Lexington Law has provided professional credit repair services to individuals and couples for over 14 years. To date, Lexington Law has helped over a half a million consumers resolve inaccuracies on their credit reports. Each year, the certified staff at Lexington Law helps remove millions of negative items. Following a free consultation, Lexington Law credit repair clients will receive a customized plan to achieve their maximum results.
We consider Lexington Law to be one of the best credit repair companies. With over 14 years of experience, this credit repair service has helped over 500,000 customers and counting. Lexington Law works with a network of 24 lawyers in 19 states, who all receive advanced training in consumer advocacy, consumer protection law, and current credit reporting issues.
The credit repair service also focuses on providing quality customer service and puts great emphasis on helping consumers repair their credit for a mortgage loan, with about 72 percent of clients motivated to purchase a home. Lexington Law clients can also enroll in a personalized Focus Track at no extra charge. The firm's Focus Track addresses specific life situations like divorce, military service, student loan issues, medical problems, or identity theft.
Lexington Law offers a free credit report and credit score summary with a free initial consultation as a part of its credit repair process. This free initial consultation allows clients to get a feel for Lexington Law's services, the firm's mission, and will help clients understand what actions the firm will take to remove negative items from their credit report if they choose to continue their credit repair journey with Lexington Law.
Lexington Law has dedicated, qualified attorneys and licensed paralegals on staff, providing financial analysis and insights to its credit repair clients. In addition, it provides members with 24/7 support. The credit repair firm offers three services for clients to choose from: the Concord Standard service which costs clients $89.95 per month, the Concord Premier service that charges clients $109.95 per month, and the PremierPlus service that costs $129.95 per month.
With each service provided, Lexington Law will work with creditors and the major credit bureaus to ensure each client's credit report is presented as fair and accurate. Credit monitoring services are also included in each plan offered.
Military personnel and family can receive a discount with Lexington Law, which is rare in the credit repair industry. The credit repair firm provides couples with a $50 discount on the second account's first-work fee when couples sign up for credit repair services.
Lexington Law offers a strong repair process, has been in business for over 14 years, and has helped hundreds of thousands of clients with a variety of credit repair situations. Lexington Law is a law firm and prides itself on its strict adherence to both state and federal credit repair regulations. The firm promises that it disputes all negative items from credit reports through ethical and legal means. Lexington Law is also known for providing easily accessible educational resources on its site that are designed to inform clients on topics like good vs. bad credit, credit history, credit rights, credit repair, credit scores, etc.
Although Lexington Law has several positive features like it's level of experience with major credit bureaus and provided discounts, the firm has been known to have one main drawback. When compared to other credit repair companies, Lexington Law can be slower in improving client credit scores.
When challenging negative and inaccurate items, Lexington Law employs a time-tested and formalized approach to how many unfair and inaccurate items per credit bureau it challenges each month. While this process may be slower than other companies for repairing client's credit scores, it actually helps prevent the credit bureaus from assuming any frivolous activity from the firm on behalf of the client.
Lexington Law credit repair processes may take longer than the average company in the repair industry; however the time it takes to remove negative items from a client's credit report highly depends on the client's individual credit situation. One credit repair case may take less time than others due to the type of services the client has signed up for and the amount of repair service that is actually needed in order to repair the client's credit and improve their score.
Call our recommended rep over at Lexington Law below.
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I've been a member for 5 months and at $99, only 4 items removed in the 2nd month. I am not pleased at all.
I just signed up. I'm hoping things go smoothly. The initial consultation was very convincing. I need this bad so I think I'll probably be a payor. I promised myself that I'm not going to give up until I get the condo that I want.
I used them for 1 year and they were great. Removed all the negative items except for 1 Judgement. They are pricy but the best service and great results. Well worth the $$
I just signed up, and Im wondering how severe is some of your credit report,how long did it actually take, and , did you see an increase in your score right away?... They seem to be moving along at a good pace, so Im just curious to know.
I am currently paying for this service, it is May 7 and I'm going on my 2nd month.. 5 listings have been removed from my report, couldn't be happier.. they r pricey but it's very worth it in tha end.. thank u Lexington!
WOW! IT ONLY TOOK LEXINGTON LAW FIRM 3 MONTHS TO DELETE ALMOST ALL NEGATIVE ITEMS OFF MY CREDIT REPORT!...MONEY WELL SPENT $$$$$$ . I SENT IN ALL INFORMATION TO THEM NEEDED TO FIGHT FOR ME....YOU JUST CANT SIT ON YOUR BUTT, AND NOT SEND IN INFORMATION AND PAPER WORK. THANK LEXINGTON LAW FIRM YOUR THE BEST. 05/03/2012
I had gotten into an accident and the insurance company (allstate) totaled my van. They actually paid out more than what it was worth, but my husband and I wanted to upgrade to a Sequoia. After being denied a loan for $5k to upgrade, I turned to Lexington. Within 3 months we had seen a bump in our score. Not a huge one, but enough to get approved. :) We canceled their services after 4 months, but got what we needed!
I'm pleased so far. It has not been thirty days yet they already removed two negatives on my report.
Wow, you must of had some doozies on your credit report! What did you get removed? 20 points was the difference of getting my house or not. Even if I had to pay that for 1 year, would have gladly done it!
Ive been with lexington almost a year and have only increased my score 20 points at $89 a month.
This is a funny story, but I was on the phone with my buddy who works for a bank, and he turned me on to this site after being denied a car loan. (Ford Expedition) I didn't do a whole lot of research, and just went with Lexington since they were the top rated. No car loan yet... but very enthused about the results so far. (2 late payments removed).
3 items deleted in month one. Very happy. Cool site!
After reading all the reviews, I decided to go with Lexington. Initial consultation was a little long, but worth it. I'm in my 2nd month now, and have just got my first deletion. It's more pricy than I thought, but I goess you get what you pay for. :)
Thanks for the informative report! I haven't made a decision yet, but this certainly helps!
650 to 730. Rocked the house for me.