Credittude Financial Hub is a financial services company that has provided credit repair and credit restoration services to consumers since 2008.
The Texas-based company is registered and licensed with the state’s Attorney General offices and offers consumers a number of financial services including:
Credittude Financial provides two different credit repair packages — a Regular Package and a Platinum Package. Potential customers should note that the company does offer a money-back guarantee with each credit repair package option.
Read our full review to learn more about Credittude Financial’s credit repair services and options.
Along with a free credit analysis, Credittude Financial offers a straightforward, three-step credit repair process. According to the company’s website, the credit repair service begins by challenging negative items on credit reports from all three credit bureaus.
Next, the company contacts creditors to verify negative items. Lastly, the company repeats the process if there are negative items that require “additional correspondence.”
Credittude Financial offers two credit repair package options that customers can choose from — the Regular Package and the Platinum Package.
The Regular Package consists of normal bureau challenges. This package option works to get everything deleted within 40–180 days.
The company’s Platinum Package is based on aggressive bureau challenges. This package strives to have everything deleted between 40–90 days.
With each credit repair package, the company works to challenge negative items like hard inquiries, student loans, foreclosures, bankruptcies, evictions, child support, and more.
Credittude Financial provides a money-back guarantee if its service cannot delete everything from a client’s credit report in 120 days. The company recognizes that each credit repair situation is different and the money-back guarantee provides peace of mind to customers.
Additionally, many other companies in the credit repair industry do not offer a money-back guarantee.
Credittude Financial provides customers with a few resources including a monthly credit score improvement analysis and access to a credit specialist via email, phone, or website chat.
Customers will also receive 24/7 access to track and monitor their credit results online.
Credittude Financial charges steep prices for its credit repair services compared to what other companies charge. The company charges customers a total of $1,499 for the Regular Package and a total of $1,999 for the Platinum Package.
According to Credittude Financial’s website, once customers sign up for a package, they can pay $499 to start and then can pay $499 every 30 days until they pay for the total amount due.
Credittude Financial requires customers to sign up and pay for IdentityIQ monitoring services which cost $29.99 per month. These services are required for customers to obtain access to copies of all three of their credit reports each month.
This is an added expense as some other companies in the credit repair industry offer credit report copies for free when customers sign up for their services.
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