GreenLight Credit Repair is a California-based company that offers credit repair services nationwide. In terms of credit repair services, GreenLight Credit Repair offers two plan options — an individual plan and a twin credit repair plan.
The company provides a phone-based, free credit consultation and claims to dispute all negative inaccurate items including tax liens, inquiries, bankruptcies, charge-offs, judgments, repossessions, late payments, collections, foreclosures, and more.
Although GreenLight Credit Repair’s plan options are not overly expensive, the company does require all new clients to pay a setup fee.
GreenLight Credit Repair provides a free consultation to all potential clientele. According to the GreenLight Credit Repair website, this 15-minute consultation takes place over the phone with one of the company’s credit repair experts.
Those interested in receiving a free GreenLight Credit Repair consultation can schedule the meeting on the company’s website or by calling the company directly.
Unlike many other companies in the credit repair industry, GreenLight Credit Repair services all 50 states nationwide.
In terms of credit repair services, GreenLight Credit Repair offers two plans that customers can choose from — an individual credit repair plan and a twin credit repair plan.
The only difference between the two plans is that the twin credit repair plan is designed for any two people. The monthly fee and setup fee for the twin credit repair plan is set at a discounted rate — meaning it’s a better deal than if two people were to sign up for two individual plans.
Both plans include the following:
GreenLight Credit Repair offers a 90-day, complete money-back guarantee to customers who don’t get positive credit score results after using the company’s credit repair services.
According to the company’s website, many clients will see positive credit score results “anywhere from 10 to 30 points in the first 35 days.”
However, GreenLight Credit Repair does acknowledge that not every client will receive credit score results due to the nature of the credit repair process which is why the company offers a full refund after 90 days of no results.
In addition to the company’s credit repair services, GreenLight Credit Repair provides a credit education section directly on its website. Both clients and non-clients can view this educational resource online to learn more about credit scores, credit reports, and more.
GreenLight Credit Repair also allows website visitors to contact them via phone call if they have any additional credit-related questions.
Although GreenLight Credit Repair does not charge upfront fees, the company still requires new clients to pay a setup fee for each credit repair plan option.
For the individual credit repair plan, clients are charged a $55 setup fee, and for the twin credit repair plan, clients are charged a $65 setup fee.
Meanwhile, many other credit repair companies either charge clients a lower setup fee or no setup fee at all for the use of their credit repair services.
In terms of website information, GreenLight Credit Repair does not give upfront information regarding plan payment options, staff information and credentials (FICO certifications, legal titles, etc.), additional services (if any), and more.
Potential clients/interested parties who want more information about the company’s credit repair services must contact the company directly and/or set up a free phone consultation.
GreenLight Credit Repair appears to only offer credit repair services while other credit repair companies offer additional services like a client mobile app, score tracker, additional personal finance tools, etc.
The company also only offers two credit repair plans — one individual and one dual-person plan while other companies in the industry offer more plan options.