KC Credit Services


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KC Credit Services was founded in 1991 and has specialized in credit repair services. This company started in the owner's basement helping friends figure out finances. KC Credit Services has grown to help people nationwide with their financial and credit issues.

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The Good

  • Personalized Programs
  • Tiered Packages

Personalized Programs

Each program offers credit personalized credit education. This can aid clients in future financial decisions and in maintaining or achieving higher credit scores after the program ends. Clients are given a personal credit concierge. This allows customers to receive consulting regarding their credit and ask financial questions. Clients who take advantage of these services can leave the program feeling confident that they can make more informed financial decisions.

Tiered Packages

KC Credit Services offers several package deals that lets the customer choose which package tailors their needs. Each package gives a detailed description of their services as well as who would benefit most from each package. KC Credit Services also offers a business program for business owners who would like to build credit for their company.

The Bad

  • Lack of Published Results
  • High Initial Fees

Lack of Published Results

KC Credit Services does not offer any published results on their website. Published results aids customers in their decision making process. Published results can show what an average customer's experience with the company is and that the program is worth the investment and time. Published results can also give potential customers much needed information like how long it will take to see results, and what kind of results are possible.

High Initial Fees

The monthly fees for KC Credit Services are average with their competitors, but the initial fees are extremely high in comparison to competitors. High initial fees can be a determining factor as to whether potential clients decide to go with another company. KC Credit Services does not offer published results which also makes it difficult to invest so much upfront without proof of results.

The Bottom Line

KC Credit Services offers some great services in their programs. Their personalized credit education and credit concierge can be very beneficial to customers. Offering a business program is also unique and could be beneficial to business owners. However, KC Credit Services has extremely high initial fees. The website also does not share any published results that could possibly justify the high costs. Potential customers should research other options before choosing KC Credit Services for credit repair.

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