Epic Credit Score Solutions

Author: Kaitlyn Short

Epic Credit Score is a credit repair company based out of Miami, Florida. The company has specialized in credit repair services since 2005. Ninety-five percent of Epic Credit Score's clients are referred by other satisfied customers. The programs offered by Epic Credit Score are calculated based on the work required to clean a client's credit. Different programs are offered based on how fast a client wants to clean their credit. Epic Credit Score charges fees only after a negative account has been removed from a credit report. 

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The Good

• Fair Pricing 
• Customized Repair Plan

Fair Pricing

Epic Credit Score follows a pay-per-deletion system. Clients are not charged fees until after negative accounts have been deleted. Unlike many other companies in the industry, Epic Credit Score does not charge clients monthly fees. Clients may pay anywhere from $50 to $100 for their beginning consultation depending on if they provide their own report or not. This fee is only charged after the consultation is over, if they don't bring their own report, and if the client decides to use Epic Credit Score's services. Epic Credit Score charges $25 per account deleted per credit reporting agency. 

Customized Repair Plan

Epic Credit Score offers customized plans to all of their clients. Credit consultants analyze each client's credit report and determines the best course of action. This allows the customer to have a unique repair plan that is tailored to their circumstances.

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The Bad

• No Money-Back Warranty 
• No Published Results

No Money-Back Warranty 

Epic Credit Score does not offer a money-back warranty to its clients. The company states that there is no need for a money-back warranty because it follows a pay-per-deletion system. However, the lack of a money-back warranty means that there is no chance for clients to get back the money they might have paid for their beginning consultation. 

No Published Results

Epic Credit Score offers limited published results on their website. Published results aids customers in their decision making process. Published results can show what an average customer's experience with the company is and that the program is worth the investment and time. Published results can also give potential customers much needed information like how long it will take to see results, and what kind of results are possible.

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The Bottom Line

Epic Credit Score offers custom plans for each client and offer consultations to help educate clients with financial management. This can be very beneficial to potential customers with complex situations and who would like a more hands-on approach. With the lack of published results and money-back warranty, it is difficult to determine if the services are worth the investment. It is recommended that any potential customers research their options before choosing to repair their credit with Epic Credit Score.

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