Legacy Legal

3.3

Overall Score

4 User Reviews

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With over 24 years of combined industry experience, Legacy Legal seeks to provide its customers with an impressive array of credit-related services, including credit education, identity theft repair and protection, debt validation, and credit repair. Legacy Legal has been working with a consumer law attorney for over 14 years, providing a high level of expertise. Its programs are competitively priced; however, customers will need to pay for their own periodic credit reports, which can be costly in the long-run.

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#22 Legacy Legal Logo Legacy Legal

3.3

Overall
Score

4 User Reviews

The Good

  • Low Monthly Price
  • Discounts Available 

Legacy Legal offers a full range of services to meet nearly every credit-related need. In addition to unlimited credit disputes, 24/7 online access, and free phone support (Standard Package), the company also provides supplemental identity theft protection, debt validation, and attorney-assisted letters to creditors (Fast Track! Package). The Fast Track! Package also includes a 10% military discount and 15% couples discount, which can save customers between $8 and $12 each month.

Low Monthly Price

Both of Legacy Legal's credit repair packages are competitively priced.

Discounts Available

Military (10%) and couples (15%) discount available with the Fast Track! plan.

The Bad

  • Does Not Pay for Credit Reports

While the company provides an impressive array of credit repair features, it does fall behind other companies is certain areas. For example, Legacy Legal does not provide customers with periodic, updated credit reports, but rather requires customers to pay for these reports themselves. Something else customers should keep in mind is that the service warranty will only take effect after the first 12 months-meaning customers cannot apply for a full or partial refund until a year after signing with Legacy Legal.

Does Not Pay for Credit Reports

The company relies on customers to provide their own periodic credit reports.

The Bottom Line

Legacy Legal provides credit repair to match top companies in the industry. The company even provides a list of proven results on its page in which it has resolved tax liens, late payments, foreclosures, and more. But while the company provides a wide array of services for an affordable price, customers are responsible to pay for their own credit reports. Meanwhile, the service warranty will only apply after the first 12 months.

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