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Fowler and Fowler

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8 User Reviews
LAST UPDATED: October 10th, 2019

Fowler and Fowler offers personalized credit report repair for a $59 monthly fee per individual. The company has been performing credit repair services exclusively since 1992 in Sebring, Florida. Fowler and Fowler is listed with Dun and Bradstreet and is a member of the Sebring Chamber of Commerce.

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The Good

  • Free Credit Evaluation
  • Simple Pricing
  • Customer Satisfaction Guarantee

Fowler and Fowler provides a customized approach to the credit repair process. Each client that enrolls in its credit repair services will receive individual attention and have their specific erroneous credit report items addressed. Like many other credit repair companies, Fowler and Fowler works with the major credit bureaus to dispute all negative items at one time. The company discloses that it will also help clients with settlements by directly contacting creditors. Other benefits of their service include:

Free Credit Evaluation

Fowler and Fowler offers a free initial evaluation with a credit repair specialist to determine consumers’ credit repair needs. If potential clients do not already have copies of their credit reports, the company will help obtain them. The free evaluation involves the analyzation of the client’s credit reports and the creation of a customized plan to remove all negative accounts.

Simple Pricing

The company charges individuals $59 per month for each month of credit repair services. Couples are charged $99 per month. The company’s fees are low in comparison to other companies in the credit repair industry. The ongoing monthly cost of the company’s credit repair services includes unlimited dispute letters and deletions as well as around-the-clock progress monitoring. According to Fowler and Fowler company website, the typical amount of time it takes to improve a client’s credit score is about three to six months which depends on the number of negative items that are on the client’s accounts.  

Customer Satisfaction Guarantee

Consumers may cancel at any time if they are unhappy with the customer service they have received and/or if they do not receive positive credit score results. Fowler and Fowler will issue a refund as part of its customer satisfaction guarantee for unsatisfied customers. Fowler and Fowler also feature numerous positive customer testimonials on its corporate website.


The Bad

  • Lack of Transparency 

While Fowler and Fowler provides professional credit repair services, there are some areas of concern. Prospective clients of Fowler and Fowler should be aware of the platform's limitations prior to enrolling in their credit repair services:

Lack of Transparency

In comparison to its credit repair business competitors, Fowler and Fowler's website lacks a level of transparency in regards to providing customers with important information. The company’s website does not seem to disclose any credit repair success statistics or provide a frequently asked questions page. Also, the website appears that it has not been recently updated. 


The Bottom Line

Fowler and Fowler appears to be a reputable credit repair company, that works with all three major credit bureaus and is suited for individuals and couples in need of long-term credit restoration services. The company has been in business for over 20 years and offers personalized services, a free credit reports evaluation, simple and fair pricing, as well as a customer satisfaction guarantee in order to help you improve your credit. Unfortunately, the company appears to have an outdated website and lacks some significant website transparency. It is recommended that you thoroughly research a variety of credit repair companies before making a final decision. 

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