Inworks Credit Solutions

1.5

Overall Score

5 User Reviews

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Inworks Credit Solutions has been providing standard credit repair services since 2014. The company specializes in not just restoring good credit status, but also helping customers find and secure the home loan that's right for them. It offers one of the longest money back guarantees in the business, though, conditions as to when this guarantee can be enforced do apply. The company also ranks poorly for online transparency, omitting several important company data points that would otherwise help customers make a more informed decision. The company is upfront with regard to its pricing, but customers who don't want to pay extra to procure their credit reports might consider researching other companies.

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#55 Inworks Credit Solutions Logo Inworks Credit Solutions

1.5

Overall
Score

5 User Reviews

The Good

  • Industry-Average Monthly Rate 
  • 180-Day Money-Back Guarantee 
  • Home Loan Assistance Program 

Inworks Credit Solutions provides standard credit repair services offered by most credit repair companies. The company can resolve a number of credit inaccuracies including bankruptcies, foreclosures, short sales, and more. Customers can also apply for Inworks's home loan assistance program to help them qualify and secure a better home loan rate. Inworks Credit Solutions also provides an 180-day money back guarantee, twice the length of guarantees offered by other companies.

Industry-Average Monthly Rate

The company charges $98 per month (plus a variable initial workup fee).

180-Day Money-Back Guarantee*

If Inworks Credit Solutions does not provide the services promised, customers receive a full refund.

Home Loan Assistance Program

Designed to help customers secure home loans.

The Bad

  • Guarantee Only Applies After Completion of Program 
  • Does Not Pull Credit Reports for Clients 
  • Poor Online Transparency 
  • No On-Staff Attorneys 

While Inworks Credit Solutions' 180-day money back guarantee is twice as long as the standard 90-day guarantee offered by some other credit repair companies, customers can only seek a refund upon completion of the 180-day program; meanwhile, companies with the 90-day guarantee allow customers to seek a refund at any point within those 90 days. The company does not provide or pay for a customer's credit reports, but rather places that responsibility on the customer, and because the company website lacks important information regarding staff and company policies, it is likely that Inworks Credit Services does not provide legal assistance to customers needing representation to creditors in court.

*Guarantee Only Applies After Completion of Program

Customers will not receive a refund until after the 180-program is completed.

Does Not Pull Credit Reports for Clients

Customers are required to provide their own credit reports.

Poor Online Transparency

Information on policies, programs, and staff could not be found.

No On-Staff Attorneys

Inworks Credit Solutions cannot represent clients in court. Want to know which companies are top-rated? Click here.

The Bottom Line

Inworks Credit Solutions provides baseline credit repair solutions at an industry-average rate. The 180-day money back guarantee is longer than similar guarantees from other companies, but customers can't use it until the 180 days have passed. Inworks also provides no information on its home loan assistance program, its staff, or its company policies. Customers are strongly encouraged to investigate other companies that are more upfront about these things. 

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