Lexington Law has provided professional credit repair services to individuals and couples for over 14 years. To date, Lexington Law has helped over half a million consumers resolve inaccuracies on their credit reports. Each year, the certified staff at Lexington Law helps remove millions of negative items. Following a free credit consultation, Lexington Law credit repair clients will receive a customized plan to achieve their maximum credit results.

The Good

  • Free Consultation
  • Licensed Attorneys
  • Advanced Credit Repair Services
  • Multiple Discounts
  • Reputable Experience 
  • Online Educational Resources

We consider Lexington Law to be one of the best credit repair companies. With over 14 years of experience, this credit repair service has helped over 500,000 customers and counting improve their poor credit.

Lexington Law works with a network of 24 licensed lawyers in 19 states, who all receive advanced training in consumer advocacy, consumer protection law, and current credit reporting issues.

The credit repair service also focuses on providing quality customer service and puts great emphasis on helping consumers repair their credit for a mortgage loan, with about 72 percent of clients motivated to purchase a home.

Lexington Law clients can also enroll in a personalized Focus Track at no extra charge. The firm's Focus Track addresses specific life situations like divorce, military service, student loan issues, medical problems, or identity theft.

Free Consultation

Lexington Law offers a free TransUnion credit report and FICO score summary with a free initial consultation as a part of its credit repair process.

This free, personalized initial consultation gives the firm a chance to review clients' current credit situations and allows clients to get a feel for Lexington Law's services, the firm's overall mission, and will help clients understand what actions the firm plans to take to remove negative items from their credit report if they choose to continue their credit repair journey with Lexington Law.

Licensed Attorneys

Lexington Law has dedicated, qualified attorneys and licensed paralegals on staff, providing financial analysis and insights to its credit repair clients. In addition, it provides members with 24/7 support.

Advanced Credit Repair Services

The credit repair firm offers three service levels that clients can choose from:

  • The Concord Standard Service: Costs a monthly fee of $89.95 and includes bureau challenges and creditor interventions.
  • The Concord Premier Service: Costs a monthly fee of $109.95 and includes bureau challenges, creditor interventions, InquiryAssist, score analysis, ReportWatch, and TransUnion Alerts.
  • The PremierPlus Service: Costs $129.95 per month and is the highest value service that the firm offers. The PremierPlus service includes everything that is offered in the Concord Premier service as well as cease and desist letters, a FICO score tracker, identity theft protection services, and personal finance tools. 

With each service provided, Lexington Law will work with creditors and the major credit bureaus to ensure each client's credit report is presented as fair and accurate. Credit monitoring services are also included in each plan offered.

Multiple Discounts

Military personnel and families can receive a discount with Lexington Law, which is rare in the credit repair industry. The credit repair firm provides couples with a $50 discount on the second account's first-work fee when couples sign up for credit repair services.

Reputable Experience 

Lexington Law offers a fairly reputable credit repair process in comparison to other companies in the repair industry. The firm has been in business for over 14 years and has helped hundreds of thousands of clients with a variety of credit repair situations.

Lexington Law is a law firm and prides itself on its strict adherence to both state and federal credit repair regulations including the Fair Credit Reporting Act (FCRA). The firm promises that it does dispute all negative items including late payments, charge offs, collections, and more from credit reports through ethical and legal means.

Online Educational Resources

Lexington Law is also known for providing easily accessible and free educational resources on its website that are designed to inform clients on a variety of topics including credit history, credit rights, credit repair, credit scores, identity theft and identity protection, credit card usage, things that can affect a credit score like late payments, etc.

Additionally, Lexington Law provides a wide range of helpful general personal finance information and advice on its website. Any client and non-client will be able to use these free, available online resources to further improve their current financial situation.

The Bad

  • Speed of Service

Although Lexington Law has several positive features like it's years of experience with major credit bureaus and provided discounts, the firm has been known to have one main drawback. When compared to other credit repair companies, Lexington Law can be slower in improving client credit scores.

When challenging negative and inaccurate items, Lexington Law employs a time-tested and formalized approach to how many unfair and inaccurate negative items per credit bureau it challenges each month. While this process may be slower than other companies for repairing client's credit scores, it actually helps prevent the credit bureaus from assuming any frivolous activity from the firm on behalf of the client.

Speed of Service

Lexington Law credit repair processes may take longer than the average company in the credit repair industry; however the time it takes to remove negative items from a client's credit report highly depends on the client's individual credit situation.

One credit repair case may take less time than others due to the type of services the client has signed up for and the amount of repair service that is actually needed in order to repair the client's credit and improve their score.

The Bottom Line

With Lexington Law Firm, the good easily outweighs the bad in comparison to other companies in the credit repair industry. The firm has helped hundreds of thousands of people improve their bad credit.

According to consumer testimonials and reviews, Lexington Law has many years of experience with creditors and is transparent and thorough with credit reports and credit repair work updates, but is occasionally a little slower with its credit repair processes than other repair companies.

Although Lexington Law's credit repair process can be slower than expected, the firm is known to provide quality customer service as it is staffed with exceptionally trained paralegals and legal assistants that are set to help you improve your credit.

As part of its credit repair process, Lexington Law sends dispute letters to all three major bureaus, Equifax, Experian, and TransUnion, which is extremely beneficial to potential and current clients. The law firm also offers monthly credit monitoring and identity theft protection service options for customers to choose, discounts, and a free consultation that includes a free credit score and report summary. This consultation can also help you better understand the Lexington Law firm's credit repair services and what actions the firm will take when repairing your credit.

In regard to the information above and the Lexington Law reviews collected, we recommend Lexington Law as the best place to repair your credit.

*Price is for the standard level of service.

We'll Introduce You!

Call our recommended rep over at Lexington Law below.

1-(844) 856-4807

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User Reviews

Star Rating


2,957 Reviews

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January 30th, 2013 Greenville, NC

My daughter introduced me to Lexington. She raved about how her credit score increased and the rate she was paying to have it done. I trusted her opinion and gave it a try for myself. My credit score was 545 and five months later it is 640. I have had 21 items dropped and from Equifax and 10-15 items from the other two credit agencies and I can not be more elated!! This firm has worked deligently to get items removed and the rate for service is outstanding in todays crazy economy. I would recommend them highly, it is worth every cent. Thanks Lexington Law!!!!

gary j
January 30th, 2013 Benton, KY

I just started today they talk a good talk but we will see at the end of the month if they are im like you im tired of being mislead i hope they are truthful we will see and i will let ya'll no........

January 30th, 2013 Jacksonville, FL

I started in October 2012, I'm very happy with Lexington Law. It took years for me to mess up my credit so If it's years to repair (not to many I hope :) )I'm ok with that. Good Luck people! Thanks again LL!

January 14th, 2013 Miami, FL

I started with Lexington back in 11/2012. my credit was a rap sheet long. I here people saying that Lexington is very slow. well you have to consider all the credit mistakes people have made over the years on their credit.Lexington is dedicated to resolving your credit issues.They are the best company around. stop spending 1000- 2800 dollars for some unknown credit repair person to fix your credit illegally. Call Lexington law right away.

January 10th, 2013 Stafford, VA

I am very excited I started December 06,2012 and its has been a month and already 4items have been remove off of my credit report I would recommend this company to anyone I mean for 99 bucks a month u can't beat it for all the work that they do for you and you can contact them at anytime... Thanks Lexington law you guys are awesome so far ..

Anthony Ortefa
December 28th, 2012 Richmond, CA

Im excited im a new customer all the reviews look good to me better than fileing bankruptcey

November 15th, 2012 Fort Huachuca, AZ

I was downrange in Iraq back in 2003 and had a score of 420..After serving a year I left with a score of 648... Amazaing how they did that however.. It requires patience...The are fast then they get slow.. And I was really about to quit them at first because they was only disputing the items and I know I could have done that... But I am proud of their services but If I go again it won't be the Premier Package... Great job Lextington..

November 15th, 2012 Culver City, CA


November 7th, 2012 Sacramento, CA

I signed up with Lexington in January of 2012, it is now July 2012. I can honestly say that Lexington does work. Although they can be slow, I have had a total of 25 items removed from all three credit agencies and have 3 more left on each one. I haven't pulled my credit score but I am sure it has gone up tremendously from the high 600's to whatever it is now. The only issue with Lexington is their process takes time and patience. I even had my "Included in BK's" removed as well. Could I do this myself ? I'm sure I could have but I don't have the time or expertise to dispute the negative items on my report. I will recommend you do the Concord level service at 79 dollars a month because the Premier service is not worth it, the only difference is the alerts you recieve and they don't always come through like you would expect. At times I would have to contact Lexington to obtain updates that did not notify me with their Premier service. If you have the extra money a month and want to sit back and have a reputable firm do quality work for you, go with Lexington. What else do you have to lose, in the long run a better credit score will save you money regardless of how you look at it. I hope that the final items come off real soon and if I ever have any credit issues I will always return to Lexington. The return on this investment is worth it.

November 7th, 2012 Wichita, KS

I have been with Lexington Law for 2 months with the least inexpensive plan my credit socre was 457 and now it is 547. I should have joined them sooner!!!!!

November 7th, 2012 Woonsocket, RI

Excellent Courteous Service....with Lexington's help I boosted by Credit Score to 690 and was able to purchase my current home this past April....with a 4% fixed mortgage. I have recommended this firm to many of my friends.....Lexington gets results !!!! What you do not know concerning your credit score will most certainly hurt you. I check mine weekly on creditkarma...and its free and does not hurt hurt you on the Big 3 Credit Scoring Companies. My Credit Score is now 700 & rising Thanks Lexington.....You're the Best !!!!!!!!!!!!!!

November 7th, 2012 Plainville, CT

just signed up with lexington law and im excited reading these reviews. i will be reporting back in 30days for an update!!

November 7th, 2012 Boston, MA

I'm pleased with Lexington Law group everything they stand for, is what they accomplish for the client. The only problem I have they are very pricey for someone on a low income, and they charge a late fee if your payment is late... :( $19.99. I would love to continue with my services I"m just so broke!!! Signed Student/Single Parent!!!!

Candice Melvin
November 7th, 2012 Clayton, NC

I have been with Lexington since May 2012.I 'm so happy with their service.M y credit score has improved over 80 points.I have had over 40 negative items removed from my report.I will say like everyone else things have slowed down alot lately.

November 7th, 2012 Denver, CO

Sept 6,2012 wanted to raise my credit rating to repair my credit. they are doing a great job already 5 to 6 bankruptcy items have disappeared. A little pricey at first but they are worth it. Thanks Lexington

Mr. Marty
November 7th, 2012 Waterbury, CT

I have been with Lexington for about 5 months @ 100 a month and I had up to date 9-5-12 . I had 14 items taken off, but like Km up above me . It seems like the harder ones seem to take a long time to get off, Im not complaining because I had good success with Lexington. Im not a hype type of a guy , just stating tha facts on how well they did on my credit bureaus reports.

November 7th, 2012 Saint Louis, MO

Lexington Law Firm is very good at what they do. Their pricing is fare. The cost of having bad credited is a lot greater in price and lifestyle, than what they charge. I started with them this year with a 459, credit score and now my highest score is 682, all during the year of 2012. I'm very thankful and appreciate them. I rated them a nine, because their is also room for growth.

November 7th, 2012 Houston, TX

I have been with Lexington law a little over a month and already have had 2 items deleted I would tell anyone Lexington is the best

November 7th, 2012 Newport Beach, CA

so far...so good I signed up and I'm waiting to see the results on my first month. I will post again once things start being removed from my credit report. It's just week one so far. Looking forward. I like their website and the way they disclose things

October 18th, 2012 Atlanta, GA

I signed up with lexington on sept 7,2012 and im very happy to say that today october 17,2012... 7 items have come off, 3 on transunion and 4 on equifax. Cant wait to see my experian. They are really amazing

John S.
October 17th, 2012 Charlotte, NC

i'm definately going to use this company,because they showed me what alot other companies would'nt.. And soon i'll be debt free,Thank God for this company!!

October 15th, 2012 Aberdeen, MD

Thanks Lexington for all the help that you given me. All I can say is that this Company is about their business and they're trust worthy. l'm going to pass the word down to people that could use the (help) trust me, I will re-sign with them.

September 26th, 2012 Palm Bay, FL

I've been signed up with Lexington one month today. So far I have received notification of 6 negative items removed from my credit. I have not yet ordered a new copy of my credit report to verify this, but I'm very pleased so far!

September 26th, 2012 Chapin, SC

I have been with Lexington Law firm for almost 2 months, they have deleted 10 negative items off my credit report. I am proud to be of client. GO LEXINGTON LAW FIRM!!!

August 27th, 2012 Metuchen, NJ

Excellent services across the board. I have been with Lexington Law since January 2012 and I have had 19 items removed. Customer service through e-mail or telephone is professional and smply outstanding. 100% recommended to anyone with severe and numerous credit issues.

August 24th, 2012 Houston, TX

I have been with them since Jan of 2012 and all together the have removed 17 negative items off my report, things have slowed down on the removals i haven"t had any removals in a couple of months but still in all i am very impressed with the service but i i"m waiting to see whats next for me hope i get some but i"m going to stay here with them for a year, i know it will be very well worth the wait!!!!!!! Thanks Lexington!!!!

Kathy G
August 21st, 2012 Cleveland, TN

AWESOME!! Barely a month into it, they have removed 6 items from my report, with new letters going out weekly! Well worth the money. Hoping to be able to buy a house next year! Thanks!

August 16th, 2012 Hood River, OR

For anyone trying to get their credit report taken care of I STRONGLY recommend Lexington Law. 580 to 765 WOW in just a short period of time. If it wasn't for Lexington Law my husband and I wouldn't of been able to purchase our first home together! THANK YOU Lexinton Law :)

August 4th, 2012 Panama City, FL

Just signed up with Lexington to try to repair my credit so I can buy a house for my family. Within, 1 week I had 4 things removed off my credit (including a repossession). Couldn't be more happier. The only problem now is that it seems like things are slowing done, but at least the important stuff got deleted.

July 20th, 2012 Reno, NV

They removed things fast in the beginning but after being with them for a couple months.. it seems like its taking forever to get anything removed. Was also wondering why they challenge 5 negatives on my husbands but only 1 or 2 on mine??? Lets get movin Lexington or your gonna lose 2 customers..

July 20th, 2012 Blountsville, AL

14 days into the program, 1 negative account deleted. I couldnt get a response that quickly doing the time consuming disputes alone. Customer service is awesome, someone always available to answer questions.

July 16th, 2012 La Puente, CA

I've been looking for a credit repair place for a while, and after reading reviews between this place and others, I decided to go with them despite the price. I just joined them and will be updating you guys to let you know how it goes. Thanks everyone for the reviews, it was good reading then as they let me decide I wanted to give Lexington a try.

July 10th, 2012

I have been with Lexington law a little over a month and already have had five items deleted I would tell anyone Lexington is the best

Chelsey Adian
July 7th, 2012 Lehi, UT

I had a few collections calling and harassing me from back east, so shady, and very upsetting! I really needed my credit score up too so my husband and I can refi our home. Lexington was fantastic. Everything I expected. So far results have been great, we're sticking with them. :)

Suzanne S
July 7th, 2012 Lynnwood, WA

A friend sent me here. Best $80 a month I could spend. I have old debt, mostly medical and municipal from my 20's. It's been 3 months and they have gotten 15 items removed! 12 to go. Moving quick. Thanks! I finally feel someone is on my side.

June 29th, 2012 TX

I have been with lexington now for 2 months and have had 3 items removed in just 2 months my score went up 67 points!!! Its good

June 23rd, 2012 Detroit, MI

I was so scared and didnt know who to go with. We had to file bankruptcy in 2010 due to a death in the family and we are trying to buy the house that was my parents and the house I grew up in. My credit score was 546 it is now 4 months later and my score last month was 658! I have had 14 items removed in the last 4 months. I love Lexington Law and would recommend them to everyone.

June 20th, 2012 Chicago, IL

Lexington rocks!!!!!!!!!! helped me a lot in my score 580 to 696 in 5 months

Melanie Loane
June 18th, 2012

I havehad a great experience with Lexington Law. They have gotten 10 negative listings removed from my credit in the last year

June 16th, 2012 Upland, CA

In a matter of just a few months, my score has gone from 400 to 623. I am so pleased with Lexington. Wish I had known about them a lot sooner!!

June 15th, 2012 Bremen, IN

Just signed up. I really like there site and give the technology an A+. The representatives seem professional and have answered all mt emails promptly. I signed up June 9. To soon to see if they can remove the items that are left after I did the dispute process myself. I will give a status later and see if they have better luck. One thing I didn't care for is the inquiry assist. Basically they just generate an online basic letter and you have to mail it. Basically it feels like your somewhat alone with dealing with hard inquiries.

June 14th, 2012

I'm happy with my results so far; I started with them sept. 2011 but didn't last 1 month because I had doubts and they still removed 1 item within that month. I should have done my research. Now that I'm back as of may 2012, they have removed 4 negative items so far, within a month and they are working on 12 items as we speak. Great job!

June 2nd, 2012 New Providence, PA

Only been with lexington for three weeks and already had two state liens and two federal liens removed!

Natasha R
May 30th, 2012 Upland, CA

I have used lexington law firm in the past, and they were amazing deleting eight items within less then a year. Now i have found my self in a bit of financial crisis, i know i can trust Lexington law to put me back on track, i continue to recommend lexington to all my friends. It might be pricy but it is worth it wait, you will never regret it.

Mitchell Zinman
May 30th, 2012 Atlanta, GA

Lexington Law is the best. I been with them since 2006 and they have removed 145 items from my report and only have a couple left.I can't say enough how Great Lexington law has been for me and my wife. They are the BEST

May 26th, 2012 Aurora, CO

I am currently using lexington law. So far they have removed 10 items from my credit report. At first, I did have doubts but they turned out to be a great credit repair.

Beth Young
May 9th, 2012 Fort Worth, TX

I used them for 1 year and they were great. Removed all the negative items except for 1 Judgement. They are pricy but the best service and great results. Well worth the $$

May 7th, 2012 CA

I am currently paying for this service, it is May 7 and I'm going on my 2nd month.. 5 listings have been removed from my report, couldn't be happier.. they r pricey but it's very worth it in tha end.. thank u Lexington!

May 1st, 2012 Lehi, UT

I had gotten into an accident and the insurance company (allstate) totaled my van. They actually paid out more than what it was worth, but my husband and I wanted to upgrade to a Sequoia. After being denied a loan for $5k to upgrade, I turned to Lexington. Within 3 months we had seen a bump in our score. Not a huge one, but enough to get approved. :) We canceled their services after 4 months, but got what we needed!

April 27th, 2012

I'm pleased so far. It has not been thirty days yet they already removed two negatives on my report.