Repair's services. 

Top Ranked Companies


The Good

  • 90-Day Warranty
  • In-House Team of Licensed Attorneys
  • No Upfront Fees
  • Multiple Discounts

90-Day Warranty

Pyramid Credit Repair's services come with a 90-day warranty, which includes a refund in the event of client dissatisfaction or lack of credit repair progress. 

In-House Team of Licensed Attorneys

Pyramid Credit Repair includes an in-house group of attorneys that reside in New York. The group includes one main attorney and six other certified and licensed attorneys that report to the main attorney.

No Upfront Fees

Pyramid Credit Repair does not charge any upfront fees to sign up for its services. Clients are typically billed five to ten business days after they have submitted all required service documents and agreements.

Multiple Discounts

Pyramid Credit Repair offers a 50 percent discount to couples who sign up for its services. Additionally, the credit repair company provides veterans and active military members a 20 percent off monthly fee discount. The company also offers a 15 percent off-per-month discount to teachers.

Pyramid Credit Repair appears to offer more discounts than the majority of other companies within the credit repair industry. 


The Bad

  • Limited State Availability 

Limited State Availability 

Unlike the majority of credit repair companies, Pyramid Credit Repair only provides services to people in select states.

The states that the company does not provide services to include Idaho, Indiana, Iowa, Kansas, Maine, Maryland, Michigan, Mississippi, Ohio, Oregon, South Carolina, and Wisconsin. Those interested in Pyramid Credit Repair's services should keep this in mind. 


The Bottom Line

Pyramid Credit Repair offers a number of solid features, including a 90-day warranty, an in-house team of licensed attorneys, no upfront fees, and several types of credit repair service discounts.
In addition to its two credit repair plan options, the company also offers a credit monitoring service that includes identity theft insurance and dark web monitoring. Pyramid Credit Repair also is fairly transparent about its pricing and services on its website, unlike many other companies in the industry.
The one downside is that Pyramid Credit Repair does not provide services to Idaho, Indiana, Iowa, Kansas, Maine, Maryland, Michigan, Mississippi, Ohio, Oregon, South Carolina, and Wisconsin residents.
If you live in a state that Pyramid Credit Repair services and are looking for a company that offers custom credit repair services as well as discounts for couples, veterans, or teachers, Pyramid Credit Repair may be the right service for you. 
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6 Reviews

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Lloyd Lewis Colorado Springs, CO

My conversation with the representative from Pyramid Credit Repair was very productive I canceled two credit cars which dropped my credit score from 780 to 600, and I thought this was something that could be fixed by Pyramid Credit Repair. But the person I spoke to told me my score will correct itself within three to four months and he felt there wasn't a need for his services. I was pleasantly surprise, I said to myself you're not going to try and sell me something and he didn't, he told me to keep them in mind if I need their services in the future. Talk about honesty, if you're looking for a credit repair service give Pyramid Credit Repair a try the initial review and conversation will cost you nothing.

6 years ago

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Brittany H Levelland, TX

This company is a diamond in the rough. Personalized service that took the fear out of credit repair. I shopped around for weeks before a co-worker told me about Pyramid being the best service for credit repair after two other large companies dragged out the process for her mom charging her monthly for a combined time over a year and actually helping little to none. I am happy to say that 4 months after signing up I have finally got a loan to start building my home! I even called the account manager that helped me and told him the great news while I cried! :) There is no better option in the business I am certain of that! My credit score went up over 160 points and the transparency, notifications and one on one consultation time could not have been more comforting. I hope to never need credit repair again but if I do I know I will be calling these guys!

6 years ago

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Mahdi Honari Redmond, WA

Recently I wrote a review complaining about my experience with Pyramid Credit repair company. After that they contacted me and address my problem. So I want to update my review as they showed that they are very determined to help people.

1 year ago Edited April 24, 2023

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Benny Hurr Los Angeles, CA

Truly amazed. They were very honest and told me that they couldn't help as much as they would love to - and they laid out the various reasons why. Really amazed and wish more companies were in it to help consumers. I will definitely share my experience by "paying-it-forward" and recommend this company to anyone who needs real expert credit advice.

6 years ago

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Scott H

Struck gold with this company. Extremely helpful and my dispute manager got me back on track within 2 months time. Saved a bunch of money switching from a local credit repair company to Pyramid Credit Repair

6 years ago

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Hate Scams Chicago, IL

I tried to use them when I needed to boost my score ahead of applying for a mortgage refi. However, the rep I spoke to, Jason A., proceeded to sign me up for a credit monitoring service without my knowledge. He asked for my credit card information saying it was needed to pull my reports that he would then analyze for me. He then told me that I didn't need credit repair and left me with this credit monitoring membership that I did not know about with a $29.99 per month price tag. I don't know if this is the company's policy or if Jason A. was freelancing as an affiliate for this credit monitoring company and getting paid for all the unsuspecting customers he signed up. When I tried to inquire about this with the company, I couldn't get anyone on the line that would help me. After hearing my questions about this activity, they all feigned ignorance and began saying that they "Were only in reception and didn't know about this" then they would vacillate between telling me there was no one else that could help me and that they would take my number and have someone call me, which no one ever did. So – Caveat Emptor!!!

4 years ago