Creditcure is a California-based company that offers credit repair services and financial education services to consumers and businesses.
The privately held company was founded in 2020 and provides a few different services in addition to credit restoration. For instance, the company offers customized budget and pay-off programs along with a wealth-building program that clients can apply for. According to the company, all of its programs are designed to help clients obtain an “optimized financial lifestyle.”
Creditcure offers a 100 percent money-back guarantee (if certain requirements are met), military and veteran discounts, a DIY credit repair kit option, and more. Consumers should know that the company does, however, charge more in terms of one-time fees than some other companies in the industry.
Keep reading to learn more about Creditcure’s credit repair services.
Unlike some other companies in the credit repair industry, Creditcure offers a 100 percent money-back guarantee. According to the company’s website, clients must meet the following requirements in order to obtain a full refund:
The company also states on its website that 93 percent of its clients generally see a credit score increase of 10 points or more within the first 35 days of service. It’s important that clients note, however, that credit repair results and credit repair service speed can vary.
Creditcure provides service discount opportunities for both active military members and veterans. That said, Creditcure does not provide much information online about what the military/veteran discounts involve.
In addition to its military and veteran discounts, the credit repair company also allows clients to add a significant other to their EZ Pro Budget plan for a one-time cost of $200.
Creditcure offers a fairly unique offering of a DIY credit repair kit, also known as the “Get Well” Credit Kit. Consumers and businesses can order this kit if they want to try restoring their credit on their own.
That said, there is not much information on the company’s website about what this kit includes. Those interested in this DIY credit repair kit must contact the company in order to learn more and to actually order a kit.
As previously mentioned, Creditcure offers the following additional services outside of its credit repair service:
Consumers should note that each plan listed above ranges in price. For example, the EZ Pro plan, the company’s least expensive additional service, costs a one-time fee of $350. Those interested in these services can visit the company’s website or contact the company directly to learn more.
Creditcure appears to charge a higher one-time fee for its initial audit in comparison to many other companies in the credit repair industry.
The company’s one-hour initial audit costs a one-time fee of $250. While this may not seem like a steep expense to some, consumers should know that most credit repair companies either charge a lower initial fee or provide a free initial consultation.
While Creditcure is fairly transparent online about its pricing, refund, and services, the company does not appear to provide much information regarding its staff, credit repair process, Wealth Trainee program application, “Get Well” Credit Kit, and more.
Those interested in learning this information may have to contact the company directly.
Clients are required to pay for a third-party monthly credit monitoring service in addition to the initial audit fee and the monthly fee that the company charges for its credit repair service.
Creditcure also does not allow clients to use a free report service like Credit Karma.
Along with the credit monitoring fee, clients who sign up for any of the company’s additional services, like the EZ Budget program, must make separate payments in order to use those services.