Fresh Start Credit Repair is a registered Credit Service Organization headquartered in Corpus Christi, Texas. Since 2009, the company has helped consumers nationwide repair and restore their credit in order to achieve good credit goals. Those with bad credit simply need to pay an initial startup cost and an ongoing monthly fee for this Fresh Start program.
With Fresh Start Credit Repair, clients can receive the help they need to remove inaccuracies from their credit reports. In turn, each client can see an increase in their credit score and save on loan situations. Benefits of their service include:
The credit repair company offers a 90-day money-back guarantee for its customers. If the credit repair company does not remove at least one erroneous item from the client's credit report during this time frame, clients are eligible to receive a full refund on all fees paid. Customers can cancel services anytime with no penalty.
Consumers are able to receive a free initial credit report consultation. Clients also receive extensive credit/financial education and monthly progress updates during the credit repair process. The company also offers flexible options in regards to payments.
Fresh Start Credit Repair charges consumers $99 to set up a client profile and $89 monthly payments per individual thereafter. A two-person plan is also available for $89 per month with a $179 initial setup fee for credit restoration work to be performed.
Fresh Start Credit Repair offers a helpful credit knowledge page on its main website that consumers can access to learn more about the importance of having good credit, how lenders use credit scores when determining loan qualifications, and more. Overall, having this page of information may help potential clients learn why credit matters.
While the Fresh Start service can help clients improve their poor credit by helping them remove negative items from various credit reports, there are limitations to be aware of as well. Prior to enrollment, clients should be aware of the following:
Consumers are expected to pay either $99 or $179 if they choose to do the two-person credit repair plan for the initial setup fee when getting started. This is not necessarily the highest payments rate but many companies charge the same setup fees and provide clients with attorneys and paralegals.
Fresh Start Credit Repair does not employ licensed attorneys to help clientele with legal issues regarding the credit repair process. Individuals dealing with bankruptcy or tax liens may find another similar credit repair company more suitable for their unique needs.